Best Cheap Auto Insurance in Henderson, NV (2021)

The average Henderson, NV auto insurance rates are $484 per month. The minimum auto insurance in Henderson is at least 25/50/20 in coverage to comply with Nevada auto insurance laws. To find the best cheap auto insurance in Henderson, Nevada, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Henderson for teen drivers is Travelers
  • The average commute length in Henderson is 23.5 minutes
  • The minimum auto insurance required in Henderson, Nevada is 25/50/20

Henderson, Nevada auto insurance requirements are 25/50/20 according to Nevada auto insurance laws. Finding cheap auto insurance in Henderson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Henderson, Nevada, including driving record, credit, commute time, and more.

Compare auto insurance in Henderson to other Nevada cities, including Carson City auto insurance rates, Elko auto insurance rates, and Fernley auto insurance rates to see how Henderson, Nevada auto insurance rates stack up.

Before you buy Henderson, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Henderson, Nevada auto insurance quotes.

Minimum Auto Insurance in Henderson, Nevada

Henderson, Nevada auto insurance laws require that you have at least the Nevada minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Henderson, Nevada.

Minimum Required Auto Insurance Coverage in Henderson, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Henderson, Nevada Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Henderson, Nevada are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henderson, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,813 $3,769 $3,560 $3,757 $12,665 $15,246 $4,049 $4,242
American Family $3,826 $3,826 $3,420 $3,420 $12,920 $16,869 $3,826 $4,371
Farmers $4,233 $4,353 $3,863 $4,385 $14,220 $15,184 $5,649 $5,629
GEICO $3,124 $3,025 $3,207 $3,301 $7,757 $7,029 $3,079 $2,593
Liberty Mutual $3,636 $3,938 $3,609 $4,096 $16,969 $18,953 $4,096 $4,265
Nationwide $2,841 $2,898 $2,591 $2,746 $7,135 $8,541 $3,396 $3,621
Progressive $2,587 $2,196 $2,252 $2,252 $11,336 $12,267 $2,992 $2,710
State Farm $4,229 $4,229 $3,852 $3,852 $13,199 $16,888 $4,742 $5,287
Travelers $2,519 $2,552 $2,416 $2,417 $13,993 $23,075 $2,788 $3,049
USAA $2,383 $2,335 $2,300 $2,276 $6,386 $7,184 $3,019 $3,201

Cheap Henderson, Nevada Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Henderson, Nevada is a challenge. Take a look at the annual teen auto insurance rates in Henderson, Nevada.

Annual Auto Insurance Rates for Teen Drivers in Henderson, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,665 $15,246
American Family $12,920 $16,869
Farmers $14,220 $15,184
GEICO $7,757 $7,029
Liberty Mutual $16,969 $18,953
Nationwide $7,135 $8,541
Progressive $11,336 $12,267
State Farm $13,199 $16,888
Travelers $13,993 $23,075
USAA $6,386 $7,184

Cheap Henderson, Nevada Auto Insurance for Seniors

What are senior auto insurance rates in Henderson, Nevada? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Henderson, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,560 $3,757
American Family $3,420 $3,420
Farmers $3,863 $4,385
GEICO $3,207 $3,301
Liberty Mutual $3,609 $4,096
Nationwide $2,591 $2,746
Progressive $2,252 $2,252
State Farm $3,852 $3,852
Travelers $2,416 $2,417
USAA $2,300 $2,276

Cheap Henderson, Nevada Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Henderson, Nevada compared to the annual auto insurance rates with a clean record in Henderson, Nevada.

Annual Henderson, Nevada Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,409 $6,382 $7,648 $6,111
American Family $5,269 $7,311 $7,873 $5,785
Farmers $5,986 $7,636 $7,937 $7,199
GEICO $2,840 $4,641 $5,581 $3,496
Liberty Mutual $5,431 $8,712 $8,750 $6,889
Nationwide $3,392 $4,356 $5,430 $3,706
Progressive $4,010 $5,554 $5,057 $4,676
State Farm $6,382 $7,688 $7,035 $7,035
Travelers $4,704 $7,039 $8,995 $5,667
USAA $2,747 $3,474 $5,214 $3,106

Cheap Henderson, Nevada Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Henderson, Nevada is not easy. Compare the annual rates for DUI auto insurance in Henderson, Nevada to find the best deal.

