Best Kingston, Ohio Auto Insurance in 2024
The average Kingston, OH auto insurance rates are $232 per month. The minimum auto insurance in Kingston is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Kingston, Ohio, compare quotes from multiple companies.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Kingston is 32.2 minutes
- The cheapest auto insurance company in Kingston is American Family
- The most expensive auto insurance company in Kingston for teen drivers is Liberty Mutual
Kingston, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Kingston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kingston, Ohio, including driving record, credit, commute time, and more.
Compare auto insurance in Kingston to other Ohio cities, including Cleveland auto insurance rates, Toledo auto insurance rates, and Akron auto insurance rates to see how Kingston, Ohio auto insurance rates stack up.
Before you buy Kingston, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kingston, Ohio auto insurance quotes.
Minimum Auto Insurance in Kingston, Ohio
Kingston, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kingston, Ohio.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Kingston, Ohio Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Kingston, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,080 | $2,074 | $1,873 | $2,003 | $5,739 | $6,562 | $2,189 | $2,340 |
| American Family | $969 | $1,009 | $872 | $879 | $2,785 | $3,041 | $1,190 | $1,257 |
| Farmers | $1,843 | $1,838 | $1,624 | $1,709 | $8,064 | $8,372 | $2,075 | $2,180 |
| Geico | $1,310 | $1,267 | $1,219 | $1,222 | $3,458 | $3,218 | $1,457 | $1,239 |
| Liberty Mutual | $1,963 | $2,141 | $1,509 | $1,835 | $10,393 | $11,738 | $2,081 | $2,273 |
| Nationwide | $2,153 | $2,165 | $1,942 | $1,957 | $5,487 | $7,080 | $2,308 | $2,688 |
| Progressive | $1,764 | $1,672 | $1,465 | $1,515 | $7,663 | $8,642 | $2,113 | $2,186 |
| State Farm | $1,554 | $1,554 | $1,379 | $1,379 | $4,668 | $5,878 | $1,800 | $2,059 |
| Travelers | $1,415 | $1,437 | $1,401 | $1,393 | $6,006 | $9,453 | $1,473 | $1,693 |
| USAA | $915 | $923 | $869 | $869 | $2,815 | $3,137 | $1,225 | $1,325 |
Cheap Kingston, Ohio Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Kingston, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Kingston, Ohio.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,739 | $6,562 |
| American Family | $2,785 | $3,041 |
| Farmers | $8,064 | $8,372 |
| Geico | $3,458 | $3,218 |
| Liberty Mutual | $10,393 | $11,738 |
| Nationwide | $5,487 | $7,080 |
| Progressive | $7,663 | $8,642 |
| State Farm | $4,668 | $5,878 |
| Travelers | $6,006 | $9,453 |
| USAA | $2,815 | $3,137 |
Cheap Kingston, Ohio Auto Insurance for Seniors
What are senior auto insurance rates in Kingston, Ohio? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,873 | $2,003 |
| American Family | $872 | $879 |
| Farmers | $1,624 | $1,709 |
| Geico | $1,219 | $1,222 |
| Liberty Mutual | $1,509 | $1,835 |
| Nationwide | $1,942 | $1,957 |
| Progressive | $1,465 | $1,515 |
| State Farm | $1,379 | $1,379 |
| Travelers | $1,401 | $1,393 |
| USAA | $869 | $869 |
Cheap Kingston, Ohio Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kingston, Ohio compared to the annual auto insurance rates with a clean record in Kingston, Ohio.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,614 | $3,159 | $3,701 | $2,955 |
| American Family | $1,438 | $1,521 | $1,521 | $1,521 |
| Farmers | $2,852 | $3,673 | $3,582 | $3,745 |
| Geico | $1,230 | $1,762 | $2,528 | $1,676 |
| Liberty Mutual | $3,562 | $4,576 | $4,671 | $4,157 |
| Nationwide | $2,581 | $3,285 | $4,169 | $2,855 |
| Progressive | $2,915 | $3,949 | $3,103 | $3,543 |
| State Farm | $2,320 | $2,748 | $2,534 | $2,534 |
| Travelers | $2,238 | $2,912 | $4,386 | $2,600 |
| USAA | $1,160 | $1,554 | $2,039 | $1,286 |
Cheap Kingston, Ohio Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Kingston, Ohio is not easy. Compare the annual rates for DUI auto insurance in Kingston, Ohio to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,701 |
| American Family | $1,521 |
| Farmers | $3,582 |
| Geico | $2,528 |
| Liberty Mutual | $4,671 |
| Nationwide | $4,169 |
| Progressive | $3,103 |
| State Farm | $2,534 |
| Travelers | $4,386 |
| USAA | $2,039 |
Cheap Kingston, Ohio Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Kingston, Ohio annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,994 | $2,904 | $2,425 |
| American Family | $1,987 | $1,361 | $1,153 |
| Farmers | $3,928 | $3,310 | $3,151 |
| Geico | $2,156 | $1,799 | $1,441 |
| Liberty Mutual | $6,073 | $3,729 | $2,923 |
| Nationwide | $3,889 | $3,133 | $2,646 |
| Progressive | $3,805 | $3,275 | $3,053 |
| State Farm | $3,611 | $2,232 | $1,759 |
| Travelers | $3,395 | $2,952 | $2,755 |
| USAA | $1,963 | $1,386 | $1,180 |
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Cheap Kingston, Ohio Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Kingston, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Kingston, Ohio to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 45644 | $2,660 |
Cheap Kingston, Ohio Auto Insurance Rates By Commute
Commute length and annual mileage affect Kingston, Ohio auto insurance. Find the cheapest annual Kingston, Ohio auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,107 | $3,107 |
| American Family | $1,482 | $1,518 |
| Farmers | $3,463 | $3,463 |
| Geico | $1,766 | $1,831 |
| Liberty Mutual | $4,242 | $4,242 |
| Nationwide | $3,223 | $3,223 |
| Progressive | $3,378 | $3,378 |
