Best Kennewick, Washington Auto Insurance in 2024
The average Kennewick, WA auto insurance rates are $224 per month. The minimum auto insurance in Kennewick is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Kennewick, Washington, compare quotes from multiple companies.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Kennewick is 21.2 minutes
- The cheapest auto insurance company in Kennewick is Nationwide
- The minimum auto insurance required in Kennewick, Washington is 25/50/10
Kennewick, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Kennewick can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kennewick, Washington, including driving record, credit, commute time, and more.
Compare auto insurance in Kennewick to other Washington cities, including Bellevue auto insurance rates, Renton auto insurance rates, and Spokane Valley auto insurance rates to see how Kennewick, Washington auto insurance rates stack up.
Before you buy Kennewick, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kennewick, Washington auto insurance quotes.
Minimum Auto Insurance in Kennewick, Washington
Kennewick, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kennewick, Washington.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Kennewick, Washington Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Kennewick, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,894 | $1,874 | $1,751 | $1,833 | $6,525 | $7,539 | $2,011 | $2,087 |
| American Family | $1,723 | $1,723 | $1,573 | $1,573 | $6,540 | $8,949 | $1,723 | $2,319 |
| Farmers | $2,172 | $2,230 | $1,988 | $2,260 | $4,971 | $5,338 | $2,736 | $2,825 |
| Geico | $1,496 | $1,523 | $1,403 | $1,403 | $3,269 | $4,271 | $2,538 | $1,842 |
| Liberty Mutual | $1,658 | $1,815 | $1,488 | $1,743 | $9,072 | $10,008 | $1,780 | $1,944 |
| Nationwide | $1,164 | $1,189 | $1,084 | $1,127 | $3,077 | $3,744 | $1,381 | $1,488 |
| Progressive | $1,364 | $1,273 | $1,227 | $1,243 | $6,836 | $7,652 | $1,629 | $1,620 |
| State Farm | $1,335 | $1,335 | $1,200 | $1,200 | $3,865 | $4,897 | $1,519 | $1,748 |
| USAA | $1,027 | $1,014 | $989 | $989 | $4,332 | $5,123 | $1,294 | $1,415 |
Cheap Kennewick, Washington Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Kennewick, Washington is a challenge. Take a look at the annual teen auto insurance rates in Kennewick, Washington.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,525 | $7,539 |
| American Family | $6,540 | $8,949 |
| Farmers | $4,971 | $5,338 |
| Geico | $3,269 | $4,271 |
| Liberty Mutual | $9,072 | $10,008 |
| Nationwide | $3,077 | $3,744 |
| Progressive | $6,836 | $7,652 |
| State Farm | $3,865 | $4,897 |
| USAA | $4,332 | $5,123 |
Cheap Kennewick, Washington Auto Insurance for Seniors
What are senior auto insurance rates in Kennewick, Washington? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,751 | $1,833 |
| American Family | $1,573 | $1,573 |
| Farmers | $1,988 | $2,260 |
| Geico | $1,403 | $1,403 |
| Liberty Mutual | $1,488 | $1,743 |
| Nationwide | $1,084 | $1,127 |
| Progressive | $1,227 | $1,243 |
| State Farm | $1,200 | $1,200 |
| USAA | $989 | $989 |
Cheap Kennewick, Washington Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kennewick, Washington compared to the annual auto insurance rates with a clean record in Kennewick, Washington.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,693 | $3,353 | $3,707 | $3,005 |
| American Family | $2,622 | $3,351 | $3,881 | $3,209 |
| Farmers | $2,543 | $3,168 | $3,391 | $3,157 |
| Geico | $1,711 | $2,189 | $3,261 | $1,711 |
| Liberty Mutual | $3,151 | $3,959 | $4,044 | $3,601 |
| Nationwide | $1,393 | $1,873 | $2,341 | $1,520 |
| Progressive | $2,315 | $3,614 | $2,701 | $2,793 |
| State Farm | $1,943 | $2,332 | $2,137 | $2,137 |
| USAA | $1,492 | $2,155 | $2,681 | $1,762 |
Cheap Kennewick, Washington Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Kennewick, Washington is not easy. Compare the annual rates for DUI auto insurance in Kennewick, Washington to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,707 |
| American Family | $3,881 |
| Farmers | $3,391 |
| Geico | $3,261 |
| Liberty Mutual | $4,044 |
| Nationwide | $2,341 |
| Progressive | $2,701 |
| State Farm | $2,137 |
| USAA | $2,681 |
Cheap Kennewick, Washington Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Kennewick, Washington annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,961 | $3,017 | $2,590 |
| American Family | $3,854 | $3,147 | $2,795 |
| Farmers | $3,730 | $2,830 | $2,635 |
| Geico | $2,640 | $2,113 | $1,902 |
| Liberty Mutual | $5,270 | $3,246 | $2,550 |
| Nationwide | $2,113 | $1,671 | $1,561 |
| Progressive | $3,150 | $2,806 | $2,610 |
| State Farm | $3,108 | $1,860 | $1,443 |
| USAA | $2,551 | $1,872 | $1,646 |
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Cheap Kennewick, Washington Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Kennewick, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Kennewick, Washington to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 99336 | $2,689 |
