How to Cancel Farmers Auto Insurance in 2024
If affordable Farmers auto insurance doesn't seem to be in the cards for you, learn how to cancel your policy. The process of how to cancel Farmers auto insurance is simple, but it's crucial to do it correctly to avoid a lapse in insurance, which can raise your rates at your next insurer. To cancel Farmers auto insurance, drivers will need their Farmers policy number, policy number of their new insurer, and the main reason for canceling. Drivers who sold their cars and are canceling Farmers insurance will need a bill of sale or proof of license plate return.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Mar 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The process of how to cancel Farmers auto insurance will require getting documents in order before calling Farmers
- You will need your Farmers policy number, your new insurers policy number, and reason for canceling
- If you no longer need insurance, you will need a bill of sale or proof of returned license plates
Is it bad to cancel an insurance policy? Only if you do it wrong! A lapse in coverage or an incorrectly canceled policy can cost drivers hundreds of dollars.
Read our Farmers auto insurance review to learn more about the company before you decide to cancel. If you’re sure you’re ready to cancel Farmers auto insurance, you’ve come to the right place.
Whether you want to buy Farmers auto insurance or you want to search for a new auto insurance company before you cancel Farmers, use our free quote comparison tool to find the best insurer in your area.
How to Cancel Farmers Auto Insurance
While Farmers auto insurance company claims to be the best company there is, not every company lives up to its promises, causing customers to leave. Maybe Farmers auto insurance rates aren’t working for you, or maybe there’s some other problem.
Even if a company is great, customers may cancel policies because they no longer drive or sold their car. If you need to cancel, don’t worry. We are going to guide you through how to cancel your auto insurance step by step.
What information do I need to cancel Farmers auto insurance?
Before you contact Farmers to cancel your auto insurance policy, it is imperative that you have the right information ready beforehand. Otherwise, you may be stuck on hold while you scramble to find your policy number or bill of sale.
The basic information you need is your Farmers policy number, the desired end date of the policy, and the reason for cancellation.
The reason for cancellation is important, as there are three main reasons for cancellation. For each one, you will need proof:
- Switching auto insurance companies. You will need your new insurer’s policy number and start date of your new policy.
- Selling car. If you are getting rid of your car, you will need a bill of sale or proof of license plate return.
- Stopping driving. If you will no longer be driving, such as being deployed or health issues, you will need to tell Farmers that you are no longer driving at all.
While it may seem like none of Farmers’ business why you are canceling, all insurers require this information. Why?
Driving without auto insurance is illegal, so all insurers check to make sure drivers aren’t having lapses in insurance. Because the Insurance Information Institute (III) found that an estimated 13 percent of drivers are uninsured, insurers take lapses in insurance seriously.
If you are found to have a lapse in insurance, you will have to pay higher insurance rates on your Farmers auto insurance policies. To avoid this, make sure you have a new policy starting the day your Farmers’ policy ends to meet the minimum auto insurance requirements for your state.
How can I contact Farmers to cancel my auto insurance policy?
The best way to reach out to Farmers to cancel your insurance policy is to call Farmers at 1-888-327-6335. This customer service line is answered Monday through Friday from 7 am to 11 pm CST, and Saturday through Sunday from 8 am to 8 pm CST.
You may also visit your local agent and speak to them in person to cancel. However, this option will take longer than calling, as you will have to commute to visit your local agent.
Can I cancel my Farmers insurance online? You may also use your Farmers insurance login to sign into your account and message an agent online. They will guide you through the cancellation.
The last way to cancel is by mail. Sending a cancellation letter by mail is the least reliable option if you need to cancel quickly, as your letter may arrive after your specified cancellation date. Letters can be sent to Farmers insurance customer service headquarters at:
Customer Service
6301 Owensmouth Avenue
Woodland Hills, CA 91367
If you don’t hear a response back from Farmers if you send a letter by mail, don’t assume your policy has been canceled. Farmers needs to verify and approve the cancellation before your policy becomes inactive.
When can I cancel my Farmers auto insurance?
You can cancel your Farmers insurance policy at any time once you know how to cancel auto insurance. However, it might be best to wait until the end of your policy renewal if you can. Why?
If you cancel before the end of your policy renewal, Farmers may charge you a cancellation fee. If a small fee doesn’t bother you, though, then it is perfectly fine to cancel the policy mid-period.
Just make sure that if you do cancel mid-policy you are refunded for the unused policy period if you prepaid. You may be entitled to a refund if you switch auto insurance.
How do I know that my Farmers policy was canceled?
Farmers will send you a cancellation letter after you cancel to verify that you closed your account. This letter is an important indication that your cancellation was done properly, as a lack of a letter may mean you didn’t cancel correctly.
If you are set up for automatic payments at Farmers, it is important you check Farmers insurance payments on your account after cancellation. Mistakes happen, and you may still be billed even after you cancel your account.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
How can I cancel my Farmers auto insurance policy?
To cancel your Farmers auto insurance policy, you have a few options:
- Contact your local Farmers agent and inform them of your decision to cancel.
- Call the Farmers Insurance customer service department and request cancellation.
- Visit the official Farmers Insurance website and explore their cancellation process, which may include online cancellation forms.
What information do I need to provide when canceling my Farmers auto insurance policy?
When canceling your Farmers auto insurance policy, you will likely be asked to provide the following information:
- Your policy number
- Your name and contact information
- The effective date of the cancellation
- Reason for canceling (optional)
Is there a cancellation fee for terminating my Farmers auto insurance policy?
Farmers Insurance may charge a cancellation fee, depending on the terms and conditions of your policy. It is best to review your policy documents or contact your Farmers agent or customer service to determine if any fees apply.
Will I receive a refund for canceling my Farmers auto insurance policy?
If you cancel your Farmers auto insurance policy before its expiration date, you may be eligible for a refund of the unused portion of your premium. The refund amount will depend on factors such as the cancellation date and any applicable fees.
Can I cancel my Farmers auto insurance policy at any time?
Yes, you generally have the right to cancel your Farmers auto insurance policy at any time. However, it is essential to review your policy documents or speak with your Farmers agent to understand any specific terms or restrictions that may apply to your situation.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.