How to Cancel Progressive Auto Insurance in 2024
To cancel Progressive auto insurance policies, call (866) 416-2003 and tell them you want to start the Progressive cancellation process. You can also cancel your Progressive insurance online. The typical Progressive cancellation fee is $0. Before you cancel Progressive auto insurance, be sure to find new auto insurance coverage. Compare rates before canceling!
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You can call or go in person to your Progressive insurance agent’s office to let them know that you want to cancel your insurance policy
- You can also call the main number for Progressive, 866-416-2003, and inform them that you want to start the cancellation process
- If you have an online account with Progressive, you can log in with your policy number and driver’s license number to cancel your Progressive insurance online
Canceling Progressive insurance is a very straightforward process if you have your policy information. There are a variety of options to cancel your policy. However, a significant issue to be aware of is that you will need to choose insurance options through other auto insurance providers if you continue to drive.
Canceling your car insurance without maintaining the legal coverage could land you in a lot of trouble and with some expensive fines.
To find coverage before you cancel your car insurance, enter your ZIP code above!
How to Cancel Progressive Insurance Online
To cancel Progressive Insurance online, you will need your car insurance policy number and driver’s license number. You can find this information on one of your insurance premium bills, your actual insurance policy, or your car insurance card.
Progressive is just like most other car insurance companies when it comes to being able to cancel your car insurance policy in a variety of ways. If you cannot cancel your Progressive policy by going to the office in person, you can pick up the phone to make a quick call. Otherwise, you can cancel online. (You can also read this Progressive Direct Auto Insurance Review first).
If you do not have access to your car insurance policy number, calling your agent or the Progressive company number is the easiest way to go about your cancellation. They will be able to look up your account with some basic information, such as your name, date of birth, and social security number.
Let’s look at the Progressive insurance cancellation policy and go over the steps to cancel.
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Step #1: Make the Decision to Cancel Progressive.
Are you up for renewal soon?
Most auto insurance policies are written for six-month terms, and your insurance card should show the policy dates you’ve already paid for. Note that you can cancel your policy at any time with Progressive. If you’ve paid ahead of time, you’ll receive a refund for any unused portion of your premium.
Step #2: Shop Around
Get multiple insurance quotes from auto insurance companies to get the best rate. You can compare quotes all at once to make sure you choose the right company.
Step #3: Choose a New Auto Insurance Company
After getting quotes from multiple places, it’s time to choose. Which one was the cheapest? Did one stand out for offering the most personalization options? Once you’ve chosen a new auto insurance company, you can move on to the next step.
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Step #4: Call Progressive or Mail a Notice of Cancellation
To cancel, you can send a notice of cancellation to the following address:
The Progressive Corporation
6300 Wilson Mills Rd.
Mayfield Village, Ohio 44143
You can also call the Progressive auto insurance number at (888)416-2003.
Step #5: Pay Cancellation Fee (If Applicable)
If your Progressive policy isn’t up for renewal any time soon, you can still cancel. However, you might have to pay cancellation fees.
Step #6: Double-Check Your Refund Amount
If you’re owed an auto insurance refund, double-check the amount.
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Does Progressive charge a cancellation fee?
The typical Progressive cancellation fee is $0. That means policyholders won’t see any penalty charges on their credit card bills. This can differ from state to state and with certain types of insurance policies, so be sure to check with them about the rules in your state.
Before You Cancel Progressive Car Insurance
The major reasons you might need to cancel your Progressive car insurance coverage include that you are going to donate your car, you no longer plan to drive, your car is being rebuilt and will not be on the roads, or you are getting rid of your car altogether.
If any of these scenarios apply to you, then you should cancel coverage for your car so that you are not paying for insurance that you do not need any longer.
On the other hand, if you are simply canceling your auto insurance coverage because you want to go to another insurance company, there are some important considerations for you before you ultimately cancel your policy.
Most importantly, you need to have active auto insurance coverage to legally drive your car anywhere in the U.S. You will have a lapse in your coverage if you cancel before another policy is in place, so the timing of the cancellation is very important.
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Make Sure To Ask for a Refund of Any Amount of Your Premium That Has Not Been Used
This should not be a problem to obtain, but you should ask for it, just in case. You do not have to wait around until your insurance expires to cancel it, but you will want to ensure that you get your money back if there is any left for your policy.
In addition, make sure that the new insurance company takes care of notifying the state that you have the required coverage again for car insurance. There is no need to incur any expensive fines because this step was not taken care of in time.
How to Switch Your Car Insurance from Progressive
If you decide to switch your car insurance from Progressive, make sure that you are looking at more than just the price of the new replacement insurance policy when you switch.
The company also needs to be licensed to provide adequate coverage for drivers in your state and should have a positive record for taking care of every insurance claim.
Getting a low price is essential, but it should not be the sole reason you switch car insurance companies.
Do not sacrifice the amount of coverage you need and the quality of customer service from your insurance company just for a low insurance price.
