Best Knotts Island, North Carolina Auto Insurance in 2024
The average Knotts Island, NC auto insurance rates are $260 per month. The minimum auto insurance in Knotts Island is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Knotts Island, North Carolina, compare quotes from multiple companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Knotts Island for teen drivers is Allstate
- Average auto insurance rates in Knotts Island, NC for senior drivers are $2,344 per year
- The cheapest auto insurance company in Knotts Island is Liberty Mutual
Knotts Island, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Knotts Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Knotts Island, North Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Knotts Island to other North Carolina cities, including High Point auto insurance rates, Wilmington auto insurance rates, and Raleigh auto insurance rates to see how Knotts Island, North Carolina auto insurance rates stack up.
Before you buy Knotts Island, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Knotts Island, North Carolina auto insurance quotes.
Minimum Auto Insurance in Knotts Island, North Carolina
Knotts Island, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Knotts Island, North Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Knotts Island, North Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Knotts Island, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,383 | $5,383 | $4,431 | $4,431 | $12,633 | $12,633 | $5,489 | $5,489 |
| Geico | $2,252 | $2,211 | $2,218 | $2,179 | $4,058 | $4,023 | $1,982 | $1,971 |
| Liberty Mutual | $1,661 | $1,661 | $1,718 | $1,718 | $2,909 | $2,909 | $1,661 | $1,661 |
| Nationwide | $2,203 | $2,203 | $2,203 | $2,203 | $3,710 | $3,710 | $2,203 | $2,203 |
| Progressive | $1,526 | $1,526 | $1,384 | $1,384 | $3,762 | $3,762 | $1,733 | $1,733 |
| State Farm | $2,377 | $2,377 | $2,055 | $2,055 | $3,498 | $3,498 | $2,937 | $2,937 |
| Travelers | $2,437 | $2,437 | $2,417 | $2,417 | $4,106 | $4,106 | $2,501 | $2,501 |
Cheap Knotts Island, North Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Knotts Island, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Knotts Island, North Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,633 | $12,633 |
| Geico | $4,058 | $4,023 |
| Liberty Mutual | $2,909 | $2,909 |
| Nationwide | $3,710 | $3,710 |
| Progressive | $3,762 | $3,762 |
| State Farm | $3,498 | $3,498 |
| Travelers | $4,106 | $4,106 |
Cheap Knotts Island, North Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Knotts Island, North Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,431 | $4,431 |
| Geico | $2,218 | $2,179 |
| Liberty Mutual | $1,718 | $1,718 |
| Nationwide | $2,203 | $2,203 |
| Progressive | $1,384 | $1,384 |
| State Farm | $2,055 | $2,055 |
| Travelers | $2,417 | $2,417 |
Cheap Knotts Island, North Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Knotts Island, North Carolina compared to the annual auto insurance rates with a clean record in Knotts Island, North Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,758 | $6,651 | $12,423 | $5,103 |
| Geico | $1,379 | $2,062 | $5,089 | $1,915 |
| Liberty Mutual | $1,183 | $1,520 | $3,725 | $1,520 |
| Nationwide | $1,516 | $1,962 | $4,879 | $1,962 |
| Progressive | $982 | $1,436 | $4,596 | $1,391 |
| State Farm | $1,462 | $2,094 | $5,217 | $2,094 |
| Travelers | $1,707 | $2,234 | $5,319 | $2,202 |
Cheap Knotts Island, North Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Knotts Island, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Knotts Island, North Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $12,423 |
| Geico | $5,089 |
| Liberty Mutual | $3,725 |
| Nationwide | $4,879 |
| Progressive | $4,596 |
| State Farm | $5,217 |
| Travelers | $5,319 |
Cheap Knotts Island, North Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Knotts Island, North Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,487 | $6,119 | $5,345 |
| Geico | $2,821 | $2,599 | $2,414 |
| Liberty Mutual | $1,987 | $1,987 | $1,987 |
| Nationwide | $2,580 | $2,580 | $2,580 |
| Progressive | $2,406 | $2,047 | $1,851 |
| State Farm | $3,817 | $2,439 | $1,894 |
| Travelers | $3,058 | $2,784 | $2,754 |
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Cheap Knotts Island, North Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Knotts Island, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Knotts Island, North Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 27950 | $2,819 |
Cheap Knotts Island, North Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Knotts Island, North Carolina auto insurance. Find the cheapest annual Knotts Island, North Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $6,984 | $6,984 |
| Geico | $2,611 | $2,611 |
| Liberty Mutual | $1,987 | $1,987 |
| Nationwide | $2,580 | $2,580 |
| Progressive | $2,101 | $2,101 |
| State Farm | $2,700 | $2,733 |
