Best Hereford, Oregon Auto Insurance in 2024
The average Hereford, OR auto insurance rates are $257 per month. The minimum auto insurance in Hereford is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Hereford, Oregon, compare quotes from multiple companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Sep 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Hereford, Oregon is 25/50/20
- Average auto insurance rates in Hereford, OR for senior drivers are $1,807 per year
- The most expensive auto insurance company in Hereford for teen drivers is Allstate
Hereford, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Hereford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hereford, Oregon, including driving record, credit, commute time, and more.
Compare auto insurance in Hereford to other Oregon cities, including Salem auto insurance rates, Portland auto insurance rates, and Bend auto insurance rates to see how Hereford, Oregon auto insurance rates stack up.
Before you buy Hereford, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hereford, Oregon auto insurance quotes.
Minimum Auto Insurance in Hereford, Oregon
Hereford, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hereford, Oregon.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Hereford, Oregon Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Hereford, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,833 | $2,650 | $2,566 | $2,593 | $8,216 | $9,219 | $3,010 | $3,052 |
| American Family | $2,021 | $2,021 | $1,801 | $1,801 | $4,951 | $7,723 | $2,021 | $2,123 |
| Farmers | $1,853 | $1,811 | $1,642 | $1,742 | $7,451 | $7,603 | $2,081 | $2,145 |
| Geico | $2,225 | $2,145 | $2,037 | $2,021 | $5,675 | $5,214 | $2,373 | $2,080 |
| Liberty Mutual | $2,543 | $2,685 | $2,203 | $2,439 | $7,759 | $8,368 | $2,478 | $2,524 |
| Nationwide | $1,971 | $1,973 | $1,756 | $1,843 | $4,401 | $5,525 | $2,285 | $2,415 |
| Progressive | $1,919 | $1,751 | $1,660 | $1,705 | $8,211 | $9,112 | $2,309 | $2,216 |
| State Farm | $1,382 | $1,382 | $1,255 | $1,255 | $4,259 | $5,344 | $1,565 | $1,799 |
| Travelers | $1,560 | $1,576 | $1,386 | $1,443 | $4,151 | $4,948 | $1,635 | $1,666 |
| USAA | $1,555 | $1,519 | $1,519 | $1,484 | $4,569 | $4,949 | $2,003 | $2,105 |
Cheap Hereford, Oregon Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Hereford, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Hereford, Oregon.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,216 | $9,219 |
| American Family | $4,951 | $7,723 |
| Farmers | $7,451 | $7,603 |
| Geico | $5,675 | $5,214 |
| Liberty Mutual | $7,759 | $8,368 |
| Nationwide | $4,401 | $5,525 |
| Progressive | $8,211 | $9,112 |
| State Farm | $4,259 | $5,344 |
| Travelers | $4,151 | $4,948 |
| USAA | $4,569 | $4,949 |
Cheap Hereford, Oregon Auto Insurance for Seniors
What are senior auto insurance rates in Hereford, Oregon? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,566 | $2,593 |
| American Family | $1,801 | $1,801 |
| Farmers | $1,642 | $1,742 |
| Geico | $2,037 | $2,021 |
| Liberty Mutual | $2,203 | $2,439 |
| Nationwide | $1,756 | $1,843 |
| Progressive | $1,660 | $1,705 |
| State Farm | $1,255 | $1,255 |
| Travelers | $1,386 | $1,443 |
| USAA | $1,519 | $1,484 |
Cheap Hereford, Oregon Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hereford, Oregon compared to the annual auto insurance rates with a clean record in Hereford, Oregon.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,470 | $4,623 | $4,777 | $4,199 |
| American Family | $2,122 | $3,288 | $4,101 | $2,720 |
| Farmers | $2,774 | $3,570 | $3,491 | $3,329 |
| Geico | $1,975 | $3,111 | $4,060 | $2,739 |
| Liberty Mutual | $3,436 | $3,836 | $4,409 | $3,819 |
| Nationwide | $2,351 | $2,517 | $3,558 | $2,659 |
| Progressive | $2,731 | $4,951 | $3,510 | $3,249 |
| State Farm | $2,031 | $2,628 | $2,230 | $2,230 |
| Travelers | $1,871 | $2,379 | $2,652 | $2,280 |
| USAA | $1,802 | $2,498 | $3,447 | $2,104 |
Cheap Hereford, Oregon Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Hereford, Oregon is not easy. Compare the annual rates for DUI auto insurance in Hereford, Oregon to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,777 |
| American Family | $4,101 |
| Farmers | $3,491 |
| Geico | $4,060 |
| Liberty Mutual | $4,409 |
| Nationwide | $3,558 |
| Progressive | $3,510 |
| State Farm | $2,230 |
| Travelers | $2,652 |
| USAA | $3,447 |
Cheap Hereford, Oregon Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Hereford, Oregon annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,596 | $3,946 | $3,260 |
| American Family | $3,888 | $2,862 | $2,424 |
