Best Lawton, Oklahoma Auto Insurance in 2024
The average Lawton, OK auto insurance rates are $326 per month. The minimum auto insurance in Lawton is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Lawton, Oklahoma, compare quotes from multiple companies.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Lawton is State Farm
- Average auto insurance rates in Lawton, OK for senior drivers are $2,270 per year
- The average commute length in Lawton is 15.4 minutes
Lawton, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Lawton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Lawton, Oklahoma, including driving record, credit, commute time, and more.
Compare auto insurance in Lawton to other Oklahoma cities, including Broken Arrow auto insurance rates, Lawton auto insurance rates, and Norman auto insurance rates to see how Lawton, Oklahoma auto insurance rates stack up.
Before you buy Lawton, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Lawton, Oklahoma auto insurance quotes.
Minimum Auto Insurance in Lawton, Oklahoma
Lawton, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Lawton, Oklahoma.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Lawton, Oklahoma Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Lawton, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,214 | $2,224 | $2,037 | $2,139 | $6,811 | $7,997 | $2,392 | $2,529 |
| Farmers | $2,092 | $2,070 | $1,877 | $1,991 | $8,231 | $8,424 | $2,375 | $2,471 |
| Geico | $1,896 | $2,085 | $2,046 | $2,318 | $5,683 | $6,071 | $1,662 | $1,674 |
| Liberty Mutual | $4,414 | $4,664 | $3,880 | $4,231 | $12,297 | $13,511 | $4,588 | $4,748 |
| Progressive | $2,630 | $2,503 | $2,170 | $2,290 | $10,460 | $11,726 | $3,083 | $3,234 |
| State Farm | $1,803 | $1,803 | $1,603 | $1,603 | $4,870 | $6,118 | $1,903 | $2,145 |
| USAA | $1,858 | $1,852 | $1,792 | $1,798 | $6,172 | $6,859 | $2,386 | $2,606 |
Cheap Lawton, Oklahoma Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Lawton, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Lawton, Oklahoma.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,811 | $7,997 |
| Farmers | $8,231 | $8,424 |
| Geico | $5,683 | $6,071 |
| Liberty Mutual | $12,297 | $13,511 |
| Progressive | $10,460 | $11,726 |
| State Farm | $4,870 | $6,118 |
| USAA | $6,172 | $6,859 |
Cheap Lawton, Oklahoma Auto Insurance for Seniors
What are senior auto insurance rates in Lawton, Oklahoma? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,037 | $2,139 |
| Farmers | $1,877 | $1,991 |
| Geico | $2,046 | $2,318 |
| Liberty Mutual | $3,880 | $4,231 |
| Progressive | $2,170 | $2,290 |
| State Farm | $1,603 | $1,603 |
| USAA | $1,792 | $1,798 |
Cheap Lawton, Oklahoma Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Lawton, Oklahoma compared to the annual auto insurance rates with a clean record in Lawton, Oklahoma.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,045 | $3,569 | $4,130 | $3,428 |
| Farmers | $3,110 | $4,010 | $3,913 | $3,733 |
| Geico | $2,121 | $3,278 | $3,666 | $2,653 |
| Liberty Mutual | $4,407 | $7,367 | $8,332 | $6,062 |
| Progressive | $3,709 | $6,893 | $4,093 | $4,353 |
| State Farm | $2,518 | $2,944 | $2,731 | $2,731 |
| USAA | $2,330 | $3,360 | $4,101 | $2,870 |
Cheap Lawton, Oklahoma Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Lawton, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Lawton, Oklahoma to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,130 |
| Farmers | $3,913 |
| Geico | $3,666 |
| Liberty Mutual | $8,332 |
| Progressive | $4,093 |
| State Farm | $2,731 |
| USAA | $4,101 |
Cheap Lawton, Oklahoma Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Lawton, Oklahoma annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,374 | $3,322 | $2,932 |
| Farmers | $4,236 | $3,506 | $3,332 |
| Geico | $3,526 | $2,929 | $2,333 |
| Liberty Mutual | $9,385 | $5,737 | $4,503 |
| Progressive | $5,405 | $4,601 | $4,279 |
| State Farm | $3,798 | $2,434 | $1,961 |
| USAA | $4,673 | $2,681 | $2,142 |
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Cheap Lawton, Oklahoma Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Lawton, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Lawton, Oklahoma to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 73501 | $3,883 |