Recap on What You Need to Know About Canceling Your Progressive Insurance Policy
You can cancel your current policy in several different ways. Making the call or going online to cancel your car insurance policy is easy.
The step that takes a little more thought is how you will pick up the insurance you need if you still have a reason to be driving.
Also, even though switching auto insurance companies is easy, you need to give careful thought as to the quality of the coverage you are getting and the track record of the new insurance company in processing and settling claims. With car insurance, you ultimately get what you pay for most times.
We can help you out. Use our tool below to get free quotes from multiple auto insurers.
Enter your ZIP code below to compare car insurance rates from multiple companies at once!
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Frequently Asked Questions
How can I cancel my Progressive auto insurance policy?
To cancel your Progressive auto insurance policy, you have a few options:
- Online: Log in to your Progressive account on their website or mobile app. Navigate to the “Policy and Payments” section and select “Cancel Policy” or a similar option. Follow the prompts to complete the cancellation process.
- Phone: Call Progressive’s customer service at the designated phone number for policy cancellations. Provide the necessary information, such as your policy number and personal details, to the representative who assists you. They will guide you through the cancellation process.
- In-person: Visit a local Progressive office or agent and inform them of your intent to cancel your auto insurance policy. They will guide you through the necessary steps and documentation required for cancellation.
Are there any fees or penalties for canceling my Progressive auto insurance policy?
Progressive generally does not charge cancellation fees for terminating your auto insurance policy. However, it’s important to review the terms and conditions of your specific policy to understand any potential fees or penalties. Some states may have regulations regarding cancellation fees, so it’s advisable to check with Progressive or your local insurance regulatory authority to confirm any applicable fees.
Can I cancel my Progressive auto insurance policy at any time?
Yes, you can cancel your Progressive auto insurance policy at any time. Progressive does not typically impose restrictions on when you can cancel your policy. However, it’s important to consider the potential consequences of canceling your policy before the term expires. For instance, if you cancel your policy before the renewal date, you may lose any unused premium or discounts that were earned during the policy term.
Will I receive a refund if I cancel my Progressive auto insurance policy?
If you cancel your Progressive auto insurance policy before the term expires, you may be eligible for a refund of the unused portion of your premium. The amount refunded will depend on various factors, including the timing of the cancellation and any applicable fees or penalties outlined in your policy. Progressive will provide you with the details of your refund during the cancellation process.
How long does it take to process a cancellation and receive a refund from Progressive?
The processing time for canceling your Progressive auto insurance policy and receiving a refund can vary. Typically, Progressive aims to process cancellations and refunds within a few business days. However, the exact timeline may depend on factors such as your payment method, any outstanding balances, and the specific procedures of your state or region. Progressive will provide you with more information regarding the expected timeline during the cancellation process.
Can I cancel my Progressive auto insurance policy if I have an open claim?
Yes, you can cancel your Progressive auto insurance policy even if you have an open claim. However, it’s important to note that canceling your policy will not necessarily affect the status or outcome of your claim. Progressive will continue to handle your claim according to their procedures, regardless of your decision to cancel the policy. It’s advisable to discuss the impact of cancellation on your claim with a Progressive representative to ensure you have a clear understanding of the situation.
Can I cancel my Progressive auto insurance policy if I still owe money on my car loan?
Yes, you can cancel your Progressive auto insurance policy even if you still owe money on your car loan. However, most lenders require borrowers to maintain comprehensive and collision coverage until the loan is fully paid off. If you cancel your policy, it’s important to arrange for alternative coverage to fulfill your loan requirements. Speak with your lender to understand their specific insurance requirements and ensure compliance.
Will canceling my Progressive auto insurance policy affect my credit score?
Canceling your Progressive auto insurance policy alone should not directly impact your credit score. However, if you have an outstanding balance or unpaid premiums, it could potentially lead to collections or negative marks on your credit report. It’s important to settle any outstanding payments before canceling your policy to avoid any potential negative consequences.
Can I reinstate my Progressive auto insurance policy after canceling it?
In most cases, you can reinstate your Progressive auto insurance policy after canceling it. However, the reinstatement process and eligibility may vary depending on the specific circumstances. Progressive may require you to fulfill certain conditions, such as providing proof of continuous coverage during the cancellation period or paying any outstanding premiums. It’s best to contact Progressive directly to inquire about reinstating your policy and to understand the requirements involved.
What information do I need to provide when canceling my Progressive auto insurance policy?
When canceling your Progressive auto insurance policy, you will typically need to provide the following information:
- Policy number
- Your full name and contact information
- Reason for cancellation
- Effective date of cancellation
Does Progressive charge a cancellation fee?
Typically, you will not have to pay a cancellation fee for canceling your auto insurance policy early. You should make sure that you get your full refund.
What should I do before canceling my car insurance with Progressive?
Shop around and get a new policy before you cancel your current policy. It’s recommended to compare insurance quotes from at least three providers in order to get the best coverage at the most affordable price. Use our free online quote comparison tool to easily obtain rates from multiple top-rated insurers. Just enter your ZIP code to get started.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.