Best Cheap Auto Insurance in Madera, CA (2021)

The average Madera, CA auto insurance rates are $288 per month. The minimum auto insurance in Madera is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Madera, California, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jul 18, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Madera is USAA
  • The most expensive auto insurance company in Madera for teen drivers is Farmers
  • Average auto insurance rates in Madera, CA for senior drivers are $2,069 per year

Madera, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Madera can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Madera, California, including driving record, credit, commute time, and more.

Compare auto insurance in Madera to other California cities, including Bakersfield auto insurance rates, Oakland auto insurance rates, and Sacramento auto insurance rates to see how Madera, California auto insurance rates stack up.

Before you buy Madera, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Madera, California auto insurance quotes.

Minimum Auto Insurance in Madera, California

Madera, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Madera, California.

Minimum Required Auto Insurance Coverage in Madera, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Madera, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Madera, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Madera, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,608 $2,608 $1,902 $1,919 $7,194 $9,038 $3,322 $3,642
Farmers $2,831 $2,831 $2,540 $2,540 $9,038 $14,881 $3,354 $3,732
GEICO $1,649 $1,650 $1,551 $1,551 $4,997 $5,082 $2,366 $2,420
Liberty Mutual $2,203 $2,092 $2,045 $1,983 $4,852 $5,132 $2,493 $2,506
Nationwide $2,675 $2,559 $2,340 $2,212 $6,676 $7,387 $3,181 $3,148
Progressive $1,608 $1,655 $1,357 $1,615 $4,230 $5,114 $2,309 $2,484
State Farm $3,420 $3,420 $3,054 $3,054 $6,292 $7,812 $3,786 $3,902
Travelers $2,346 $2,275 $2,072 $2,050 $4,800 $5,488 $3,040 $2,980
USAA $1,761 $1,671 $1,719 $1,729 $3,971 $4,000 $2,439 $2,308

Cheap Madera, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Madera, California is a challenge. Take a look at the annual teen auto insurance rates in Madera, California.

Annual Auto Insurance Rates for Teen Drivers in Madera, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,194 $9,038
Farmers $9,038 $14,881
GEICO $4,997 $5,082
Liberty Mutual $4,852 $5,132
Nationwide $6,676 $7,387
Progressive $4,230 $5,114
State Farm $6,292 $7,812
Travelers $4,800 $5,488
USAA $3,971 $4,000

Cheap Madera, California Auto Insurance for Seniors

What are senior auto insurance rates in Madera, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Madera, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,919
Farmers $2,540 $2,540
GEICO $1,551 $1,551
Liberty Mutual $2,045 $1,983
Nationwide $2,340 $2,212
Progressive $1,357 $1,615
State Farm $3,054 $3,054
Travelers $2,072 $2,050
USAA $1,719 $1,729

Cheap Madera, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Madera, California compared to the annual auto insurance rates with a clean record in Madera, California.

Annual Madera, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,435 $4,078 $6,415 $3,188
Farmers $3,855 $5,251 $6,550 $5,218
GEICO $1,860 $2,866 $3,601 $2,307
Liberty Mutual $2,529 $3,389 $3,056 $2,679
Nationwide $2,635 $3,377 $5,700 $3,377
Progressive $1,672 $2,827 $3,283 $2,404
State Farm $3,098 $3,696 $6,981 $3,596
Travelers $2,100 $3,399 $3,952 $3,074
USAA $1,630 $2,419 $3,966 $1,785

Cheap Madera, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Madera, California is not easy. Compare the annual rates for DUI auto insurance in Madera, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Madera, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,415
Farmers $6,550
GEICO $3,601
Liberty Mutual $3,056
Nationwide $5,700
Progressive $3,283
State Farm $6,981
Travelers $3,952
USAA $3,966

Cheap Madera, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Madera, California can vary. Compare the annual cost of auto insurance by ZIP code in Madera, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Madera, California

ZIP Code Average Annual Rates
93637 $4,711
93638 $4,720

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Cheap Madera, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Madera, California auto insurance. Find the cheapest annual Madera, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Madera, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,631 $4,427
Farmers $4,736 $5,702
GEICO $2,415 $2,902
Liberty Mutual $2,674 $3,152
Nationwide $3,339 $4,206
Progressive $2,312 $2,780
State Farm $4,185 $4,501
Travelers $2,819 $3,443
USAA $2,259 $2,641

Cheap Madera, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Madera, California? Check out the comparison of annual Madera, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Madera, California

Insurance Company Low Medium High
Allstate $3,797 $4,066 $4,224
Farmers $4,886 $5,256 $5,514
GEICO $2,387 $2,689 $2,898
Liberty Mutual $2,737 $2,935 $3,067
Nationwide $3,384 $3,837 $4,096
Progressive $2,308 $2,616 $2,715
State Farm $3,912 $4,419 $4,696
Travelers $2,739 $3,213 $3,442
USAA $2,240 $2,494 $2,616

Best By Category: Cheapest Auto Insurance in Madera, California

Compare the cheapest auto insurance companies in Madera, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Madera, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Madera, California Auto Insurance Companies

What auto insurance companies in Madera, California are the cheapest? Compare the top Madera, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Madera, California

Insurance Company Average Annual Rates
Allstate $4,029
Farmers $5,219
GEICO $2,658
Liberty Mutual $2,913
Nationwide $3,772
Progressive $2,546
State Farm $4,343
Travelers $3,131
USAA $2,450

What affects auto insurance rates in Madera, California?

There are a lot of reasons why auto insurance rates in Madera, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Madera, California. Many local factors may affect your Madera auto insurance rates.

Madera Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Madera, California auto theft statistics, there have been 207 auto thefts in the city.

Madera Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Madera, California commute length is 36.4 minutes according to City-Data.

Compare Madera, California Auto Insurance Quotes

Before you buy Madera, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Madera, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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