Best Cheap Auto Insurance in Moreno Valley, CA (2021)

The average Moreno Valley, CA auto insurance rates are $325 per month. The minimum auto insurance in Moreno Valley is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Moreno Valley, California, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Moreno Valley is USAA
  • The most expensive auto insurance company in Moreno Valley for teen drivers is Farmers
  • The minimum auto insurance required in Moreno Valley, California is 15/30/5

Moreno Valley, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Moreno Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Moreno Valley, California, including driving record, credit, commute time, and more.

Compare auto insurance in Moreno Valley to other California cities, including Long Beach auto insurance rates, San Jose auto insurance rates, and Anaheim auto insurance rates to see how Moreno Valley, California auto insurance rates stack up.

Before you buy Moreno Valley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Moreno Valley, California auto insurance quotes.

Minimum Auto Insurance in Moreno Valley, California

Moreno Valley, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Moreno Valley, California.

Minimum Required Auto Insurance Coverage in Moreno Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Moreno Valley, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Moreno Valley, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moreno Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,082 $3,087 $2,238 $2,266 $8,554 $10,768 $3,965 $4,372
Farmers $2,836 $2,836 $2,562 $2,562 $9,038 $14,780 $3,360 $3,742
GEICO $1,790 $1,791 $1,684 $1,684 $5,438 $5,527 $2,570 $2,626
Liberty Mutual $2,357 $2,231 $2,186 $2,118 $5,115 $5,444 $2,658 $2,683
Nationwide $3,484 $3,324 $3,053 $2,876 $8,875 $9,807 $4,152 $4,099
Progressive $1,937 $1,995 $1,644 $1,955 $5,174 $6,251 $2,802 $3,016
State Farm $3,727 $3,727 $3,331 $3,331 $6,869 $8,518 $4,126 $4,255
Travelers $2,638 $2,556 $2,328 $2,302 $5,451 $6,274 $3,448 $3,372
USAA $1,967 $1,862 $1,920 $1,928 $4,482 $4,505 $2,722 $2,572

Cheap Moreno Valley, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Moreno Valley, California is a challenge. Take a look at the annual teen auto insurance rates in Moreno Valley, California.

Annual Auto Insurance Rates for Teen Drivers in Moreno Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $10,768
Farmers $9,038 $14,780
GEICO $5,438 $5,527
Liberty Mutual $5,115 $5,444
Nationwide $8,875 $9,807
Progressive $5,174 $6,251
State Farm $6,869 $8,518
Travelers $5,451 $6,274
USAA $4,482 $4,505

Cheap Moreno Valley, California Auto Insurance for Seniors

What are senior auto insurance rates in Moreno Valley, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Moreno Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,238 $2,266
Farmers $2,562 $2,562
GEICO $1,684 $1,684
Liberty Mutual $2,186 $2,118
Nationwide $3,053 $2,876
Progressive $1,644 $1,955
State Farm $3,331 $3,331
Travelers $2,328 $2,302
USAA $1,920 $1,928

Cheap Moreno Valley, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Moreno Valley, California compared to the annual auto insurance rates with a clean record in Moreno Valley, California.

Annual Moreno Valley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,878 $4,868 $7,639 $3,783
Farmers $3,857 $5,251 $6,537 $5,213
GEICO $2,019 $3,118 $3,912 $2,505
Liberty Mutual $2,689 $3,604 $3,253 $2,850
Nationwide $3,458 $4,435 $7,508 $4,435
Progressive $2,024 $3,442 $4,004 $2,916
State Farm $3,379 $4,030 $7,610 $3,922
Travelers $2,359 $3,854 $4,492 $3,478
USAA $1,823 $2,713 $4,446 $1,997

Cheap Moreno Valley, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Moreno Valley, California is not easy. Compare the annual rates for DUI auto insurance in Moreno Valley, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Moreno Valley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,639
Farmers $6,537
GEICO $3,912
Liberty Mutual $3,253
Nationwide $7,508
Progressive $4,004
State Farm $7,610
Travelers $4,492
USAA $4,446

Cheap Moreno Valley, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Moreno Valley, California can vary. Compare the annual cost of auto insurance by ZIP code in Moreno Valley, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Moreno Valley, California

ZIP Code Average Annual Rates
92551 $5,331
92553 $5,401
92555 $5,296
92557 $5,285

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Cheap Moreno Valley, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Moreno Valley, California auto insurance. Find the cheapest annual Moreno Valley, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Moreno Valley, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,320 $5,263
Farmers $4,731 $5,698
GEICO $2,624 $3,153
Liberty Mutual $2,844 $3,354
Nationwide $4,375 $5,542
Progressive $2,811 $3,383
State Farm $4,564 $4,907
Travelers $3,186 $3,906
USAA $2,529 $2,961

Cheap Moreno Valley, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Moreno Valley, California? Check out the comparison of annual Moreno Valley, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moreno Valley, California

Insurance Company Low Medium High
Allstate $4,541 $4,832 $5,002
Farmers $4,845 $5,256 $5,543
GEICO $2,591 $2,924 $3,151
Liberty Mutual $2,884 $3,125 $3,287
Nationwide $4,436 $5,044 $5,396
Progressive $2,783 $3,186 $3,321
State Farm $4,273 $4,815 $5,118
Travelers $3,120 $3,635 $3,883
USAA $2,491 $2,798 $2,946

Best By Category: Cheapest Auto Insurance in Moreno Valley, California

Compare the cheapest auto insurance companies in Moreno Valley, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Moreno Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Moreno Valley, California Auto Insurance Companies

What auto insurance companies in Moreno Valley, California are the cheapest? Compare the top Moreno Valley, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Moreno Valley, California

Insurance Company Average Annual Rates
Allstate $4,792
Farmers $5,215
GEICO $2,889
Liberty Mutual $3,099
Nationwide $4,959
Progressive $3,097
State Farm $4,735
Travelers $3,546
USAA $2,745

What affects auto insurance rates in Moreno Valley, California?

There are a lot of reasons why auto insurance rates in Moreno Valley, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Moreno Valley, California. Many local factors may affect your Moreno Valley auto insurance rates.

Moreno Valley Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Moreno Valley, California auto theft statistics, there have been 1,206 auto thefts in the city.

Moreno Valley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Moreno Valley, California commute length is 35.6 minutes according to City-Data.

Compare Moreno Valley, California Auto Insurance Quotes

Before you buy Moreno Valley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Moreno Valley, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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