Best Cheap Auto Insurance in Kooskia, ID (2021)

The average Kooskia, ID auto insurance rates are $247 per month. The minimum auto insurance in Kooskia is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Kooskia, Idaho, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Kooskia for teen drivers is Allstate
  • The average commute length in Kooskia is 17.9 minutes
  • The cheapest auto insurance company in Kooskia is State Farm

Kooskia, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Kooskia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kooskia, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Kooskia to other Idaho cities, including Pocatello auto insurance rates, Meridian auto insurance rates, and Post Falls auto insurance rates to see how Kooskia, Idaho auto insurance rates stack up.

Before you buy Kooskia, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kooskia, Idaho auto insurance quotes.

Minimum Auto Insurance in Kooskia, Idaho

Kooskia, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kooskia, Idaho.

Minimum Required Auto Insurance Coverage in Kooskia, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Kooskia, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Kooskia, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kooskia, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,661 $2,651 $2,301 $2,386 $9,679 $11,198 $2,993 $3,185
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,953 $2,004 $1,758 $1,869 $4,758 $5,894 $2,281 $2,460
State Farm $1,174 $1,174 $1,054 $1,054 $3,466 $4,368 $1,324 $1,529
Travelers $1,382 $1,404 $1,386 $1,379 $6,700 $10,530 $1,468 $1,694
USAA $1,173 $1,178 $1,137 $1,126 $3,833 $4,295 $1,557 $1,687

Cheap Kooskia, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Kooskia, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Kooskia, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Kooskia, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,679 $11,198
American Family $7,355 $9,596
Farmers $7,947 $8,215
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,758 $5,894
State Farm $3,466 $4,368
Travelers $6,700 $10,530
USAA $3,833 $4,295

Cheap Kooskia, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Kooskia, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Kooskia, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,301 $2,386
American Family $1,859 $1,859
Farmers $1,470 $1,552
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,758 $1,869
State Farm $1,054 $1,054
Travelers $1,386 $1,379
USAA $1,137 $1,126

Cheap Kooskia, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kooskia, Idaho compared to the annual auto insurance rates with a clean record in Kooskia, Idaho.

Annual Kooskia, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,821 $4,797 $5,374 $4,535
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,184 $2,847 $3,997 $2,460
State Farm $1,729 $2,057 $1,893 $1,893
Travelers $2,005 $2,845 $4,942 $3,179
USAA $1,433 $2,042 $2,781 $1,737

Cheap Kooskia, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Kooskia, Idaho is not easy. Compare the annual rates for DUI auto insurance in Kooskia, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Kooskia, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,374
American Family $4,444
Farmers $3,416
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,997
State Farm $1,893
Travelers $4,942
USAA $2,781

Cheap Kooskia, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Kooskia, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Kooskia, Idaho

Insurance Company Poor Fair Good
Allstate $6,118 $4,154 $3,622
American Family $4,776 $3,404 $2,905
Farmers $3,735 $3,163 $3,023
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,437 $2,761 $2,418
State Farm $2,659 $1,681 $1,338
Travelers $3,717 $3,122 $2,889
USAA $2,941 $1,695 $1,359

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Cheap Kooskia, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Kooskia, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Kooskia, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Kooskia, Idaho

ZIP Code Average Annual Rates
83539 $2,963

Cheap Kooskia, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Kooskia, Idaho auto insurance. Find the cheapest annual Kooskia, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Kooskia, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,632 $4,632
American Family $3,619 $3,771
Farmers $3,307 $3,307
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,872 $2,872
State Farm $1,848 $1,938
Travelers $3,243 $3,243
USAA $1,974 $2,022

Cheap Kooskia, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Kooskia, Idaho? Check out the comparison of annual Kooskia, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kooskia, Idaho

Insurance Company Low Medium High
Allstate $4,492 $4,624 $4,778
American Family $3,705 $3,879 $3,502
Farmers $3,161 $3,274 $3,486
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,850 $3,016 $2,750
State Farm $1,793 $1,896 $1,989
Travelers $3,206 $3,290 $3,232
USAA $1,949 $1,995 $2,050

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Best By Category: Cheapest Auto Insurance in Kooskia, Idaho

Compare the cheapest auto insurance companies in Kooskia, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Kooskia, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Kooskia, Idaho Auto Insurance Companies

What auto insurance companies in Kooskia, Idaho are the cheapest? Compare the top Kooskia, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Kooskia, Idaho

Insurance Company Average Annual Rates
Allstate $4,632
American Family $3,695
Farmers $3,307
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,872
State Farm $1,893
Travelers $3,243
USAA $1,998

What affects auto insurance rates in Kooskia, Idaho?

There are a lot of reasons why auto insurance rates in Kooskia, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kooskia, Idaho. Many local factors may affect your Kooskia auto insurance rates.

Kooskia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kooskia, Idaho commute length is 17.9 minutes according to City-Data.

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Compare Kooskia, Idaho Auto Insurance Quotes

Before you buy Kooskia, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kooskia, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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