Best Goose Creek, South Carolina Auto Insurance in 2024
The average Goose Creek, SC auto insurance rates are $326 per month. The minimum auto insurance in Goose Creek is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Goose Creek, South Carolina, compare quotes from multiple companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Sep 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Goose Creek is 25.6 minutes
- Average auto insurance rates in Goose Creek, SC for senior drivers are $2,296 per year
- The minimum auto insurance required in Goose Creek, South Carolina is 25/50/25
Goose Creek, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Goose Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Goose Creek, South Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Goose Creek to other South Carolina cities, including Rock Hill auto insurance rates, Summerville auto insurance rates, and Columbia auto insurance rates to see how Goose Creek, South Carolina auto insurance rates stack up.
Before you buy Goose Creek, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Goose Creek, South Carolina auto insurance quotes.
Minimum Auto Insurance in Goose Creek, South Carolina
Goose Creek, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Goose Creek, South Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Goose Creek, South Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Goose Creek, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,858 | $2,858 | $2,734 | $2,734 | $7,390 | $9,423 | $3,168 | $3,447 |
| Farmers | $3,053 | $3,064 | $2,957 | $3,162 | $8,488 | $9,235 | $3,359 | $3,375 |
| Geico | $2,330 | $2,330 | $2,128 | $2,128 | $5,796 | $5,917 | $2,728 | $2,805 |
| Nationwide | $2,577 | $2,605 | $2,324 | $2,405 | $6,373 | $8,181 | $2,926 | $3,181 |
| Progressive | $2,385 | $2,185 | $2,059 | $2,161 | $10,207 | $11,267 | $2,739 | $2,843 |
| State Farm | $2,132 | $2,132 | $1,943 | $1,943 | $6,301 | $7,933 | $2,399 | $2,687 |
| USAA | $1,878 | $1,884 | $1,731 | $1,734 | $7,431 | $8,128 | $2,463 | $2,594 |
Cheap Goose Creek, South Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Goose Creek, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Goose Creek, South Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,390 | $9,423 |
| Farmers | $8,488 | $9,235 |
| Geico | $5,796 | $5,917 |
| Nationwide | $6,373 | $8,181 |
| Progressive | $10,207 | $11,267 |
| State Farm | $6,301 | $7,933 |
| USAA | $7,431 | $8,128 |
Cheap Goose Creek, South Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Goose Creek, South Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,734 | $2,734 |
| Farmers | $2,957 | $3,162 |
| Geico | $2,128 | $2,128 |
| Nationwide | $2,324 | $2,405 |
| Progressive | $2,059 | $2,161 |
| State Farm | $1,943 | $1,943 |
| USAA | $1,731 | $1,734 |
Cheap Goose Creek, South Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Goose Creek, South Carolina compared to the annual auto insurance rates with a clean record in Goose Creek, South Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,250 | $5,176 | $4,574 | $4,306 |
| Farmers | $3,831 | $5,295 | $4,401 | $4,820 |
| Geico | $2,514 | $3,227 | $4,826 | $2,514 |
| Nationwide | $3,052 | $3,929 | $4,949 | $3,355 |
| Progressive | $3,655 | $5,362 | $4,495 | $4,411 |
| State Farm | $3,106 | $3,834 | $3,397 | $3,397 |
| USAA | $2,758 | $3,403 | $4,671 | $3,090 |
Cheap Goose Creek, South Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Goose Creek, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Goose Creek, South Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,574 |
| Farmers | $4,401 |
| Geico | $4,826 |
| Nationwide | $4,949 |
| Progressive | $4,495 |
| State Farm | $3,397 |
| USAA | $4,671 |
Cheap Goose Creek, South Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Goose Creek, South Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,436 | $4,090 | $3,453 |
| Farmers | $5,232 | $4,448 | $4,080 |
| Geico | $4,988 | $2,683 | $2,140 |
| Nationwide | $4,535 | $3,694 | $3,235 |
| Progressive | $4,966 | $4,380 | $4,097 |
| State Farm | $4,935 | $3,006 | $2,360 |
| USAA | $5,413 | $2,680 | $2,348 |
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Cheap Goose Creek, South Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Goose Creek, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Goose Creek, South Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 29445 | $3,566 |
| 29483 | $3,704 |
Cheap Goose Creek, South Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Goose Creek, South Carolina auto insurance. Find the cheapest annual Goose Creek, South Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,234 | $4,419 |
