Best Griffith, Indiana Auto Insurance in 2024
The average Griffith, IN auto insurance rates are $316 per month. The minimum auto insurance in Griffith is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Griffith, Indiana, compare quotes from multiple companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Griffith, IN for senior drivers are $1,961 per year
- The average commute length in Griffith is 29.9 minutes
- The cheapest auto insurance company in Griffith is USAA
Griffith, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Griffith can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Griffith, Indiana, including driving record, credit, commute time, and more.
Compare auto insurance in Griffith to other Indiana cities, including Evansville auto insurance rates, Indianapolis auto insurance rates, and Bloomington auto insurance rates to see how Griffith, Indiana auto insurance rates stack up.
Before you buy Griffith, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Griffith, Indiana auto insurance quotes.
Minimum Auto Insurance in Griffith, Indiana
Griffith, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Griffith, Indiana.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Griffith, Indiana Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Griffith, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,675 | $2,736 | $2,353 | $2,576 | $8,416 | $10,637 | $2,704 | $2,941 |
| American Family | $2,674 | $2,674 | $2,409 | $2,409 | $7,485 | $10,799 | $2,674 | $3,274 |
| Farmers | $1,828 | $1,803 | $1,561 | $1,755 | $9,922 | $10,570 | $2,416 | $2,615 |
| Geico | $1,828 | $1,824 | $1,725 | $1,804 | $5,458 | $5,044 | $2,097 | $1,831 |
| Liberty Mutual | $4,381 | $4,381 | $4,028 | $4,028 | $9,573 | $14,447 | $4,381 | $6,001 |
| Nationwide | $1,757 | $1,797 | $1,544 | $1,647 | $5,054 | $6,558 | $2,055 | $2,245 |
| Progressive | $1,998 | $1,883 | $1,813 | $1,822 | $12,088 | $13,622 | $2,518 | $2,566 |
| State Farm | $1,601 | $1,601 | $1,445 | $1,445 | $5,041 | $6,438 | $1,781 | $1,977 |
| Travelers | $1,442 | $1,471 | $1,336 | $1,342 | $8,794 | $13,980 | $1,517 | $1,782 |
| USAA | $1,158 | $1,138 | $1,088 | $1,090 | $3,287 | $3,650 | $1,566 | $1,666 |
Cheap Griffith, Indiana Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Griffith, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Griffith, Indiana.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,416 | $10,637 |
| American Family | $7,485 | $10,799 |
| Farmers | $9,922 | $10,570 |
| Geico | $5,458 | $5,044 |
| Liberty Mutual | $9,573 | $14,447 |
| Nationwide | $5,054 | $6,558 |
| Progressive | $12,088 | $13,622 |
| State Farm | $5,041 | $6,438 |
| Travelers | $8,794 | $13,980 |
| USAA | $3,287 | $3,650 |
Cheap Griffith, Indiana Auto Insurance for Seniors
What are senior auto insurance rates in Griffith, Indiana? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,353 | $2,576 |
| American Family | $2,409 | $2,409 |
| Farmers | $1,561 | $1,755 |
| Geico | $1,725 | $1,804 |
| Liberty Mutual | $4,028 | $4,028 |
| Nationwide | $1,544 | $1,647 |
| Progressive | $1,813 | $1,822 |
| State Farm | $1,445 | $1,445 |
| Travelers | $1,336 | $1,342 |
| USAA | $1,088 | $1,090 |
Cheap Griffith, Indiana Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Griffith, Indiana compared to the annual auto insurance rates with a clean record in Griffith, Indiana.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,481 | $5,142 | $4,743 | $4,153 |
| American Family | $2,969 | $4,705 | $5,988 | $3,537 |
| Farmers | $3,630 | $4,233 | $4,364 | $4,008 |
| Geico | $1,757 | $2,789 | $3,818 | $2,442 |
| Liberty Mutual | $4,990 | $5,887 | $9,232 | $5,500 |
| Nationwide | $2,440 | $3,136 | $3,008 | $2,744 |
| Progressive | $3,562 | $6,338 | $4,266 | $4,989 |
| State Farm | $2,600 | $2,866 | $2,600 | $2,600 |
| Travelers | $3,363 | $4,152 | $4,707 | $3,609 |
| USAA | $1,378 | $1,972 | $2,259 | $1,712 |
Cheap Griffith, Indiana Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Griffith, Indiana is not easy. Compare the annual rates for DUI auto insurance in Griffith, Indiana to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,743 |
| American Family | $5,988 |
| Farmers | $4,364 |
| Geico | $3,818 |
| Liberty Mutual | $9,232 |
| Nationwide | $3,008 |
| Progressive | $4,266 |
| State Farm | $2,600 |
| Travelers | $4,707 |
| USAA | $2,259 |
Cheap Griffith, Indiana Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Griffith, Indiana annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,430 | $4,041 | $3,669 |
| American Family | $5,891 | $3,816 | $3,192 |
| Farmers | $4,736 | $3,862 | $3,579 |
| Geico | $3,254 | $2,701 | $2,149 |
| Liberty Mutual | $8,522 | $5,551 | $5,134 |
| Nationwide | $3,229 | $2,724 | $2,543 |
| Progressive | $5,268 | $4,680 | $4,418 |
| State Farm | $3,878 | $2,319 | $1,801 |
