How to Cancel Farmers Auto Insurance in 2024

Is it bad to cancel an insurance policy? Only if you do it wrong! A lapse in coverage or an incorrectly canceled policy can cost drivers hundreds of dollars.

Read our Farmers auto insurance review to learn more about the company before you decide to cancel. If you’re sure you’re ready to cancel Farmers auto insurance, you’ve come to the right place.

Whether you want to buy Farmers auto insurance or you want to search for a new auto insurance company before you cancel Farmers, use our free quote comparison tool to find the best insurer in your area.

How to Cancel Farmers Auto Insurance

While Farmers auto insurance company claims to be the best company there is, not every company lives up to its promises, causing customers to leave. Maybe Farmers auto insurance rates aren’t working for you, or maybe there’s some other problem.

Even if a company is great, customers may cancel policies because they no longer drive or sold their car. If you need to cancel, don’t worry. We are going to guide you through how to cancel your auto insurance step by step.

What information do I need to cancel Farmers auto insurance?

Before you contact Farmers to cancel your auto insurance policy, it is imperative that you have the right information ready beforehand. Otherwise, you may be stuck on hold while you scramble to find your policy number or bill of sale.

The basic information you need is your Farmers policy number, the desired end date of the policy, and the reason for cancellation.

The reason for cancellation is important, as there are three main reasons for cancellation. For each one, you will need proof:

• Switching auto insurance companies. You will need your new insurer’s policy number and start date of your new policy.
• Selling car. If you are getting rid of your car, you will need a bill of sale or proof of license plate return.
• Stopping driving. If you will no longer be driving, such as being deployed or health issues, you will need to tell Farmers that you are no longer driving at all.

While it may seem like none of Farmers’ business why you are canceling, all insurers require this information. Why?

Driving without auto insurance is illegal, so all insurers check to make sure drivers aren’t having lapses in insurance. Because the Insurance Information Institute (III) found that an estimated 13 percent of drivers are uninsured, insurers take lapses in insurance seriously.

If you are found to have a lapse in insurance, you will have to pay higher insurance rates on your Farmers auto insurance policies.  To avoid this, make sure you have a new policy starting the day your Farmers’ policy ends to meet the minimum auto insurance requirements for your state.

How can I contact Farmers to cancel my auto insurance policy?

The best way to reach out to Farmers to cancel your insurance policy is to call Farmers at 1-888-327-6335. This customer service line is answered Monday through Friday from 7 am to 11 pm CST, and Saturday through Sunday from 8 am to 8 pm CST.

You may also visit your local agent and speak to them in person to cancel. However, this option will take longer than calling, as you will have to commute to visit your local agent.

Can I cancel my Farmers insurance online? You may also use your Farmers insurance login to sign into your account and message an agent online. They will guide you through the cancellation.

The last way to cancel is by mail. Sending a cancellation letter by mail is the least reliable option if you need to cancel quickly, as your letter may arrive after your specified cancellation date. Letters can be sent to Farmers insurance customer service headquarters at:

Customer Service

6301 Owensmouth Avenue

Woodland Hills, CA 91367

If you don’t hear a response back from Farmers if you send a letter by mail, don’t assume your policy has been canceled. Farmers needs to verify and approve the cancellation before your policy becomes inactive.

When can I cancel my Farmers auto insurance?

You can cancel your Farmers insurance policy at any time once you know how to cancel auto insurance. However, it might be best to wait until the end of your policy renewal if you can. Why?

If you cancel before the end of your policy renewal, Farmers may charge you a cancellation fee. If a small fee doesn’t bother you, though, then it is perfectly fine to cancel the policy mid-period.

Just make sure that if you do cancel mid-policy you are refunded for the unused policy period if you prepaid. You may be entitled to a refund if you switch auto insurance.

How do I know that my Farmers policy was canceled?

Farmers will send you a cancellation letter after you cancel to verify that you closed your account. This letter is an important indication that your cancellation was done properly, as a lack of a letter may mean you didn’t cancel correctly.

If you are set up for automatic payments at Farmers, it is important you check Farmers insurance payments on your account after cancellation. Mistakes happen, and you may still be billed even after you cancel your account.