Best Mcminnville, Oregon Auto Insurance in 2024
The average Mcminnville, OR auto insurance rates are $307 per month. The minimum auto insurance in Mcminnville is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Mcminnville, Oregon, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in McMinnville, OR for senior drivers are $2,140 per year
- The most expensive auto insurance company in McMinnville for teen drivers is Allstate
- The average commute length in McMinnville is 21.7 minutes
McMinnville, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in McMinnville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in McMinnville, Oregon, including driving record, credit, commute time, and more.
Compare auto insurance in McMinnville to other Oregon cities, including Eugene auto insurance rates, Beaverton auto insurance rates, and Corvallis auto insurance rates to see how McMinnville, Oregon auto insurance rates stack up.
Before you buy McMinnville, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free McMinnville, Oregon auto insurance quotes.
Minimum Auto Insurance in McMinnville, Oregon
McMinnville, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in McMinnville, Oregon.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap McMinnville, Oregon Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in McMinnville, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,279 | $3,040 | $3,003 | $3,035 | $10,111 | $11,259 | $3,409 | $3,408 |
| American Family | $2,468 | $2,468 | $2,200 | $2,200 | $6,134 | $9,646 | $2,468 | $2,579 |
| Farmers | $2,317 | $2,268 | $2,041 | $2,176 | $9,841 | $10,089 | $2,588 | $2,641 |
| Geico | $2,572 | $2,487 | $2,431 | $2,476 | $6,738 | $6,098 | $2,735 | $2,329 |
| Liberty Mutual | $2,823 | $2,969 | $2,460 | $2,735 | $8,986 | $9,657 | $2,677 | $2,676 |
| Nationwide | $2,398 | $2,372 | $2,142 | $2,229 | $5,509 | $6,841 | $2,801 | $2,930 |
| Progressive | $2,026 | $1,824 | $1,763 | $1,819 | $8,801 | $9,666 | $2,410 | $2,258 |
| State Farm | $1,728 | $1,728 | $1,589 | $1,589 | $5,557 | $6,988 | $1,963 | $2,239 |
| Travelers | $1,987 | $1,998 | $1,802 | $1,872 | $5,690 | $6,944 | $2,068 | $2,097 |
| USAA | $1,662 | $1,612 | $1,645 | $1,586 | $5,100 | $5,474 | $2,138 | $2,221 |
Cheap McMinnville, Oregon Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in McMinnville, Oregon is a challenge. Take a look at the annual teen auto insurance rates in McMinnville, Oregon.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,111 | $11,259 |
| American Family | $6,134 | $9,646 |
| Farmers | $9,841 | $10,089 |
| Geico | $6,738 | $6,098 |
| Liberty Mutual | $8,986 | $9,657 |
| Nationwide | $5,509 | $6,841 |
| Progressive | $8,801 | $9,666 |
| State Farm | $5,557 | $6,988 |
| Travelers | $5,690 | $6,944 |
| USAA | $5,100 | $5,474 |
Cheap McMinnville, Oregon Auto Insurance for Seniors
What are senior auto insurance rates in McMinnville, Oregon? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,003 | $3,035 |
| American Family | $2,200 | $2,200 |
| Farmers | $2,041 | $2,176 |
| Geico | $2,431 | $2,476 |
| Liberty Mutual | $2,460 | $2,735 |
| Nationwide | $2,142 | $2,229 |
| Progressive | $1,763 | $1,819 |
| State Farm | $1,589 | $1,589 |
| Travelers | $1,802 | $1,872 |
| USAA | $1,645 | $1,586 |
Cheap McMinnville, Oregon Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in McMinnville, Oregon compared to the annual auto insurance rates with a clean record in McMinnville, Oregon.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,055 | $5,512 | $5,721 | $4,984 |
| American Family | $2,625 | $4,009 | $5,081 | $3,366 |
| Farmers | $3,582 | $4,618 | $4,517 | $4,264 |
| Geico | $2,276 | $3,666 | $4,859 | $3,132 |
| Liberty Mutual | $3,875 | $4,338 | $4,970 | $4,309 |
| Nationwide | $2,886 | $3,091 | $4,372 | $3,263 |
| Progressive | $2,874 | $5,271 | $3,712 | $3,427 |
| State Farm | $2,587 | $3,393 | $2,856 | $2,856 |
| Travelers | $2,472 | $3,169 | $3,572 | $3,016 |
| USAA | $1,943 | $2,717 | $3,784 | $2,275 |
Cheap McMinnville, Oregon Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in McMinnville, Oregon is not easy. Compare the annual rates for DUI auto insurance in McMinnville, Oregon to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,721 |
| American Family | $5,081 |
| Farmers | $4,517 |
| Geico | $4,859 |
| Liberty Mutual | $4,970 |
| Nationwide | $4,372 |
| Progressive | $3,712 |
| State Farm | $2,856 |
| Travelers | $3,572 |
| USAA | $3,784 |
Cheap McMinnville, Oregon Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how McMinnville, Oregon annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,662 | $4,683 | $3,860 |
| American Family | $4,786 | $3,538 | $2,986 |
| Farmers | $4,899 | $4,023 | $3,813 |
| Geico | $4,204 | $3,483 | $2,763 |
