How to Cancel Country Financial Auto Insurance in 2024

How do I cancel my Country Financial insurance? While canceling may seem like an easy task, there are few important things drivers should know beforehand about how to cancel Country Financial auto insurance.

Improper cancellation could result in fees or a lapse in insurance, leaving drivers exposed and driving without auto insurance.

To learn what steps drivers need to take to cancel Country Financial auto insurance, keep reading. Whether you are looking for affordable Country Financial auto insurance quotes or to start shopping for a new insurer before canceling Country Financial, use our free rate comparison tool above.

How to Cancel Country Financial Insurance

If you are ready to dump the Country Financial logo on your insurance cards and move on to a new company with better auto insurance discounts or rates, there are a few things you should know before picking up the phone.

What information do I need to cancel Country Financial insurance?

The first step to canceling an auto insurance policy is organizing your paperwork. Getting your paperwork and information ready beforehand will save you time and make sure your cancellation goes as smoothly as possible. The basic information you will need for every cancellation is your name, Country Financial policy number, and reason for cancellation.

There are three main reasons for cancellation: you are switching insurers, you no longer need insurance, or you sold your vehicle. Insurers will request something different for each reason:

• If you are switching auto insurance companies, you will need the name and policy number of your new insurer, as well as the start date of your new policy.
• If you no longer need insurance, such as deployment or health issues, you don’t need to tell your insurer why. Just simply state you will no longer be driving and don’t need insurance any longer.
• If you sold your car, your insurer may ask for a bill of sale as proof.

In most cases, insurers will just need a brief statement about why you are leaving. If you are switching, there is a good reason why insurers want proof of the new start date.

A lapse in insurance is illegal, and even going without insurance for a few days will result in higher rates if insurers find out.

How do I contact Country Financial to cancel my policy?

To cancel your Country Financial policy, you need to contact your local Country Financial representative. Your local representative will cancel your policy for you.

Note that this is the only method of cancellation Country Financial lists on their website, even though you may also call or send mail to Country Financial.

If you need help finding a local representative in your area, you can use Country Financial’s representative search tool on the website or call 866-COUNTRY (866-268-6879). Phones are answered 24/7.

If you would prefer to contact Country Financial through the mail, you can send a letter to the following address:

COUNTRY Financial
1701 N Towanda Ave
Bloomington, IL 61701-2057

It is important to point out that using the Country Financial insurance mailing address will be the slowest method of contact, so if you want information on canceling quickly, call your local representative or the Country Financial customer service line.

When can I cancel Country Financial insurance?

You can cancel your Country Financial insurance policy at any time. Country Financial clearly states that there is no fee for cancellation, so even if you cancel before the end of your policy you won’t have to pay a fee.

If you decide to cancel before your policy period ends, you are also entitled to a refund if you switch auto insurance for the unused policy.

So if you purchase a six-month policy and prepay before canceling in the second month, you should be refunded for the unused four months of the policy.

Should I check that my Country Financial policy was canceled?

Absolutely. Mistakes happen, so it is always wise to check that your Country Financial policy was canceled after you contact your local representative. To do this, you should sign into the my Country Financial account and make sure it is inactive.

You should also check Country Financial billing if you have automatic payments to make sure they are stopped.

There have been cases of automatic billing cases at other insurers, where automatic billing continued after customers canceled their policies.