| 99337 | $2,636 |
| 99338 | $2,686 |
Cheap Kennewick, Washington Auto Insurance Rates By Commute
Commute length and annual mileage affect Kennewick, Washington auto insurance. Find the cheapest annual Kennewick, Washington auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,189 | $3,189 |
| American Family | $3,199 | $3,332 |
| Farmers | $3,065 | $3,065 |
| Geico | $2,190 | $2,246 |
| Liberty Mutual | $3,689 | $3,689 |
| Nationwide | $1,782 | $1,782 |
| Progressive | $2,855 | $2,855 |
| State Farm | $2,079 | $2,196 |
| USAA | $2,003 | $2,043 |
Cheap Kennewick, Washington Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Kennewick, Washington? Check out the comparison of annual Kennewick, Washington auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,007 | $3,179 | $3,382 |
| American Family | $3,094 | $3,261 | $3,442 |
| Farmers | $2,841 | $3,064 | $3,290 |
| Geico | $2,078 | $2,220 | $2,356 |
| Liberty Mutual | $3,469 | $3,694 | $3,902 |
| Nationwide | $1,689 | $1,781 | $1,875 |
| Progressive | $2,590 | $2,781 | $3,195 |
| State Farm | $1,999 | $2,147 | $2,266 |
| USAA | $1,898 | $2,021 | $2,149 |
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Best By Category: Cheapest Auto Insurance in Kennewick, Washington
Compare the cheapest auto insurance companies in Kennewick, Washington in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
The Cheapest Kennewick, Washington Auto Insurance Companies
What auto insurance companies in Kennewick, Washington are the cheapest? Compare the top Kennewick, Washington auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,189 |
| American Family | $3,266 |
| Farmers | $3,065 |
| Geico | $2,218 |
| Liberty Mutual | $3,689 |
| Nationwide | $1,782 |
| Progressive | $2,855 |
| State Farm | $2,137 |
| USAA | $2,023 |
What affects auto insurance rates in Kennewick, Washington?
There are a lot of reasons why auto insurance rates in Kennewick, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kennewick, Washington. Many local factors may affect your Kennewick auto insurance rates.
Kennewick Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kennewick, Washington auto theft statistics, there have been 153 auto thefts in the city.
Kennewick Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kennewick, Washington commute length is 21.2 minutes according to City-Data.
Kennewick Traffic
How does Kennewick, Washington rank for traffic? According to Inrix Kennewick, Washington is the 985th most congested worldwide.
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Compare Kennewick, Washington Auto Insurance Quotes
Before you buy Kennewick, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kennewick, Washington auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kennewick, Washington?
In Kennewick, Washington, the minimum auto insurance requirements to comply with state laws are 25/50/10 coverage. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.
How can I find cheap auto insurance in Kennewick, Washington?
To find the best cheap auto insurance in Kennewick, Washington, it’s recommended to compare quotes from multiple insurance companies. By comparing rates, you can find the most affordable options available to you. Consider factors such as coverage limits, deductibles, and discounts offered by different insurers.
How do age, gender, and marital status affect auto insurance rates in Kennewick, Washington?
Auto insurance rates in Kennewick, Washington can be affected by age, gender, and marital status. Generally, young and inexperienced drivers, particularly males, tend to have higher insurance rates. Married individuals, on the other hand, may qualify for lower rates as insurance companies often consider married couples to be more responsible drivers.
Are there any discounts available for teen drivers in Kennewick, Washington?
Finding cheap auto insurance for teen drivers in Kennewick, Washington can be challenging. However, some insurance companies offer discounts for teen drivers who have completed driver’s education courses, maintain good grades, or drive vehicles equipped with safety features. It’s important to explore these options to potentially lower the insurance costs for teen drivers.
How does driving record and credit history affect auto insurance rates in Kennewick, Washington?
Both driving record and credit history can have a significant impact on auto insurance rates in Kennewick, Washington. Drivers with a clean record and good credit history generally qualify for lower insurance premiums, as they are seen as lower risk by insurers. On the other hand, drivers with a history of accidents, traffic violations, or poor credit may face higher insurance rates. It’s important to maintain a good driving record and credit score to potentially secure lower insurance premiums.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.