Kooskia, ID Auto Insurance (2024)
The average Kooskia, ID auto insurance rates are $247 per month. The minimum auto insurance in Kooskia is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Kooskia, Idaho, compare quotes from multiple companies.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Kooskia for teen drivers is Allstate
- The average commute length in Kooskia is 17.9 minutes
- The cheapest auto insurance company in Kooskia is State Farm
Kooskia, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Kooskia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Kooskia, Idaho, including driving record, credit, commute time, and more.
Compare auto insurance in Kooskia to other Idaho cities, including Pocatello auto insurance rates, Meridian auto insurance rates, and Post Falls auto insurance rates to see how Kooskia, Idaho auto insurance rates stack up.
Before you buy Kooskia, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Kooskia, Idaho auto insurance quotes.
Minimum Auto Insurance in Kooskia, Idaho
Kooskia, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Kooskia, Idaho.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Kooskia, Idaho Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Kooskia, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,661 | $2,651 | $2,301 | $2,386 | $9,679 | $11,198 | $2,993 | $3,185 |
| American Family | $2,088 | $2,088 | $1,859 | $1,859 | $7,355 | $9,596 | $2,088 | $2,629 |
| Farmers | $1,664 | $1,651 | $1,470 | $1,552 | $7,947 | $8,215 | $1,922 | $2,035 |
| Geico | $2,016 | $1,991 | $1,919 | $1,863 | $4,278 | $5,328 | $2,718 | $2,106 |
| Liberty Mutual | $1,426 | $1,538 | $1,158 | $1,290 | $4,493 | $4,992 | $1,515 | $1,606 |
| Nationwide | $1,953 | $2,004 | $1,758 | $1,869 | $4,758 | $5,894 | $2,281 | $2,460 |
| State Farm | $1,174 | $1,174 | $1,054 | $1,054 | $3,466 | $4,368 | $1,324 | $1,529 |
| Travelers | $1,382 | $1,404 | $1,386 | $1,379 | $6,700 | $10,530 | $1,468 | $1,694 |
| USAA | $1,173 | $1,178 | $1,137 | $1,126 | $3,833 | $4,295 | $1,557 | $1,687 |
Cheap Kooskia, Idaho Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Kooskia, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Kooskia, Idaho.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,679 | $11,198 |
| American Family | $7,355 | $9,596 |
| Farmers | $7,947 | $8,215 |
| Geico | $4,278 | $5,328 |
| Liberty Mutual | $4,493 | $4,992 |
| Nationwide | $4,758 | $5,894 |
| State Farm | $3,466 | $4,368 |
| Travelers | $6,700 | $10,530 |
| USAA | $3,833 | $4,295 |
Cheap Kooskia, Idaho Auto Insurance for Seniors
What are senior auto insurance rates in Kooskia, Idaho? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,301 | $2,386 |
| American Family | $1,859 | $1,859 |
| Farmers | $1,470 | $1,552 |
| Geico | $1,919 | $1,863 |
| Liberty Mutual | $1,158 | $1,290 |
| Nationwide | $1,758 | $1,869 |
| State Farm | $1,054 | $1,054 |
| Travelers | $1,386 | $1,379 |
| USAA | $1,137 | $1,126 |
Cheap Kooskia, Idaho Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Kooskia, Idaho compared to the annual auto insurance rates with a clean record in Kooskia, Idaho.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,821 | $4,797 | $5,374 | $4,535 |
| American Family | $2,917 | $4,122 | $4,444 | $3,299 |
| Farmers | $2,891 | $3,656 | $3,416 | $3,264 |
| Geico | $1,704 | $2,720 | $3,808 | $2,879 |
| Liberty Mutual | $1,871 | $2,340 | $2,420 | $2,378 |
| Nationwide | $2,184 | $2,847 | $3,997 | $2,460 |
| State Farm | $1,729 | $2,057 | $1,893 | $1,893 |
| Travelers | $2,005 | $2,845 | $4,942 | $3,179 |
| USAA | $1,433 | $2,042 | $2,781 | $1,737 |
Cheap Kooskia, Idaho Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Kooskia, Idaho is not easy. Compare the annual rates for DUI auto insurance in Kooskia, Idaho to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,374 |
| American Family | $4,444 |
| Farmers | $3,416 |
| Geico | $3,808 |
| Liberty Mutual | $2,420 |
| Nationwide | $3,997 |
| State Farm | $1,893 |
| Travelers | $4,942 |
| USAA | $2,781 |
Cheap Kooskia, Idaho Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Kooskia, Idaho annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,118 | $4,154 | $3,622 |
| American Family | $4,776 | $3,404 | $2,905 |
| Farmers | $3,735 | $3,163 | $3,023 |
| Geico | $3,377 | $2,696 | $2,260 |
| Liberty Mutual | $3,217 | $1,974 | $1,565 |
| Nationwide | $3,437 | $2,761 | $2,418 |
| State Farm | $2,659 | $1,681 | $1,338 |
| Travelers | $3,717 | $3,122 | $2,889 |
| USAA | $2,941 | $1,695 | $1,359 |
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Cheap Kooskia, Idaho Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Kooskia, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Kooskia, Idaho to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 83539 | $2,963 |
Cheap Kooskia, Idaho Auto Insurance Rates By Commute
Commute length and annual mileage affect Kooskia, Idaho auto insurance. Find the cheapest annual Kooskia, Idaho auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,632 | $4,632 |
| American Family | $3,619 | $3,771 |
| Farmers | $3,307 | $3,307 |
| Geico | $2,730 | $2,825 |
| Liberty Mutual | $2,252 | $2,252 |
| Nationwide | $2,872 | $2,872 |
| State Farm | $1,848 | $1,938 |