| Travelers | $4,410 | $3,734 | $3,731 |
| USAA | $2,451 | $1,634 | $1,405 |
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Cheap Griffith, Indiana Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Griffith, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Griffith, Indiana to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 46319 | $3,711 |
Cheap Griffith, Indiana Auto Insurance Rates By Commute
Commute length and annual mileage affect Griffith, Indiana auto insurance. Find the cheapest annual Griffith, Indiana auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,380 | $4,380 |
| American Family | $4,248 | $4,352 |
| Farmers | $4,059 | $4,059 |
| Geico | $2,654 | $2,749 |
| Liberty Mutual | $6,232 | $6,572 |
| Nationwide | $2,832 | $2,832 |
| Progressive | $4,789 | $4,789 |
| State Farm | $2,591 | $2,741 |
| Travelers | $3,958 | $3,958 |
| USAA | $1,806 | $1,854 |
Cheap Griffith, Indiana Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Griffith, Indiana? Check out the comparison of annual Griffith, Indiana auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,161 | $4,362 | $4,617 |
| American Family | $4,250 | $4,440 | $4,209 |
| Farmers | $3,912 | $4,051 | $4,214 |
| Geico | $2,510 | $2,695 | $2,899 |
| Liberty Mutual | $6,184 | $6,383 | $6,639 |
| Nationwide | $2,860 | $2,807 | $2,829 |
| Progressive | $4,504 | $4,709 | $5,154 |
| State Farm | $2,521 | $2,666 | $2,812 |
| Travelers | $3,883 | $3,995 | $3,996 |
| USAA | $1,753 | $1,825 | $1,913 |
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Best By Category: Cheapest Auto Insurance in Griffith, Indiana
Compare the cheapest auto insurance companies in Griffith, Indiana in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Griffith, Indiana Auto Insurance Companies
What auto insurance companies in Griffith, Indiana are the cheapest? Compare the top Griffith, Indiana auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,380 |
| American Family | $4,300 |
| Farmers | $4,059 |
| Geico | $2,701 |
| Liberty Mutual | $6,402 |
| Nationwide | $2,832 |
| Progressive | $4,789 |
| State Farm | $2,666 |
| Travelers | $3,958 |
| USAA | $1,830 |
What affects auto insurance rates in Griffith, Indiana?
There are a lot of reasons why auto insurance rates in Griffith, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Griffith, Indiana. Many local factors may affect your Griffith auto insurance rates.
Griffith Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Griffith, Indiana auto theft statistics, there have been 19 auto thefts in the city.
Griffith Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Griffith, Indiana commute length is 29.9 minutes according to City-Data.
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Compare Griffith, Indiana Auto Insurance Quotes
Before you buy Griffith, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Griffith, Indiana auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Griffith, Indiana?
The minimum auto insurance requirements in Griffith, Indiana, as mandated by Indiana auto insurance laws, are 25/50/25 coverage. This means you need at least $25,000 bodily injury liability coverage per person, $50,000 bodily injury liability coverage per accident, and $25,000 property damage liability coverage.
How does age, gender, and marital status affect auto insurance rates in Griffith, Indiana?
Age, gender, and marital status can impact auto insurance rates in Griffith, Indiana. Generally, younger drivers and male drivers tend to have higher rates. Married individuals, on the other hand, often receive lower rates compared to single individuals.
Is it possible to find cheap auto insurance for teen drivers in Griffith, Indiana?
Finding cheap auto insurance for teen drivers in Griffith, Indiana can be challenging. Teenagers are considered high-risk drivers, which typically leads to higher insurance rates. However, by comparing quotes from multiple companies and exploring discounts, it’s possible to find relatively affordable options.
What are the average auto insurance rates for seniors in Griffith, Indiana?
The average auto insurance rates for seniors in Griffith, Indiana can vary based on factors such as driving history and the type of coverage. However, seniors often have more driving experience, which can work in their favor and potentially lead to lower insurance rates compared to younger drivers.
How does driving record affect auto insurance rates in Griffith, Indiana?
Driving record plays a significant role in determining auto insurance rates in Griffith, Indiana. A clean driving record with no accidents or violations generally leads to lower rates. On the other hand, a bad driving record with previous accidents or traffic violations can result in higher insurance premiums.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.