| Farmers | $4,587 | $4,587 |
| Geico | $3,251 | $3,290 |
| Nationwide | $3,821 | $3,821 |
| Progressive | $4,481 | $4,481 |
| State Farm | $3,345 | $3,523 |
| USAA | $3,443 | $3,518 |
Cheap Goose Creek, South Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Goose Creek, South Carolina? Check out the comparison of annual Goose Creek, South Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,067 | $4,306 | $4,606 |
| Farmers | $4,059 | $4,582 | $5,118 |
| Geico | $3,023 | $3,234 | $3,553 |
| Nationwide | $3,750 | $3,828 | $3,886 |
| Progressive | $4,095 | $4,413 | $4,934 |
| State Farm | $3,156 | $3,432 | $3,713 |
| USAA | $3,271 | $3,475 | $3,696 |
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Best By Category: Cheapest Auto Insurance in Goose Creek, South Carolina
Compare the cheapest auto insurance companies in Goose Creek, South Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Goose Creek, South Carolina Auto Insurance Companies
What auto insurance companies in Goose Creek, South Carolina are the cheapest? Compare the top Goose Creek, South Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,326 |
| Farmers | $4,587 |
| Geico | $3,270 |
| Nationwide | $3,821 |
| Progressive | $4,481 |
| State Farm | $3,434 |
| USAA | $3,480 |
What affects auto insurance rates in Goose Creek, South Carolina?
There are a lot of reasons why auto insurance rates in Goose Creek, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Goose Creek, South Carolina. Many local factors may affect your Goose Creek auto insurance rates.
Goose Creek Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Goose Creek, South Carolina commute length is 25.6 minutes according to City-Data.
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Compare Goose Creek, South Carolina Auto Insurance Quotes
Before you buy Goose Creek, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Goose Creek, South Carolina auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance policy that provides financial protection in the event of damage or loss to a vehicle, as well as liability coverage for bodily injury or property damage caused to others in an accident. It helps cover the costs associated with repairs, medical expenses, and legal liabilities resulting from an auto accident.
Is auto insurance mandatory in Goose Creek, SC?
Yes, auto insurance is mandatory in Goose Creek, SC, as it is in most states in the United States. South Carolina requires all drivers to carry liability insurance coverage, which includes bodily injury and property damage liability. The minimum coverage limits are set by the state, and drivers must comply with these requirements to legally operate a vehicle.
How are auto insurance premiums determined?
Several factors are taken into account when determining auto insurance premiums. These may include:
- Age, gender, and marital status
- Driving record and history
- Type of vehicle and its value
- Annual mileage
- Location (including ZIP code)
- Credit history
- Coverage options and deductibles
Are there any discounts available for auto insurance in Goose Creek, SC?
Yes, many insurance companies offer various discounts to help reduce the cost of auto insurance. Some common discounts include:
- Multi-policy discount (for bundling auto and home insurance with the same insurer)
- Good driver discount (for maintaining a clean driving record)
- Good student discount (for students with good grades)
- Safety features discount (for vehicles equipped with safety features such as anti-lock brakes or airbags)
- Defensive driving course discount
- Low mileage discount
What should I do after a car accident in Goose Creek, SC?
After a car accident in Goose Creek, SC, it’s important to take the following steps:
- Ensure your safety and the safety of others involved.
- Call the police to report the accident.
- Exchange information with the other driver(s) involved, including names, contact details, and insurance information.
- Document the accident scene by taking photos and gathering witness information, if possible.
- Notify your insurance company about the accident as soon as possible.
- Seek medical attention if needed.
- Cooperate with your insurance company’s investigation and provide all necessary documentation.
Can I get auto insurance with a suspended license?
Obtaining auto insurance with a suspended license can be challenging. Insurance companies generally require a valid driver’s license to provide coverage. However, some companies may offer policies that cover vehicles owned by individuals with suspended licenses, as long as the insured driver has a valid license and is listed on the policy.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.