| Farmers | $3,811 | $3,112 | $2,950 |
| Geico | $3,583 | $2,971 | $2,359 |
| Liberty Mutual | $5,680 | $3,348 | $2,596 |
| Nationwide | $3,350 | $2,656 | $2,308 |
| Progressive | $4,061 | $3,504 | $3,266 |
| State Farm | $3,182 | $2,032 | $1,626 |
| Travelers | $2,879 | $2,240 | $1,767 |
| USAA | $3,693 | $2,058 | $1,638 |
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Cheap Hereford, Oregon Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Hereford, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Hereford, Oregon to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 97837 | $2,887 |
Cheap Hereford, Oregon Auto Insurance Rates By Commute
Commute length and annual mileage affect Hereford, Oregon auto insurance. Find the cheapest annual Hereford, Oregon auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,267 | $4,267 |
| American Family | $3,011 | $3,105 |
| Farmers | $3,291 | $3,291 |
| Geico | $2,921 | $3,022 |
| Liberty Mutual | $3,875 | $3,875 |
| Nationwide | $2,771 | $2,771 |
| Progressive | $3,610 | $3,610 |
| State Farm | $2,223 | $2,337 |
| Travelers | $2,205 | $2,386 |
| USAA | $2,392 | $2,534 |
Cheap Hereford, Oregon Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Hereford, Oregon? Check out the comparison of annual Hereford, Oregon auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,152 | $4,259 | $4,391 |
| American Family | $3,055 | $3,230 | $2,890 |
| Farmers | $3,108 | $3,253 | $3,512 |
| Geico | $2,783 | $2,983 | $3,148 |
| Liberty Mutual | $3,674 | $3,866 | $4,084 |
| Nationwide | $2,657 | $2,842 | $2,815 |
| Progressive | $3,501 | $3,596 | $3,734 |
| State Farm | $2,165 | $2,282 | $2,393 |
| Travelers | $2,180 | $2,285 | $2,421 |
| USAA | $2,362 | $2,465 | $2,562 |
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Best By Category: Cheapest Auto Insurance in Hereford, Oregon
Compare the cheapest auto insurance companies in Hereford, Oregon in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | Travelers |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Hereford, Oregon Auto Insurance Companies
What auto insurance companies in Hereford, Oregon are the cheapest? Compare the top Hereford, Oregon auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,267 |
| American Family | $3,058 |
| Farmers | $3,291 |
| Geico | $2,971 |
| Liberty Mutual | $3,875 |
| Nationwide | $2,771 |
| Progressive | $3,610 |
| State Farm | $2,280 |
| Travelers | $2,295 |
| USAA | $2,463 |
Compare Hereford, Oregon Auto Insurance Quotes
Before you buy Hereford, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hereford, Oregon auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
Why is auto insurance important in Hereford, OR?
Auto insurance is crucial in Hereford, OR, as it provides financial protection in case of accidents, damage, or theft involving your vehicle. It helps cover the cost of repairs, medical expenses, and liability claims, ensuring you are not burdened with significant financial losses.
What types of auto insurance coverage are available in Hereford, OR?
Here are some common types of auto insurance coverage available in Hereford, OR:
- Liability coverage: Covers damages and injuries you cause to others.
- Collision coverage: Pays for repairs or replacement of your vehicle in a collision.
- Comprehensive coverage: Protects against non-collision incidents like theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Covers expenses if you’re involved in an accident with an uninsured or underinsured driver.
What factors can affect my auto insurance rates in Hereford, OR?
Several factors influence auto insurance rates in Hereford, OR, including:
- Driving record and claims history
- Age, gender, and marital status
- Type of vehicle
- Location and ZIP code
- Annual mileage
- Credit history
How can I lower my auto insurance premiums in Hereford, OR?
Here are some strategies to potentially reduce your auto insurance premiums in Hereford, OR:
- Maintain a clean driving record.
- Opt for a higher deductible.
- Bundle your auto insurance with other policies.
- Inquire about available discounts (e.g., safe driver, good student, multi-car).
- Install anti-theft devices or safety features in your vehicle.
- Consider taking a defensive driving course.
Do I need additional coverage if I have an older car in Hereford, OR?
While comprehensive and collision coverage may be less essential for older cars, liability coverage is still crucial. If you cause an accident that results in injuries or property damage to others, liability coverage will protect your assets.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.