Best Fairbanks, Alaska Auto Insurance in 2024
The average Fairbanks, AK auto insurance rates are $240 per month. The minimum auto insurance in Fairbanks is at least 50/100/25 in coverage to comply with Alaska auto insurance laws. To find the best cheap auto insurance in Fairbanks, Alaska, compare quotes from multiple companies.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Sep 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Fairbanks is State Farm
- The average commute length in Fairbanks is 13.5 minutes
- The most expensive auto insurance company in Fairbanks for teen drivers is Progressive
Fairbanks, Alaska auto insurance requirements are 50/100/25 according to Alaska auto insurance laws. Finding cheap auto insurance in Fairbanks can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Fairbanks, Alaska, including driving record, credit, commute time, and more.
Compare auto insurance in Fairbanks to other Alaska cities, including Anchorage auto insurance rates, Sitka auto insurance rates, and Palmer auto insurance rates to see how Fairbanks, Alaska auto insurance rates stack up.
Before you buy Fairbanks, Alaska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Fairbanks, Alaska auto insurance quotes.
Minimum Auto Insurance in Fairbanks, Alaska
Fairbanks, Alaska auto insurance laws require that you have at least the Alaska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Fairbanks, Alaska.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $50,000 per person $100,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Fairbanks, Alaska Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Fairbanks, Alaska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,049 | $2,049 | $1,945 | $1,945 | $4,814 | $6,320 | $2,308 | $2,528 |
| Geico | $2,237 | $2,168 | $2,110 | $2,008 | $4,940 | $6,305 | $2,212 | $2,374 |
| Progressive | $1,930 | $1,721 | $1,622 | $1,663 | $6,865 | $7,675 | $2,193 | $2,189 |
| State Farm | $1,497 | $1,497 | $1,342 | $1,342 | $4,709 | $6,111 | $1,768 | $1,810 |
| USAA | $1,530 | $1,526 | $1,424 | $1,416 | $4,983 | $5,525 | $2,198 | $2,330 |
Cheap Fairbanks, Alaska Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Fairbanks, Alaska is a challenge. Take a look at the annual teen auto insurance rates in Fairbanks, Alaska.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $4,814 | $6,320 |
| Geico | $4,940 | $6,305 |
| Progressive | $6,865 | $7,675 |
| State Farm | $4,709 | $6,111 |
| USAA | $4,983 | $5,525 |
Cheap Fairbanks, Alaska Auto Insurance for Seniors
What are senior auto insurance rates in Fairbanks, Alaska? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,945 | $1,945 |
| Geico | $2,110 | $2,008 |
| Progressive | $1,622 | $1,663 |
| State Farm | $1,342 | $1,342 |
| USAA | $1,424 | $1,416 |
Cheap Fairbanks, Alaska Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Fairbanks, Alaska compared to the annual auto insurance rates with a clean record in Fairbanks, Alaska.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,414 | $3,359 | $3,357 | $2,849 |
| Geico | $2,175 | $3,217 | $4,569 | $2,215 |
| Progressive | $2,890 | $3,711 | $3,069 | $3,259 |
| State Farm | $2,283 | $2,736 | $2,509 | $2,509 |
| USAA | $2,054 | $2,635 | $3,449 | $2,328 |
Cheap Fairbanks, Alaska Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Fairbanks, Alaska is not easy. Compare the annual rates for DUI auto insurance in Fairbanks, Alaska to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,357 |
| Geico | $4,569 |
| Progressive | $3,069 |
| State Farm | $2,509 |
| USAA | $3,449 |
Cheap Fairbanks, Alaska Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Fairbanks, Alaska annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,548 | $2,813 | $2,623 |
| Geico | $3,459 | $3,007 | $2,666 |
| Progressive | $3,525 | $3,159 | $3,013 |
| State Farm | $3,477 | $2,243 | $1,808 |
| USAA | $3,562 | $2,334 | $1,953 |
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Cheap Fairbanks, Alaska Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Fairbanks, Alaska can vary. Compare the annual cost of auto insurance by ZIP code in Fairbanks, Alaska to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 99701 | $2,885 |
| 99712 | $2,876 |
| 99790 | $2,876 |
Cheap Fairbanks, Alaska Auto Insurance Rates By Commute
Commute length and annual mileage affect Fairbanks, Alaska auto insurance. Find the cheapest annual Fairbanks, Alaska auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $2,937 | $3,052 |
| Geico | $3,005 | $3,083 |
| Progressive | $3,232 | $3,232 |
| State Farm | $2,440 | $2,579 |
| USAA | $2,572 | $2,661 |
Cheap Fairbanks, Alaska Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Fairbanks, Alaska? Check out the comparison of annual Fairbanks, Alaska auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,945 | $2,947 | $3,092 |
| Geico | $2,987 | $3,001 | $3,143 |
| Progressive | $3,171 | $3,177 | $3,348 |
| State Farm | $2,430 | $2,470 | $2,629 |
| USAA | $2,575 | $2,593 | $2,681 |
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Best By Category: Cheapest Auto Insurance in Fairbanks, Alaska
Compare the cheapest auto insurance companies in Fairbanks, Alaska in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Fairbanks, Alaska Auto Insurance Companies
What auto insurance companies in Fairbanks, Alaska are the cheapest? Compare the top Fairbanks, Alaska auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,995 |
| Geico | $3,044 |
| Progressive | $3,232 |
| State Farm | $2,509 |
| USAA | $2,617 |
What affects auto insurance rates in Fairbanks, Alaska?
There are a lot of reasons why auto insurance rates in Fairbanks, Alaska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Fairbanks, Alaska. Many local factors may affect your Fairbanks auto insurance rates.
Fairbanks Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Fairbanks, Alaska commute length is 13.5 minutes according to City-Data.
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Compare Fairbanks, Alaska Auto Insurance Quotes
Before you buy Fairbanks, Alaska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Fairbanks, Alaska auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Fairbanks, Alaska?
Fairbanks, Alaska auto insurance laws require a minimum coverage of 50/100/25. This means you must have at least $50,000 in bodily injury liability coverage per person, $100,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
How can I find the best cheap auto insurance in Fairbanks, Alaska?
To find the best cheap auto insurance in Fairbanks, Alaska, it’s recommended to compare quotes from multiple companies. By comparing rates, you can identify the most affordable options for your specific needs and budget.
How do age, gender, and marital status affect auto insurance rates in Fairbanks, Alaska?
Auto insurance rates in Fairbanks, Alaska are influenced by factors such as age, gender, and marital status. Generally, younger drivers, especially teenagers, tend to have higher rates due to their limited driving experience. Additionally, male drivers may have higher rates compared to female drivers. Marital status can also affect rates, with married individuals often qualifying for lower premiums.
What are the average auto insurance rates for teen drivers in Fairbanks, Alaska?
Finding cheap auto insurance for teen drivers in Fairbanks, Alaska can be challenging. Teenagers are considered high-risk drivers, and their lack of experience often results in higher insurance premiums. The average annual auto insurance rates for teen drivers in Fairbanks, Alaska can be higher compared to other age groups.
What are the average auto insurance rates for seniors in Fairbanks, Alaska?
The average auto insurance rates for seniors in Fairbanks, Alaska can vary based on factors such as driving record, type of vehicle, and coverage options. Generally, mature drivers with a clean driving history may qualify for lower insurance rates compared to younger drivers.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.