| 73503 | $3,881 |
| 73505 | $3,913 |
| 73507 | $3,888 |
Cheap Lawton, Oklahoma Auto Insurance Rates By Commute
Commute length and annual mileage affect Lawton, Oklahoma auto insurance. Find the cheapest annual Lawton, Oklahoma auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,543 | $3,543 |
| Farmers | $3,691 | $3,691 |
| Geico | $2,878 | $2,980 |
| Liberty Mutual | $6,542 | $6,542 |
| Progressive | $4,762 | $4,762 |
| State Farm | $2,685 | $2,777 |
| USAA | $3,128 | $3,203 |
Cheap Lawton, Oklahoma Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Lawton, Oklahoma? Check out the comparison of annual Lawton, Oklahoma auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,341 | $3,530 | $3,758 |
| Farmers | $3,520 | $3,647 | $3,908 |
| Geico | $2,723 | $2,933 | $3,131 |
| Liberty Mutual | $6,205 | $6,518 | $6,902 |
| Progressive | $4,427 | $4,733 | $5,126 |
| State Farm | $2,545 | $2,711 | $2,937 |
| USAA | $3,034 | $3,156 | $3,306 |
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Best By Category: Cheapest Auto Insurance in Lawton, Oklahoma
Compare the cheapest auto insurance companies in Lawton, Oklahoma in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Lawton, Oklahoma Auto Insurance Companies
What auto insurance companies in Lawton, Oklahoma are the cheapest? Compare the top Lawton, Oklahoma auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,543 |
| Farmers | $3,691 |
| Geico | $2,929 |
| Liberty Mutual | $6,542 |
| Progressive | $4,762 |
| State Farm | $2,731 |
| USAA | $3,165 |
What affects auto insurance rates in Lawton, Oklahoma?
There are a lot of reasons why auto insurance rates in Lawton, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Lawton, Oklahoma. Many local factors may affect your Lawton auto insurance rates.
Lawton Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Lawton, Oklahoma commute length is 15.4 minutes according to City-Data.
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Compare Lawton, Oklahoma Auto Insurance Quotes
Before you buy Lawton, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Lawton, Oklahoma auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Lawton, Oklahoma?
The minimum auto insurance coverage required in Lawton, Oklahoma, according to state laws, is 25/50/25. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
How are auto insurance rates in Lawton, Oklahoma affected by age, gender, and marital status?
Auto insurance rates in Lawton, Oklahoma are influenced by factors such as age, gender, and marital status. These demographics can impact the annual cost of insurance. Generally, younger drivers, males, and unmarried individuals tend to have higher insurance rates compared to older, female, and married drivers.
What are the average auto insurance rates for teen drivers in Lawton, Oklahoma?
Finding cheap auto insurance for teen drivers in Lawton, Oklahoma can be challenging. The annual rates for teen auto insurance in Lawton, Oklahoma are typically higher due to their lack of driving experience and higher risk profile. It’s recommended to compare quotes from multiple companies to find the best rates.
How do driving records affect auto insurance rates in Lawton, Oklahoma?
Driving records have a significant impact on auto insurance rates in Lawton, Oklahoma. Drivers with a clean record generally receive lower rates compared to those with a history of accidents or traffic violations. A bad driving record can result in higher premiums, while maintaining a clean record can help lower insurance costs.
How does credit history affect auto insurance rates in Lawton, Oklahoma?
Credit history can have a significant effect on the cost of auto insurance in Lawton, Oklahoma. Insurance companies often consider credit scores when determining premiums. Individuals with a poor credit history may face higher insurance rates, while those with a good credit history may be eligible for lower rates. It’s important to maintain good credit to potentially save on auto insurance costs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.