Best Greensboro, North Carolina Auto Insurance in 2024
The average Greensboro, NC auto insurance rates are $276 per month. The minimum auto insurance in Greensboro is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Greensboro, North Carolina, compare quotes from multiple companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Sep 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Greensboro is 21.2 minutes
- The minimum auto insurance required in Greensboro, North Carolina is 30/60/25
- Average auto insurance rates in Greensboro, NC for senior drivers are $2,488 per year
Greensboro, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Greensboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Greensboro, North Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Greensboro to other North Carolina cities, including Charlotte auto insurance rates, Wilmington auto insurance rates, and Concord auto insurance rates to see how Greensboro, North Carolina auto insurance rates stack up.
Before you buy Greensboro, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Greensboro, North Carolina auto insurance quotes.
Minimum Auto Insurance in Greensboro, North Carolina
Greensboro, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Greensboro, North Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Greensboro, North Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Greensboro, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,168 | $5,168 | $4,239 | $4,239 | $12,454 | $12,454 | $5,270 | $5,270 |
| Geico | $2,538 | $2,491 | $2,504 | $2,458 | $4,701 | $4,659 | $2,227 | $2,214 |
| Liberty Mutual | $1,840 | $1,840 | $1,905 | $1,905 | $3,273 | $3,273 | $1,840 | $1,840 |
| Nationwide | $2,405 | $2,405 | $2,405 | $2,405 | $4,110 | $4,110 | $2,405 | $2,405 |
| Progressive | $1,740 | $1,740 | $1,593 | $1,593 | $4,174 | $4,174 | $1,946 | $1,946 |
| State Farm | $2,535 | $2,535 | $2,193 | $2,193 | $3,744 | $3,744 | $3,133 | $3,133 |
| Travelers | $2,621 | $2,621 | $2,600 | $2,600 | $4,472 | $4,472 | $2,690 | $2,690 |
Cheap Greensboro, North Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Greensboro, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Greensboro, North Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,454 | $12,454 |
| Geico | $4,701 | $4,659 |
| Liberty Mutual | $3,273 | $3,273 |
| Nationwide | $4,110 | $4,110 |
| Progressive | $4,174 | $4,174 |
| State Farm | $3,744 | $3,744 |
| Travelers | $4,472 | $4,472 |
Cheap Greensboro, North Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Greensboro, North Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,239 | $4,239 |
| Geico | $2,504 | $2,458 |
| Liberty Mutual | $1,905 | $1,905 |
| Nationwide | $2,405 | $2,405 |
| Progressive | $1,593 | $1,593 |
| State Farm | $2,193 | $2,193 |
| Travelers | $2,600 | $2,600 |
Cheap Greensboro, North Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Greensboro, North Carolina compared to the annual auto insurance rates with a clean record in Greensboro, North Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,678 | $6,482 | $12,006 | $4,966 |
| Geico | $1,600 | $2,372 | $5,721 | $2,202 |
| Liberty Mutual | $1,322 | $1,695 | $4,147 | $1,695 |
| Nationwide | $1,670 | $2,156 | $5,344 | $2,156 |
| Progressive | $1,121 | $1,629 | $5,126 | $1,576 |
| State Farm | $1,543 | $2,236 | $5,591 | $2,236 |
| Travelers | $1,828 | $2,423 | $5,756 | $2,375 |
Cheap Greensboro, North Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Greensboro, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Greensboro, North Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $12,006 |
| Geico | $5,721 |
| Liberty Mutual | $4,147 |
| Nationwide | $5,344 |
| Progressive | $5,126 |
| State Farm | $5,591 |
| Travelers | $5,756 |
Cheap Greensboro, North Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Greensboro, North Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,150 | $5,964 | $5,236 |
| Geico | $3,216 | $2,960 | $2,746 |
| Liberty Mutual | $2,215 | $2,215 | $2,215 |
| Nationwide | $2,831 | $2,831 | $2,831 |
| Progressive | $2,661 | $2,305 | $2,123 |
| State Farm | $4,074 | $2,605 | $2,024 |
| Travelers | $3,312 | $3,009 | $2,966 |
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Cheap Greensboro, North Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Greensboro, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Greensboro, North Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 27301 | $2,774 |
