Best Lagrange, Georgia Auto Insurance in 2024
The average Lagrange, GA auto insurance rates are $411 per month. The minimum auto insurance in Lagrange is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Lagrange, Georgia, compare quotes from multiple companies.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 11, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Lagrange, Georgia is 25/50/25
- Average auto insurance rates in Lagrange, GA for senior drivers are $2,750 per year
- The most expensive auto insurance company in Lagrange for teen drivers is Liberty Mutual
Lagrange, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Lagrange can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lagrange, Georgia, including driving record, credit, commute time, and more.
Compare auto insurance in Lagrange to other Georgia cities, including Atlanta auto insurance rates, Albany auto insurance rates, and Sandy Springs auto insurance rates to see how Lagrange, Georgia auto insurance rates stack up.
Before you buy Lagrange, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lagrange, Georgia auto insurance quotes.
Minimum Auto Insurance in Lagrange, Georgia
Lagrange, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lagrange, Georgia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Lagrange, Georgia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Lagrange, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,618 | $2,618 | $2,506 | $2,506 | $6,099 | $7,859 | $2,929 | $3,198 |
| Geico | $1,846 | $1,816 | $1,782 | $1,782 | $5,376 | $6,434 | $2,351 | $2,618 |
| Liberty Mutual | $5,232 | $5,696 | $4,285 | $4,857 | $21,794 | $24,327 | $5,554 | $5,923 |
| Nationwide | $4,049 | $4,188 | $3,987 | $4,390 | $12,627 | $16,295 | $4,939 | $5,368 |
| Progressive | $2,925 | $2,716 | $2,509 | $2,623 | $8,828 | $9,789 | $3,389 | $3,558 |
| State Farm | $2,238 | $2,238 | $2,005 | $2,005 | $5,906 | $7,757 | $2,453 | $2,653 |
| USAA | $1,765 | $1,766 | $1,622 | $1,639 | $6,224 | $7,400 | $2,203 | $2,444 |
Cheap Lagrange, Georgia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Lagrange, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Lagrange, Georgia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,099 | $7,859 |
| Geico | $5,376 | $6,434 |
| Liberty Mutual | $21,794 | $24,327 |
| Nationwide | $12,627 | $16,295 |
| Progressive | $8,828 | $9,789 |
| State Farm | $5,906 | $7,757 |
| USAA | $6,224 | $7,400 |
Cheap Lagrange, Georgia Auto Insurance for Seniors
What are senior auto insurance rates in Lagrange, Georgia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,506 | $2,506 |
| Geico | $1,782 | $1,782 |
| Liberty Mutual | $4,285 | $4,857 |
| Nationwide | $3,987 | $4,390 |
| Progressive | $2,509 | $2,623 |
| State Farm | $2,005 | $2,005 |
| USAA | $1,622 | $1,639 |
Cheap Lagrange, Georgia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lagrange, Georgia compared to the annual auto insurance rates with a clean record in Lagrange, Georgia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,128 | $4,823 | $3,927 | $3,290 |
| Geico | $2,013 | $2,531 | $5,202 | $2,256 |
| Liberty Mutual | $7,370 | $10,063 | $11,577 | $9,824 |
| Nationwide | $5,363 | $6,299 | $9,748 | $6,511 |
| Progressive | $3,588 | $6,208 | $4,199 | $4,173 |
| State Farm | $3,110 | $3,704 | $3,407 | $3,407 |
| USAA | $2,399 | $3,024 | $4,436 | $2,672 |
Cheap Lagrange, Georgia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Lagrange, Georgia is not easy. Compare the annual rates for DUI auto insurance in Lagrange, Georgia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,927 |
| Geico | $5,202 |
| Liberty Mutual | $11,577 |
| Nationwide | $9,748 |
| Progressive | $4,199 |
| State Farm | $3,407 |
| USAA | $4,436 |
Cheap Lagrange, Georgia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Lagrange, Georgia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,911 | $3,416 | $3,048 |
| Geico | $3,774 | $2,652 | $2,576 |
| Liberty Mutual | $13,927 | $8,520 | $6,678 |
| Nationwide | $8,325 | $6,732 | $5,884 |
| Progressive | $5,160 | $4,407 | $4,059 |
| State Farm | $4,829 | $3,008 | $2,384 |
| USAA | $4,093 | $2,865 | $2,441 |
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Cheap Lagrange, Georgia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Lagrange, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Lagrange, Georgia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 30240 | $4,815 |
| 30241 | $4,728 |
Cheap Lagrange, Georgia Auto Insurance Rates By Commute
Commute length and annual mileage affect Lagrange, Georgia auto insurance. Find the cheapest annual Lagrange, Georgia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,706 | $3,877 |