| State Farm | $2,472 | $2,596 |
| Travelers | $3,034 | $3,034 |
| USAA | $1,452 | $1,567 |
Cheap Kingston, Ohio Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Kingston, Ohio? Check out the comparison of annual Kingston, Ohio auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,006 | $3,101 | $3,216 |
| American Family | $1,482 | $1,512 | $1,507 |
| Farmers | $3,298 | $3,414 | $3,679 |
| Geico | $1,745 | $1,791 | $1,860 |
| Liberty Mutual | $4,085 | $4,264 | $4,376 |
| Nationwide | $3,567 | $3,123 | $2,978 |
| Progressive | $3,248 | $3,349 | $3,535 |
| State Farm | $2,423 | $2,541 | $2,638 |
| Travelers | $2,962 | $3,073 | $3,067 |
| USAA | $1,448 | $1,508 | $1,573 |
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Best By Category: Cheapest Auto Insurance in Kingston, Ohio
Compare the cheapest auto insurance companies in Kingston, Ohio in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
The Cheapest Kingston, Ohio Auto Insurance Companies
What auto insurance companies in Kingston, Ohio are the cheapest? Compare the top Kingston, Ohio auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,107 |
| American Family | $1,500 |
| Farmers | $3,463 |
| Geico | $1,799 |
| Liberty Mutual | $4,242 |
| Nationwide | $3,223 |
| Progressive | $3,378 |
| State Farm | $2,534 |
| Travelers | $3,034 |
| USAA | $1,510 |
What affects auto insurance rates in Kingston, Ohio?
There are a lot of reasons why auto insurance rates in Kingston, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kingston, Ohio. Many local factors may affect your Kingston auto insurance rates.
Kingston Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Kingston, Ohio auto theft statistics, there have been 1 auto thefts in the city.
Kingston Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kingston, Ohio commute length is 32.2 minutes according to City-Data.
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Compare Kingston, Ohio Auto Insurance Quotes
Before you buy Kingston, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kingston, Ohio auto insurance quotes.
Frequently Asked Questions
What is Kingston, OH auto insurance?
Kingston, OH auto insurance refers to the insurance coverage specifically designed for vehicles registered and operated in Kingston, Ohio. It provides financial protection in case of accidents, damages, theft, or other incidents involving vehicles in the Kingston area.
Is auto insurance mandatory in Kingston, OH?
Yes, auto insurance is mandatory in Kingston, OH, as it is in the state of Ohio. All drivers in Kingston must carry at least the minimum required liability insurance as mandated by state law.
What are the minimum auto insurance requirements in Kingston, OH?
In Kingston, OH, drivers are required to carry liability insurance with minimum coverage limits of 25/50/25. This means at least $25,000 bodily injury liability coverage per person, $50,000 bodily injury liability coverage per accident, and $25,000 property damage liability coverage per accident.
Are there any additional coverage options to consider for auto insurance in Kingston, OH?
While liability insurance is the minimum requirement, it’s also important to consider additional coverage options for enhanced protection. Collision coverage can help cover repairs or replacement costs for your vehicle in case of a collision. Comprehensive coverage can protect against non-collision-related incidents such as theft, vandalism, or damage from natural disasters. Uninsured/underinsured motorist coverage is also recommended to protect you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
How can I find affordable auto insurance in Kingston, OH?
To find affordable auto insurance in Kingston, OH, it’s advisable to shop around and compare quotes from different insurance providers. Factors such as your driving record, age, type of vehicle, and coverage needs can influence the cost of insurance. Additionally, maintaining a good driving record, bundling your auto insurance with other policies, and inquiring about available discounts can help you secure more affordable rates.
Are there any specific discounts or programs available for auto insurance in Kingston, OH?
Insurance providers may offer various discounts and programs that can help reduce the cost of auto insurance in Kingston, OH. These may include discounts for safe driving, good student discounts, multi-policy discounts, or discounts for installing safety features in your vehicle. It’s recommended to inquire about available discounts when obtaining insurance quotes.
What should I do if I need to file an auto insurance claim in Kingston, OH?
If you need to file an auto insurance claim in Kingston, OH, you should contact your insurance provider as soon as possible. They will guide you through the claims process and provide instructions on what information or documentation is required. Be prepared to provide details about the incident, such as the date, time, location, and any necessary supporting evidence, such as photographs or police reports.
Can I use my Kingston, OH auto insurance for out-of-state travel?
Your Kingston, OH auto insurance typically provides coverage when you travel out of state. However, it’s important to review your policy or contact your insurance provider to understand any limitations or restrictions that may apply. Some policies may have certain coverage limitations or additional requirements when driving in certain states or regions.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.