| 27401 | $3,323 |
| 27403 | $3,307 |
| 27405 | $3,239 |
| 27406 | $3,189 |
| 27407 | $3,216 |
| 27408 | $2,663 |
| 27409 | $2,684 |
| 27410 | $2,653 |
| 27411 | $3,377 |
| 27455 | $2,676 |
| 27495 | $3,251 |
Cheap Greensboro, North Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Greensboro, North Carolina auto insurance. Find the cheapest annual Greensboro, North Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $6,783 | $6,783 |
| Geico | $2,974 | $2,974 |
| Liberty Mutual | $2,215 | $2,215 |
| Nationwide | $2,831 | $2,831 |
| Progressive | $2,363 | $2,363 |
| State Farm | $2,892 | $2,910 |
| Travelers | $3,095 | $3,095 |
Cheap Greensboro, North Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Greensboro, North Carolina? Check out the comparison of annual Greensboro, North Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,519 | $6,755 | $7,075 |
| Geico | $2,835 | $2,963 | $3,124 |
| Liberty Mutual | $2,104 | $2,200 | $2,339 |
| Nationwide | $2,709 | $2,816 | $2,969 |
| Progressive | $2,234 | $2,348 | $2,507 |
| State Farm | $2,775 | $2,886 | $3,043 |
| Travelers | $2,960 | $3,078 | $3,248 |
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Best By Category: Cheapest Auto Insurance in Greensboro, North Carolina
Compare the cheapest auto insurance companies in Greensboro, North Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
The Cheapest Greensboro, North Carolina Auto Insurance Companies
What auto insurance companies in Greensboro, North Carolina are the cheapest? Compare the top Greensboro, North Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,783 |
| Geico | $2,974 |
| Liberty Mutual | $2,215 |
| Nationwide | $2,831 |
| Progressive | $2,363 |
| State Farm | $2,901 |
| Travelers | $3,095 |
What affects auto insurance rates in Greensboro, North Carolina?
There are a lot of reasons why auto insurance rates in Greensboro, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Greensboro, North Carolina. Many local factors may affect your Greensboro auto insurance rates.
Greensboro Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Greensboro, North Carolina commute length is 21.2 minutes according to City-Data.
Greensboro Traffic
How does Greensboro, North Carolina rank for traffic? According to Inrix Greensboro, North Carolina is the 674th most congested worldwide.
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Compare Greensboro, North Carolina Auto Insurance Quotes
Before you buy Greensboro, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Greensboro, North Carolina auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Greensboro, NC?
Yes, auto insurance is mandatory in Greensboro, NC, as it is in most states across the United States. North Carolina requires drivers to have liability insurance coverage to legally operate a vehicle on public roads.
What other types of auto insurance coverage are available?
In addition to liability insurance, there are several different forms of auto insurance coverage available in Greensboro, NC, including the four most common:
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Medical payments coverage
How are auto insurance premiums determined in Greensboro, NC?
Several factors influence auto insurance premiums in Greensboro, NC, including these six most common:
- Age, gender, and marital status
- Driving history and experience
- Type of vehicle and its safety features
- Location and frequency of vehicle use
- Credit score and insurance score
- Coverage limits and deductibles chosen
Are there any discounts available for auto insurance in Greensboro, NC?
Yes, insurance companies often offer various discounts to policyholders in Greensboro, NC. Here’s the six common discounts:
- Multi-policy discount (bundling auto and home insurance)
- Good driver discount
- Good student discount
- Safety features discount
- Anti-theft device discount
- Defensive driving course discount
How can I find the best auto insurance rates in Greensboro, NC?
To find the best auto insurance rates in Greensboro, NC, consider the following five tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record and consider taking a defensive driving course.
- Bundle your auto insurance with other policies, such as homeowner’s insurance.
- Increase your deductibles if you can afford higher out-of-pocket expenses.
- Inquire about available discounts and take advantage of those you qualify for.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.