| Travelers | $3,243 | $3,243 |
| USAA | $1,974 | $2,022 |
Cheap Kooskia, Idaho Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Kooskia, Idaho? Check out the comparison of annual Kooskia, Idaho auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,492 | $4,624 | $4,778 |
| American Family | $3,705 | $3,879 | $3,502 |
| Farmers | $3,161 | $3,274 | $3,486 |
| Geico | $2,640 | $2,773 | $2,920 |
| Liberty Mutual | $2,141 | $2,249 | $2,367 |
| Nationwide | $2,850 | $3,016 | $2,750 |
| State Farm | $1,793 | $1,896 | $1,989 |
| Travelers | $3,206 | $3,290 | $3,232 |
| USAA | $1,949 | $1,995 | $2,050 |
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Best By Category: Cheapest Auto Insurance in Kooskia, Idaho
Compare the cheapest auto insurance companies in Kooskia, Idaho in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Kooskia, Idaho Auto Insurance Companies
What auto insurance companies in Kooskia, Idaho are the cheapest? Compare the top Kooskia, Idaho auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,632 |
| American Family | $3,695 |
| Farmers | $3,307 |
| Geico | $2,778 |
| Liberty Mutual | $2,252 |
| Nationwide | $2,872 |
| State Farm | $1,893 |
| Travelers | $3,243 |
| USAA | $1,998 |
What affects auto insurance rates in Kooskia, Idaho?
There are a lot of reasons why auto insurance rates in Kooskia, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Kooskia, Idaho. Many local factors may affect your Kooskia auto insurance rates.
Kooskia Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Kooskia, Idaho commute length is 17.9 minutes according to City-Data.
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Compare Kooskia, Idaho Auto Insurance Quotes
Before you buy Kooskia, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Kooskia, Idaho auto insurance quotes.
Frequently Asked Questions
What is Kooskia, ID auto insurance?
Kooskia, ID auto insurance refers to the insurance coverage specifically designed for vehicles registered and operated in Kooskia, Idaho. It provides financial protection in case of accidents, damages, theft, or other incidents involving vehicles in the Kooskia area.
Is auto insurance mandatory in Kooskia, ID?
Yes, auto insurance is mandatory in Kooskia, ID, as it is in the state of Idaho. All drivers in Kooskia must carry at least the minimum required liability insurance as mandated by state law.
What are the minimum auto insurance requirements in Kooskia, ID?
In Kooskia, ID, drivers are required to carry liability insurance with minimum coverage limits of 25/50/15. This means at least $25,000 bodily injury liability coverage per person, $50,000 bodily injury liability coverage per accident, and $15,000 property damage liability coverage per accident.
Are there any additional coverage options to consider for auto insurance in Kooskia, ID?
While liability insurance is the minimum requirement, it’s also important to consider additional coverage options for enhanced protection. Collision coverage can help cover repairs or replacement costs for your vehicle in case of a collision. Comprehensive coverage can protect against non-collision-related incidents such as theft, vandalism, or damage from natural disasters. Uninsured/underinsured motorist coverage is also recommended to protect you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
How can I find affordable auto insurance in Kooskia, ID?
To find affordable auto insurance in Kooskia, ID, it’s advisable to shop around and compare quotes from different insurance providers. Factors such as your driving record, age, type of vehicle, and coverage needs can influence the cost of insurance. Additionally, maintaining a good driving record, bundling your auto insurance with other policies, and inquiring about available discounts can help you secure more affordable rates.
Are there any specific discounts or programs available for auto insurance in Kooskia, ID?
Insurance providers may offer various discounts and programs that can help reduce the cost of auto insurance in Kooskia, ID. These may include discounts for safe driving, good student discounts, multi-policy discounts, or discounts for installing safety features in your vehicle. It’s recommended to inquire about available discounts when obtaining insurance quotes.
What should I do if I need to file an auto insurance claim in Kooskia, ID?
If you need to file an auto insurance claim in Kooskia, ID, you should contact your insurance provider as soon as possible. They will guide you through the claims process and provide instructions on what information or documentation is required. Be prepared to provide details about the incident, such as the date, time, location, and any necessary supporting evidence, such as photographs or police reports.
Can I use my Kooskia, ID auto insurance for out-of-state travel?
Your Kooskia, ID auto insurance typically provides coverage when you travel out of state. However, it’s important to review your policy or contact your insurance provider to understand any limitations or restrictions that may apply. Some policies may have certain coverage limitations or additional requirements when driving in certain states or regions.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.