How to Cancel Ameriprise Auto Insurance in 2024

Ameriprise Auto and Home Insurance, currently called CONNECT, is an insurance company operating through the big box chain Costco Wholesale.

While the company has good reviews, there are many reasons you may need to cancel your policy, so we’ll tell you exactly how to cancel Ameriprise auto insurance.

Whether you cancel coverage because you cannot afford your auto insurance or because you get a new car, there is a specific process to follow to make the change simple.

Keep reading to learn how to cancel Ameriprise car insurance.

Canceling Your Ameriprise Insurance Policy

Although there are many reasons you may want to cancel Ameriprise auto insurance, there is a process to follow to make the transition easier. 

Not knowing how to cancel auto insurance through any company can make your cancellation process painful. However, Ameriprise Auto Insurance’s cancellation policy is pretty standard, and this helpful guide will tell you everything you need to know.

First, find out when your Ameriprise insurance policy ends. While the company doesn’t say it charges a fee to cancel, it may depend on your state and specific policy.

Next, look for new coverage. If you intend to drive still, you need auto insurance, so shop around to find the coverage you need at the best price. Be sure to activate your new policy before canceling your current coverage.

Then, cancel your coverage. To cancel an Ameriprise account, contact customer service by phone or email. 

The Ameriprise Costco auto insurance phone number is (888) 239-9953. You can also send an email to [email protected].

If you’d like quick confirmation of the cancellation, calling Ameriprise might be the better option, as it could take a while for them to respond to an email.

You’ll also want some information on hand to make your Ameriprise cancellation process run smoothly, including your name, address, and policy number. 

It’s important to ensure your new coverage begins before your Ameriprise auto insurance ends. If not, you’ll be driving without insurance.

According to the Insurance Information Institute, driving without insurance leads to fines, a driver’s license suspension, and having your vehicle impounded.

Your car insurance rates also increase if you have a coverage lapse. To keep rates low and avoid fines, ensure your new coverage is in place before you cancel.

Do I get a refund?

Many companies offer an auto insurance refund after you cancel a policy. For example, Ameriprise Insurance may issue you a refund if you already paid and canceled coverage before your policy ends.

However, some policies can differ, so you should discuss this with Ameriprise. After canceling your policy, see if you’ll receive a refund.

It’s worth noting that many auto insurance companies offered refunds on rates due to the COVID-19 pandemic. If you want to see if there’s an Ameriprise auto insurance refund for COVID, speak with customer service.

An Ameriprise Insurance refund for COVID could help you save some money during these times of economic strain, so it’s a good idea to see if this is available in your area.

More About Ameriprise Auto Insurance

As mentioned above, Ameriprise offers auto insurance through Costco stores, and the company also provides home, renters, and umbrella policies. In addition, Costco car insurance from Ameriprise boasts exclusive discounts, savings, and personalized policies.

Ameriprise insurance features all the coverage types you can find with most basic policies, including bodily injury insurance, personal injury protection, medical expenses, and property damage insurance.

You can also add comprehensive and collision coverages to your policy to help cover expenses to your vehicle after an accident.

Comprehensive insurance explicitly covers damages not caused by a car crash, including vandalism, weather, fire, falling objects, and more. Many people feel better having comprehensive coverage to protect against the unexpected.

On the other hand, collision insurance covers any damages related to an accident, even if the accident was your fault. Both collision and comprehensive insurance usually have a deductible.

Roadside assistance and towing are also available through Ameriprise auto insurance. These are great options if you experience a flat tire or another unexpected incident while on the road.

Ameriprise offers several auto insurance discounts to policyholders, which can help lower your rates.

 Car insurance discounts include:

• Defensive driver
• Garaging
• Good student
• Student away
• Education
• Multi-car

Additional coverage offered by Ameriprise includes uninsured motorists, GAP, and rental car insurance.

Canceling Ameriprise Auto Insurance: The Bottom Line

Knowing how to cancel Ameriprise auto insurance is essential when you’re ready to switch companies.

Fortunately, it’s easy to cancel your coverage — all you have to do is call or email customer service and give them your name, address, and policy number.

However, there are steps to take before you cancel Ameriprise insurance. First, find out if there’s a cancellation fee and when your policy ends. Then, shop for new coverage, and have it in place before your Ameriprise policy ends.

A lapse in auto insurance leads to fines and higher car insurance rates when you get coverage again. So, shop around to find the best coverage with the lowest rates.