| Geico | $2,948 | $3,053 |
| Liberty Mutual | $9,709 | $9,709 |
| Nationwide | $6,980 | $6,980 |
| Progressive | $4,542 | $4,542 |
| State Farm | $3,407 | $3,407 |
| USAA | $2,990 | $3,275 |
Cheap Lagrange, Georgia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Lagrange, Georgia? Check out the comparison of annual Lagrange, Georgia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,499 | $3,830 | $4,046 |
| Geico | $2,806 | $3,014 | $3,182 |
| Liberty Mutual | $9,327 | $9,657 | $10,141 |
| Nationwide | $6,867 | $7,103 | $6,971 |
| Progressive | $4,197 | $4,476 | $4,953 |
| State Farm | $3,202 | $3,409 | $3,610 |
| USAA | $3,001 | $3,118 | $3,279 |
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Best By Category: Cheapest Auto Insurance in Lagrange, Georgia
Compare the cheapest auto insurance companies in Lagrange, Georgia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Lagrange, Georgia Auto Insurance Companies
What auto insurance companies in Lagrange, Georgia are the cheapest? Compare the top Lagrange, Georgia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,792 |
| Geico | $3,001 |
| Liberty Mutual | $9,709 |
| Nationwide | $6,980 |
| Progressive | $4,542 |
| State Farm | $3,407 |
| USAA | $3,133 |
Compare Lagrange, Georgia Auto Insurance Quotes
Before you buy Lagrange, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lagrange, Georgia auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance policy that provides financial protection against physical damage or bodily injury resulting from traffic collisions and other related incidents. It is designed to help cover the costs associated with repairing or replacing your vehicle and any medical expenses resulting from an accident.
Is auto insurance mandatory in Lagrange, GA?
Yes, auto insurance is mandatory in Lagrange, GA, as it is in most states. The Georgia state law requires all drivers to have minimum liability coverage to legally operate a vehicle on public roads.
What are the minimum auto insurance requirements in Lagrange, GA?
In Lagrange, GA, the minimum auto insurance requirements include:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $25,000 for property damage per accident
What does liability coverage include?
Liability coverage pays for damages and injuries you cause to others in an at-fault accident. It consists of two main components:
- Bodily Injury Liability: This covers medical expenses, pain and suffering, lost wages, and legal expenses of the other party involved in an accident you caused.
- Property Damage Liability: This covers the repair or replacement costs of the other party’s vehicle or property that was damaged in an accident you caused.
What other types of auto insurance coverage are available in Lagrange, GA?
In addition to liability coverage, you can choose to purchase other types of auto insurance coverage in Lagrange, GA. These may include:
- Collision Coverage: This pays for repairs or replacement of your vehicle if it is damaged in a collision, regardless of fault.
- Comprehensive Coverage: This covers damages to your vehicle caused by non-collision events such as theft, vandalism, natural disasters, or hitting an animal.
- Uninsured/Underinsured Motorist Coverage: This protects you if you are involved in an accident with a driver who has no insurance or insufficient coverage to fully compensate you for damages.
- Medical Payments Coverage: This covers medical expenses for you and your passengers, regardless of fault, in the event of an accident.
- Personal Injury Protection (PIP): Similar to medical payments coverage, PIP covers medical expenses, lost wages, and other related costs for you and your passengers, regardless of fault.
How are auto insurance premiums determined in Lagrange, GA?
Auto insurance premiums in Lagrange, GA are determined based on various factors, including:
- Your driving record and history of accidents or traffic violations
- The type of vehicle you drive, including its make, model, and age
- Your age, gender, and marital status
- Your credit history
- The coverage options and limits you choose
- The deductible amount you select
- The average cost of insurance claims in your area
- The distance you typically drive each year
Are there any additional auto insurance requirements specific to Lagrange, GA?
In addition to the minimum liability coverage requirements, Lagrange, GA follows the “fault” system when it comes to insurance claims. This means that the at-fault driver is responsible for covering the damages and injuries resulting from an accident. It is advisable to carry sufficient coverage to protect yourself financially in case of an accident.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.