Annual Auto Insurance Rates After a DUI in Henderson, Nevada

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,648
American Family $7,873
Farmers $7,937
GEICO $5,581
Liberty Mutual $8,750
Nationwide $5,430
Progressive $5,057
State Farm $7,035
Travelers $8,995
USAA $5,214

Cheap Henderson, Nevada Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Henderson, Nevada annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Henderson, Nevada

Insurance Company Poor Fair Good
Allstate $8,352 $5,856 $4,955
American Family $8,065 $6,223 $5,391
Farmers $8,453 $6,760 $6,356
GEICO $4,995 $4,139 $3,284
Liberty Mutual $10,705 $6,530 $5,101
Nationwide $4,984 $4,118 $3,562
Progressive $5,290 $4,748 $4,434
State Farm $12,817 $5,059 $3,228
Travelers $7,208 $6,476 $6,119
USAA $5,175 $3,147 $2,583

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Henderson, Nevada Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Henderson, Nevada can vary. Compare the annual cost of auto insurance by ZIP code in Henderson, Nevada to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Henderson, Nevada

ZIP Code Average Annual Rates
89002 $5,583
89011 $5,810
89012 $5,687
89014 $5,964
89015 $5,592
89044 $5,713
89052 $5,986
89074 $6,094

Cheap Henderson, Nevada Auto Insurance Rates By Commute

Commute length and annual mileage affect Henderson, Nevada auto insurance. Find the cheapest annual Henderson, Nevada auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Henderson, Nevada

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,388 $6,388
American Family $6,467 $6,652
Farmers $7,189 $7,189
GEICO $4,065 $4,213
Liberty Mutual $7,445 $7,445
Nationwide $4,221 $4,221
Progressive $4,824 $4,824
State Farm $6,824 $7,245
Travelers $6,601 $6,601
USAA $3,587 $3,683

Cheap Henderson, Nevada Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Henderson, Nevada? Check out the comparison of annual Henderson, Nevada auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henderson, Nevada

Insurance Company Low Medium High
Allstate $5,387 $6,508 $7,268
American Family $6,156 $6,953 $6,570
Farmers $6,413 $7,095 $8,060
GEICO $3,642 $4,027 $4,750
Liberty Mutual $6,694 $7,344 $8,299
Nationwide $4,089 $4,220 $4,355
Progressive $4,097 $4,612 $5,764
State Farm $6,353 $7,006 $7,745
Travelers $5,860 $6,616 $7,327
USAA $3,184 $3,593 $4,129

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Henderson, Nevada

Compare the cheapest auto insurance companies in Henderson, Nevada in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Henderson, Nevada

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Henderson, Nevada Auto Insurance Companies

What auto insurance companies in Henderson, Nevada are the cheapest? Compare the top Henderson, Nevada auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Henderson, Nevada

Insurance Company Average Annual Rates
Allstate $6,388
American Family $6,560
Farmers $7,189
GEICO $4,139
Liberty Mutual $7,445
Nationwide $4,221
Progressive $4,824
State Farm $7,035
Travelers $6,601
USAA $3,635

What affects auto insurance rates in Henderson, Nevada?

There are a lot of reasons why auto insurance rates in Henderson, Nevada are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Henderson, Nevada. Many local factors may affect your Henderson auto insurance rates.

Henderson Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Henderson, Nevada auto theft statistics, there have been 681 auto thefts in the city.

Henderson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Henderson, Nevada commute length is 23.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Compare Henderson, Nevada Auto Insurance Quotes

Before you buy Henderson, Nevada auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Henderson, Nevada auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption