Best Madison, Georgia Auto Insurance in 2024
The average Madison, GA auto insurance rates are $381 per month. The minimum auto insurance in Madison is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Madison, Georgia, compare quotes from multiple companies.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Madison, GA for senior drivers are $2,539 per year
- The average commute length in Madison is 22.4 minutes
- The cheapest auto insurance company in Madison is Geico
Madison, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Madison can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Madison, Georgia, including driving record, credit, commute time, and more.
Compare auto insurance in Madison to other Georgia cities, including Columbus auto insurance rates, Alpharetta auto insurance rates, and Atlanta auto insurance rates to see how Madison, Georgia auto insurance rates stack up.
Before you buy Madison, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Madison, Georgia auto insurance quotes.
Minimum Auto Insurance in Madison, Georgia
Madison, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Madison, Georgia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Madison, Georgia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Madison, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,853 | $2,853 | $2,725 | $2,725 | $6,601 | $8,512 | $3,190 | $3,484 |
| Geico | $1,580 | $1,552 | $1,523 | $1,523 | $4,574 | $5,474 | $2,006 | $2,236 |
| Liberty Mutual | $5,168 | $5,623 | $4,225 | $4,787 | $21,753 | $24,279 | $5,492 | $5,857 |
| Nationwide | $2,908 | $3,007 | $2,875 | $3,157 | $8,806 | $11,326 | $3,523 | $3,818 |
| Progressive | $2,738 | $2,537 | $2,348 | $2,458 | $8,301 | $9,205 | $3,167 | $3,321 |
| State Farm | $2,245 | $2,245 | $2,012 | $2,012 | $5,935 | $7,803 | $2,462 | $2,658 |
| USAA | $1,711 | $1,709 | $1,586 | $1,594 | $6,113 | $7,240 | $2,131 | $2,356 |
Cheap Madison, Georgia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Madison, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Madison, Georgia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,601 | $8,512 |
| Geico | $4,574 | $5,474 |
| Liberty Mutual | $21,753 | $24,279 |
| Nationwide | $8,806 | $11,326 |
| Progressive | $8,301 | $9,205 |
| State Farm | $5,935 | $7,803 |
| USAA | $6,113 | $7,240 |
Cheap Madison, Georgia Auto Insurance for Seniors
What are senior auto insurance rates in Madison, Georgia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,725 | $2,725 |
| Geico | $1,523 | $1,523 |
| Liberty Mutual | $4,225 | $4,787 |
| Nationwide | $2,875 | $3,157 |
| Progressive | $2,348 | $2,458 |
| State Farm | $2,012 | $2,012 |
| USAA | $1,586 | $1,594 |
Cheap Madison, Georgia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Madison, Georgia compared to the annual auto insurance rates with a clean record in Madison, Georgia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,408 | $5,220 | $4,262 | $3,581 |
| Geico | $1,714 | $2,157 | $4,442 | $1,921 |
| Liberty Mutual | $7,320 | $10,004 | $11,509 | $9,760 |
| Nationwide | $3,810 | $4,460 | $6,834 | $4,606 |
| Progressive | $3,360 | $5,833 | $3,936 | $3,908 |
| State Farm | $3,121 | $3,722 | $3,421 | $3,421 |
| USAA | $2,340 | $2,959 | $4,312 | $2,608 |
Cheap Madison, Georgia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Madison, Georgia is not easy. Compare the annual rates for DUI auto insurance in Madison, Georgia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,262 |
| Geico | $4,442 |
| Liberty Mutual | $11,509 |
| Nationwide | $6,834 |
| Progressive | $3,936 |
| State Farm | $3,421 |
| USAA | $4,312 |
Cheap Madison, Georgia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Madison, Georgia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,331 | $3,709 | $3,314 |
| Geico | $3,218 | $2,261 | $2,196 |
| Liberty Mutual | $13,830 | $8,474 | $6,641 |
| Nationwide | $5,846 | $4,757 | $4,179 |
| Progressive | $4,835 | $4,135 | $3,808 |
| State Farm | $4,850 | $3,021 | $2,394 |
| USAA | $3,979 | $2,798 | $2,388 |
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Cheap Madison, Georgia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Madison, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Madison, Georgia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 30650 | $4,397 |
Cheap Madison, Georgia Auto Insurance Rates By Commute
