How to Find Out if Someone Has Auto Insurance in Texas (2024)
All drivers need to know how to find out if someone has auto insurance in Texas, as 14.1% of Texas drivers are uninsured. The best way to find out if someone is insured is to contact the Texas DMV. You will need to have collected at least the driver's license plate number -- the more info you have, the easier it will be for the police or the DMV to check a driver's insurance.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Texas Uninsured Motorists Overview
| Texas Uninsured Motorists Facts | Details | Source |
|---|---|---|
| Percentage of Uninsured Drivers in Texas | 14.1% | Insurance Information Institute |
| Texas USA State Rank for Uninsured Drivers | 16th | Insurance Information Institute |
| Required Insurance in Texas | Bodily Injury Liability Property Damage Liability Personal Injury Protection | Insurance Information Institute |
How can you find out if someone has auto insurance in Texas? Knowing how to find out if someone has auto insurance in Texas is extremely important in cases of hit and run or if a driver refuses to give their information after an accident.
Read our comprehensive guide to learn what steps you need to take to find auto insurance verification.
If you’re looking to find cheap auto insurance rates in Texas after an accident with an uninsured driver, enter your ZIP code into our free tool above.
How to Tell If Someone Has Auto Insurance in Texas
After an accident, you might find yourself wondering, “Can I check if a vehicle is insured?” If you know what information to collect and what steps to take to verify auto insurance in Texas, you can easily find out if the other driver was lying about having coverage.
This will protect you from expensive accident bills if the other driver disappears into the sunset after giving you false information.
Let’s start by going over what information is needed in the process of how to find out if someone has auto insurance coverage.
What information will I need to verify someone has auto insurance?
What do I do if I’m in an accident? How can I find out if a driver is insured in Texas? If you’re in an accident, you need to collect as much information as possible to make sure a Texas driver is insured. You should try to collect all of the following:
- Driver’s Contact Information: Name, address, and phone number
- Driver’s Insurance Information: Insurance company and policy number
- Driver’s Driver Information: Driver’s license number and license plate number
- Driver’s Vehicle Information: Make, model, year, and color of vehicle
Of course, there are always cases where the driver won’t give you information or drives off after hitting you. Read on to learn what you should do in these cases.
What if another driver won’t give me his info after an accident?
How do I find out if a car has auto insurance coverage if a driver won’t give out information? If a driver won’t give you their information after an accident, you should call the police and get them involved (this is a smart move to make after most accidents, regardless of whether the other driver offers their information).
If the person drives off after the accident, write down as much information as you can for the police and your insurance company.
The most important thing to record is the license plate number, as police can run plates to find the vehicle’s owner. Recording the make, model, and color of the car is also a great help to the police.
Can I go to the Texas DMV to verify auto insurance?
If you want to make sure a driver is complying with Texas insurance laws and regulations, the first thing you can do is visit the Texas DMV in person to find information on the driver.
You will need a valid reason to ask for insurance information, such as being the victim of a hit and run or a driver refusing to give insurance information. A police report will be useful in cases like these.
You can also allow the police or your insurer to handle these investigations into Texas vehicle registration, as they will have more authority and better access to databases. They will check if the driver who hit you is following Texasauto insurance laws or is driving illegally without insurance.
What website can I use to verify auto insurance in Texas?
Can I verify auto insurance on a website in Texas? Only authorized users (such as police officers) can access the Texas auto insurance website, TexasSure. What is TexasSure? It is a comprehensive database of insured drivers in Texas. However, again, you will not be able to access it. The good news is that the police or the DMV can.
Is TexasSure reliable? Yes, TexasSure is safe and reliable, as it was designed by the Texas DMV and insurance companies. What is the web address of TexasSure? You can find TexasSure at the following address: https://www.texassure.com/.
All insurers will input their customers’ insurance information into TexasSure. You can also find information about the TexasSure program though the Texas DMV’s website.
Now that you know more about how to find out if someone has auto insurnance in Texas, enter your ZIP code in our free tool below to find quote comparisons for Texas auto insurance rates.
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Frequently Asked Questions
Why would I need to find out if someone has auto insurance in Texas?
There can be various reasons for needing to find out if someone has auto insurance in Texas. For example, if you have been involved in a car accident and want to determine if the other party has insurance coverage, or if you are considering lending your vehicle to someone and want to ensure they have adequate insurance in case of an accident.
How can I find out if someone has auto insurance in Texas?
There are a few ways you can find out if someone has auto insurance in Texas:
- Exchange information at the scene of an accident: If you’ve been involved in a car accident, you can exchange information with the other party, including insurance details. This will allow you to verify their coverage with their insurance company.
- Contact the police: If the accident is significant and the police were called to the scene, they will typically collect insurance information from all involved parties. You can request a copy of the police report, which should include insurance details.
- Contact the Texas Department of Motor Vehicles (DMV): The DMV maintains records of registered vehicles in Texas. While they may not provide insurance information directly, they can verify if a vehicle is currently insured. You can submit a request to the DMV for this information.
- Hire a private investigator: If you require more in-depth information about someone’s insurance status, you can consider hiring a licensed private investigator who can conduct a thorough investigation on your behalf.
Are there any online resources to find out if someone has auto insurance in Texas?
There are no publicly available online resources that allow you to directly look up someone’s auto insurance information in Texas. The methods mentioned earlier, such as exchanging information at the scene or contacting the DMV, are generally the most effective ways to obtain this information.
Can I request someone’s auto insurance information through a legal process in Texas?
Yes, under certain circumstances, you may be able to request someone’s auto insurance information through a legal process in Texas. For example, if you file a lawsuit against the other party involved in an accident, you can request their insurance information as part of the discovery process. It’s advisable to consult with a lawyer to understand the legal procedures involved and determine the best course of action.
Is it legal to use an online service or app to find out if someone has auto insurance in Texas?
Using an online service or app to directly find out if someone has auto insurance in Texas is not legally permissible for the general public. Access to such information is restricted to authorized entities, such as law enforcement agencies and insurance companies. It’s important to respect privacy laws and not engage in any illegal or unauthorized activities to obtain insurance information.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.