| Liberty Mutual | $6,432 | $3,777 | $2,909 |
| Nationwide | $4,123 | $3,264 | $2,822 |
| Progressive | $4,289 | $3,714 | $3,460 |
| State Farm | $4,083 | $2,603 | $2,082 |
| Travelers | $3,819 | $2,999 | $2,354 |
| USAA | $4,011 | $2,242 | $1,787 |
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Cheap McMinnville, Oregon Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in McMinnville, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in McMinnville, Oregon to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 97128 | $3,470 |
Cheap McMinnville, Oregon Auto Insurance Rates By Commute
Commute length and annual mileage affect McMinnville, Oregon auto insurance. Find the cheapest annual McMinnville, Oregon auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,068 | $5,068 |
| American Family | $3,712 | $3,829 |
| Farmers | $4,245 | $4,245 |
| Geico | $3,427 | $3,540 |
| Liberty Mutual | $4,373 | $4,373 |
| Nationwide | $3,403 | $3,403 |
| Progressive | $3,821 | $3,821 |
| State Farm | $2,845 | $3,000 |
| Travelers | $2,935 | $3,180 |
| USAA | $2,603 | $2,757 |
Cheap McMinnville, Oregon Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in McMinnville, Oregon? Check out the comparison of annual McMinnville, Oregon auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,848 | $5,057 | $5,299 |
| American Family | $3,740 | $3,990 | $3,581 |
| Farmers | $3,950 | $4,184 | $4,602 |
| Geico | $3,138 | $3,504 | $3,807 |
| Liberty Mutual | $4,080 | $4,360 | $4,679 |
| Nationwide | $3,217 | $3,493 | $3,499 |
| Progressive | $3,674 | $3,801 | $3,987 |
| State Farm | $2,745 | $2,928 | $3,095 |
| Travelers | $2,852 | $3,040 | $3,281 |
| USAA | $2,563 | $2,683 | $2,794 |
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Best By Category: Cheapest Auto Insurance in McMinnville, Oregon
Compare the cheapest auto insurance companies in McMinnville, Oregon in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest McMinnville, Oregon Auto Insurance Companies
What auto insurance companies in McMinnville, Oregon are the cheapest? Compare the top McMinnville, Oregon auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,068 |
| American Family | $3,770 |
| Farmers | $4,245 |
| Geico | $3,483 |
| Liberty Mutual | $4,373 |
| Nationwide | $3,403 |
| Progressive | $3,821 |
| State Farm | $2,923 |
| Travelers | $3,057 |
| USAA | $2,680 |
What affects auto insurance rates in McMinnville, Oregon?
There are a lot of reasons why auto insurance rates in McMinnville, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in McMinnville, Oregon. Many local factors may affect your McMinnville auto insurance rates.
McMinnville Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual McMinnville, Oregon auto theft statistics, there have been 42 auto thefts in the city.
McMinnville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average McMinnville, Oregon commute length is 21.7 minutes according to City-Data.
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Compare McMinnville, Oregon Auto Insurance Quotes
Before you buy McMinnville, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free McMinnville, Oregon auto insurance quotes.
Frequently Asked Questions
How can I compare auto insurance quotes in McMinnville, Oregon?
To compare auto insurance quotes in McMinnville, OR, use online comparison tools or contact insurance agents. Provide relevant information for accurate quotes from different companies.
Are there any discounts available for auto insurance in McMinnville, Oregon?
Discounts for auto insurance in McMinnville, OR may include safe driver discounts, multi-policy discounts, good student discounts, and discounts for safety features in your vehicle.
What is the average auto insurance rate for senior drivers in McMinnville, Oregon?
The average auto insurance rate for senior drivers in McMinnville, OR is around $2,140 per year, but individual rates vary based on driving record, coverage needs, and the insurance company.
How does my ZIP code impact auto insurance rates in McMinnville, Oregon?
Your ZIP code can affect auto insurance rates in McMinnville, OR. Areas with higher crime rates, population density, and accident frequency may have higher premiums.
Does my credit history affect auto insurance rates in McMinnville, Oregon?
Credit history can impact auto insurance rates in McMinnville, OR. A good credit score can help lower rates, while a poor score may lead to higher premiums.
How does my driving record affect auto insurance rates in McMinnville, Oregon?
Your driving record affects auto insurance rates in McMinnville, OR. A clean record typically qualifies for lower premiums, while accidents, DUIs, or speeding violations can result in higher rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.