Commute length and annual mileage affect Madison, Georgia auto insurance. Find the cheapest annual Madison, Georgia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,025 | $4,211 |
| Geico | $2,514 | $2,603 |
| Liberty Mutual | $9,648 | $9,648 |
| Nationwide | $4,928 | $4,928 |
| Progressive | $4,259 | $4,259 |
| State Farm | $3,421 | $3,421 |
| USAA | $2,916 | $3,194 |
Cheap Madison, Georgia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Madison, Georgia? Check out the comparison of annual Madison, Georgia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,816 | $4,157 | $4,380 |
| Geico | $2,401 | $2,569 | $2,705 |
| Liberty Mutual | $9,282 | $9,601 | $10,061 |
| Nationwide | $4,764 | $5,014 | $5,005 |
| Progressive | $3,919 | $4,194 | $4,665 |
| State Farm | $3,207 | $3,424 | $3,634 |
| USAA | $2,916 | $3,039 | $3,210 |
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Best By Category: Cheapest Auto Insurance in Madison, Georgia
Compare the cheapest auto insurance companies in Madison, Georgia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Madison, Georgia Auto Insurance Companies
What auto insurance companies in Madison, Georgia are the cheapest? Compare the top Madison, Georgia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,118 |
| Geico | $2,558 |
| Liberty Mutual | $9,648 |
| Nationwide | $4,928 |
| Progressive | $4,259 |
| State Farm | $3,421 |
| USAA | $3,055 |
What affects auto insurance rates in Madison, Georgia?
There are a lot of reasons why auto insurance rates in Madison, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Madison, Georgia. Many local factors may affect your Madison auto insurance rates.
Madison Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Madison, Georgia commute length is 22.4 minutes according to City-Data.
Madison Traffic
How does Madison, Georgia rank for traffic? According to Inrix Madison, Georgia is the 798th most congested worldwide.
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Compare Madison, Georgia Auto Insurance Quotes
Before you buy Madison, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Madison, Georgia auto insurance quotes.
Frequently Asked Questions
What is Madison, GA auto insurance?
Madison, GA auto insurance refers to car insurance coverage specifically designed for drivers residing in Madison, Georgia. Auto insurance provides financial protection against accidents, theft, and damage to vehicles, as well as liability coverage for bodily injury or property damage caused by the insured driver.
What types of auto insurance coverage are available in Madison, GA?
The types of auto insurance coverage available in Madison, GA are similar to those offered in other areas. They typically include liability coverage, which is required by law, as well as optional coverages such as collision coverage, comprehensive coverage, medical payments coverage, uninsured/underinsured motorist coverage, and additional add-ons or endorsements based on individual needs.
What is the minimum auto insurance coverage required in Madison, GA?
In Madison, GA, the minimum auto insurance coverage required is liability coverage. The state mandates that drivers carry at least the following minimum liability limits: $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. It’s important to note that these are the minimum requirements, and higher coverage limits may be advisable for greater protection.
How can I find affordable auto insurance in Madison, GA?
To find affordable auto insurance in Madison, GA, it’s recommended to compare quotes from multiple insurance providers. You can contact insurance agents or brokers who work with various companies, utilize online comparison tools, or directly visit the websites of insurance providers to obtain quotes. Additionally, consider factors such as your driving record, the type of vehicle you own, available discounts, and your desired coverage limits when seeking affordable options.
What factors can affect my auto insurance rates in Madison, GA?
Several factors can influence your auto insurance rates in Madison, GA. These may include your age, gender, marital status, driving history, type of vehicle, annual mileage, credit score, and the coverage options you choose. Additionally, local factors such as the area where you reside and the frequency of accidents or thefts in that area can impact your rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.