Best Florence, South Carolina Auto Insurance in 2024
The average Florence, SC auto insurance rates are $336 per month. The minimum auto insurance in Florence is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Florence, South Carolina, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Sep 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Florence for teen drivers is Progressive
- The minimum auto insurance required in Florence, South Carolina is 25/50/25
- The average commute length in Florence is 19.4 minutes
Florence, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Florence can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Florence, South Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Florence to other South Carolina cities, including Charleston auto insurance rates, Rock Hill auto insurance rates, and Sumter auto insurance rates to see how Florence, South Carolina auto insurance rates stack up.
Before you buy Florence, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Florence, South Carolina auto insurance quotes.
Minimum Auto Insurance in Florence, South Carolina
Florence, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Florence, South Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Florence, South Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Florence, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,633 | $2,633 | $2,521 | $2,521 | $6,779 | $8,637 | $2,918 | $3,173 |
| Farmers | $3,578 | $3,600 | $3,414 | $3,712 | $9,377 | $10,341 | $3,902 | $3,921 |
| Geico | $2,306 | $2,306 | $2,106 | $2,106 | $5,503 | $5,639 | $2,684 | $2,747 |
| Nationwide | $2,658 | $2,690 | $2,393 | $2,481 | $6,527 | $8,405 | $3,015 | $3,286 |
| Progressive | $2,736 | $2,517 | $2,348 | $2,456 | $11,269 | $12,437 | $3,133 | $3,251 |
| State Farm | $2,074 | $2,074 | $1,881 | $1,881 | $6,010 | $7,566 | $2,330 | $2,613 |
| USAA | $1,928 | $1,935 | $1,774 | $1,778 | $7,786 | $8,523 | $2,544 | $2,684 |
Cheap Florence, South Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Florence, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Florence, South Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,779 | $8,637 |
| Farmers | $9,377 | $10,341 |
| Geico | $5,503 | $5,639 |
| Nationwide | $6,527 | $8,405 |
| Progressive | $11,269 | $12,437 |
| State Farm | $6,010 | $7,566 |
| USAA | $7,786 | $8,523 |
Cheap Florence, South Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Florence, South Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,521 | $2,521 |
| Farmers | $3,414 | $3,712 |
| Geico | $2,106 | $2,106 |
| Nationwide | $2,393 | $2,481 |
| Progressive | $2,348 | $2,456 |
| State Farm | $1,881 | $1,881 |
| USAA | $1,774 | $1,778 |
Cheap Florence, South Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Florence, South Carolina compared to the annual auto insurance rates with a clean record in Florence, South Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,992 | $4,763 | $4,192 | $3,959 |
| Farmers | $4,374 | $6,025 | $5,024 | $5,500 |
| Geico | $2,426 | $3,131 | $4,715 | $2,426 |
| Nationwide | $3,132 | $4,044 | $5,104 | $3,447 |
| Progressive | $4,113 | $5,977 | $5,010 | $4,974 |
| State Farm | $2,997 | $3,679 | $3,270 | $3,270 |
| USAA | $2,861 | $3,540 | $4,868 | $3,208 |
Cheap Florence, South Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Florence, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Florence, South Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,192 |
| Farmers | $5,024 |
| Geico | $4,715 |
| Nationwide | $5,104 |
| Progressive | $5,010 |
| State Farm | $3,270 |
| USAA | $4,868 |
Cheap Florence, South Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Florence, South Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,011 | $3,751 | $3,168 |
| Farmers | $6,021 | $5,056 | $4,614 |
| Geico | $4,842 | $2,604 | $2,078 |
| Nationwide | $4,672 | $3,797 | $3,326 |
| Progressive | $5,592 | $4,898 | $4,565 |
| State Farm | $4,745 | $2,893 | $2,273 |
| USAA | $5,635 | $2,785 | $2,437 |
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Cheap Florence, South Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Florence, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Florence, South Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 29501 | $3,723 |
| 29505 | $3,642 |
| 29506 | $3,878 |
Cheap Florence, South Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Florence, South Carolina auto insurance. Find the cheapest annual Florence, South Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,892 | $4,061 |
| Farmers | $5,231 | $5,231 |
| Geico | $3,158 | $3,191 |
| Nationwide | $3,932 | $3,932 |
| Progressive | $5,018 | $5,018 |
| State Farm | $3,220 | $3,388 |
| USAA | $3,581 | $3,657 |
Cheap Florence, South Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Florence, South Carolina? Check out the comparison of annual Florence, South Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,727 | $3,956 | $4,246 |
| Farmers | $4,629 | $5,223 | $5,840 |
| Geico | $2,944 | $3,140 | $3,440 |
| Nationwide | $3,856 | $3,939 | $4,001 |
| Progressive | $4,611 | $4,944 | $5,500 |
| State Farm | $3,051 | $3,302 | $3,558 |
| USAA | $3,397 | $3,614 | $3,846 |
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Best By Category: Cheapest Auto Insurance in Florence, South Carolina
Compare the cheapest auto insurance companies in Florence, South Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Florence, South Carolina Auto Insurance Companies
What auto insurance companies in Florence, South Carolina are the cheapest? Compare the top Florence, South Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,977 |
| Farmers | $5,231 |
| Geico | $3,175 |
| Nationwide | $3,932 |
| Progressive | $5,018 |
| State Farm | $3,304 |
| USAA | $3,619 |
What affects auto insurance rates in Florence, South Carolina?
There are a lot of reasons why auto insurance rates in Florence, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Florence, South Carolina. Many local factors may affect your Florence auto insurance rates.
Florence Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Florence, South Carolina commute length is 19.4 minutes according to City-Data.
Florence Traffic
How does Florence, South Carolina rank for traffic? According to Inrix Florence, South Carolina is the 87th most congested worldwide.
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Compare Florence, South Carolina Auto Insurance Quotes
Before you buy Florence, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Florence, South Carolina auto insurance quotes.
Frequently Asked Questions
Is auto insurance required in Florence, SC?
Yes, auto insurance is mandatory in Florence, SC, as it is in most states. South Carolina law requires drivers to carry liability insurance to cover potential damages or injuries caused to others in an accident.
What types of auto insurance coverage are available in Florence, SC?
The common types of auto insurance coverage available in Florence, SC, include:
- Liability coverage: Covers injuries or property damage to others caused by your vehicle.
- Collision coverage: Pays for damages to your vehicle in the event of a collision.
- Comprehensive coverage: Provides coverage for non-collision incidents such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who lacks insurance or has insufficient coverage.
How is auto insurance premium calculated?
Auto insurance premiums are determined by several factors, including:
- Age, gender, and marital status
- Driving record and claims history
- Vehicle make, model, and year
- Annual mileage
- Coverage limits and deductibles
- Credit history
Are there any discounts available for auto insurance in Florence, SC?
Yes, insurance companies often offer various discounts to policyholders. Common discounts include:
- Safe driver discounts
- Good student discounts
- Multi-policy discounts (bundling auto and home insurance, for example)
- Anti-theft device discounts
- Low mileage discounts
Can I use my auto insurance policy to cover rental cars in Florence, SC?
Many auto insurance policies provide coverage for rental cars, but it’s essential to check your policy or contact your insurance provider to confirm the specific details of coverage for rental vehicles.
What should I do in case of an accident in Florence, SC?
If you’re involved in an accident in Florence, SC, follow these steps:
- Ensure the safety of yourself and others involved.
- Call the police and report the accident.
- Exchange contact and insurance information with the other driver(s).
- Take photos of the accident scene and any damages.
- Notify your insurance provider and file a claim.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.