| Travelers | $2,865 | $2,865 |
Cheap Knotts Island, North Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Knotts Island, North Carolina? Check out the comparison of annual Knotts Island, North Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,754 | $6,958 | $7,240 |
| Geico | $2,495 | $2,601 | $2,739 |
| Liberty Mutual | $1,896 | $1,974 | $2,091 |
| Nationwide | $2,479 | $2,567 | $2,694 |
| Progressive | $1,997 | $2,088 | $2,219 |
| State Farm | $2,609 | $2,703 | $2,838 |
| Travelers | $2,751 | $2,850 | $2,995 |
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Best By Category: Cheapest Auto Insurance in Knotts Island, North Carolina
Compare the cheapest auto insurance companies in Knotts Island, North Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
The Cheapest Knotts Island, North Carolina Auto Insurance Companies
What auto insurance companies in Knotts Island, North Carolina are the cheapest? Compare the top Knotts Island, North Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,984 |
| Geico | $2,611 |
| Liberty Mutual | $1,987 |
| Nationwide | $2,580 |
| Progressive | $2,101 |
| State Farm | $2,717 |
| Travelers | $2,865 |
Compare Knotts Island, North Carolina Auto Insurance Quotes
Before you buy Knotts Island, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Knotts Island, North Carolina auto insurance quotes.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is Knotts Island, NC auto insurance?
Knotts Island, NC auto insurance refers to the insurance coverage specifically designed for vehicles registered and operated in Knotts Island, North Carolina. It provides financial protection in case of accidents, damages, theft, or other incidents involving vehicles in the Knotts Island area.
Is auto insurance mandatory in Knotts Island, NC?
Yes, auto insurance is mandatory in Knotts Island, NC, as it is in the state of North Carolina. All drivers in Knotts Island must carry at least the minimum required liability insurance as mandated by state law.
What are the minimum auto insurance requirements in Knotts Island, NC?
In Knotts Island, NC, drivers are required to carry liability insurance with minimum coverage limits of 30/60/25. This means at least $30,000 bodily injury liability coverage per person, $60,000 bodily injury liability coverage per accident, and $25,000 property damage liability coverage per accident.
Are there any additional coverage options to consider for auto insurance in Knotts Island, NC?
While liability insurance is the minimum requirement, it’s also important to consider additional coverage options for enhanced protection. Collision coverage can help cover repairs or replacement costs for your vehicle in case of a collision. Comprehensive coverage can protect against non-collision-related incidents such as theft, vandalism, or damage from natural disasters. Uninsured/underinsured motorist coverage is also recommended to protect you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
How can I find affordable auto insurance in Knotts Island, NC?
To find affordable auto insurance in Knotts Island, NC, it’s advisable to shop around and compare quotes from different insurance providers. Factors such as your driving record, age, type of vehicle, and coverage needs can influence the cost of insurance. Additionally, maintaining a good driving record, bundling your auto insurance with other policies, and inquiring about available discounts can help you secure more affordable rates.
Are there any specific discounts or programs available for auto insurance in Knotts Island, NC?
Insurance providers may offer various discounts and programs that can help reduce the cost of auto insurance in Knotts Island, NC. These may include discounts for safe driving, good student discounts, multi-policy discounts, or discounts for installing safety features in your vehicle. It’s recommended to inquire about available discounts when obtaining insurance quotes.
What should I do if I need to file an auto insurance claim in Knotts Island, NC?
If you need to file an auto insurance claim in Knotts Island, NC, you should contact your insurance provider as soon as possible. They will guide you through the claims process and provide instructions on what information or documentation is required. Be prepared to provide details about the incident, such as the date, time, location, and any necessary supporting evidence, such as photographs or police reports.
Can I use my Knotts Island, NC auto insurance for out-of-state travel?
Your Knotts Island, NC auto insurance typically provides coverage when you travel out of state. However, it’s important to review your policy or contact your insurance provider to understand any limitations or restrictions that may apply. Some policies may have certain coverage limitations or additional requirements when driving in certain states or regions.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.