Best Cheap Auto Insurance in Mount Vernon, MO (2021)

The average Mount Vernon, MO auto insurance rates are $265 per month. The minimum auto insurance in Mount Vernon is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Mount Vernon, Missouri, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jul 16, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The most expensive auto insurance company in Mount Vernon for teen drivers is Farmers
  • The minimum auto insurance required in Mount Vernon, Missouri is 25/50/25
  • Average auto insurance rates in Mount Vernon, MO for senior drivers are $1,771 per year

Mount Vernon, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Mount Vernon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mount Vernon, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Mount Vernon to other Missouri cities, including Lee’s Summit auto insurance rates, St. Peters auto insurance rates, and Kansas City auto insurance rates to see how Mount Vernon, Missouri auto insurance rates stack up.

Before you buy Mount Vernon, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mount Vernon, Missouri auto insurance quotes.

Minimum Auto Insurance in Mount Vernon, Missouri

Mount Vernon, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mount Vernon, Missouri.

Minimum Required Auto Insurance Coverage in Mount Vernon, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mount Vernon, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mount Vernon, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,764 $2,668 $2,495 $2,573 $7,832 $8,497 $2,632 $2,713
American Family $2,063 $2,063 $1,838 $1,838 $5,660 $7,352 $2,063 $2,412
Farmers $2,190 $2,181 $1,951 $2,071 $9,273 $9,597 $2,508 $2,621
GEICO $1,836 $2,069 $1,421 $1,831 $5,812 $6,176 $1,672 $1,687
Liberty Mutual $2,511 $2,721 $2,068 $2,318 $8,635 $9,587 $2,647 $2,825
Nationwide $1,463 $1,495 $1,310 $1,387 $3,749 $4,801 $1,673 $1,810
Progressive $1,971 $1,828 $1,614 $1,662 $6,537 $7,347 $2,407 $2,464
State Farm $1,560 $1,560 $1,397 $1,397 $4,522 $5,683 $1,754 $2,012
USAA $1,494 $1,480 $1,343 $1,366 $4,466 $5,454 $1,856 $2,062

Cheap Mount Vernon, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mount Vernon, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Mount Vernon, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Mount Vernon, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,832 $8,497
American Family $5,660 $7,352
Farmers $9,273 $9,597
GEICO $5,812 $6,176
Liberty Mutual $8,635 $9,587
Nationwide $3,749 $4,801
Progressive $6,537 $7,347
State Farm $4,522 $5,683
USAA $4,466 $5,454

Cheap Mount Vernon, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Mount Vernon, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mount Vernon, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,495 $2,573
American Family $1,838 $1,838
Farmers $1,951 $2,071
GEICO $1,421 $1,831
Liberty Mutual $2,068 $2,318
Nationwide $1,310 $1,387
Progressive $1,614 $1,662
State Farm $1,397 $1,397
USAA $1,343 $1,366

Cheap Mount Vernon, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mount Vernon, Missouri compared to the annual auto insurance rates with a clean record in Mount Vernon, Missouri.

Annual Mount Vernon, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,888 $4,860 $3,902
American Family $2,358 $3,421 $4,169 $2,695
Farmers $3,483 $4,366 $4,266 $4,081
GEICO $2,177 $2,843 $3,862 $2,370
Liberty Mutual $3,027 $4,341 $4,477 $4,812
Nationwide $1,737 $2,229 $2,976 $1,901
Progressive $2,785 $3,756 $3,097 $3,277
State Farm $2,282 $2,688 $2,485 $2,485
USAA $1,954 $2,373 $3,300 $2,133

Cheap Mount Vernon, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mount Vernon, Missouri is not easy. Compare the annual rates for DUI auto insurance in Mount Vernon, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Mount Vernon, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,860
American Family $4,169
Farmers $4,266
GEICO $3,862
Liberty Mutual $4,477
Nationwide $2,976
Progressive $3,097
State Farm $2,485
USAA $3,300

Cheap Mount Vernon, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mount Vernon, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mount Vernon, Missouri

Insurance Company Poor Fair Good
Allstate $5,543 $3,573 $2,949
American Family $4,126 $2,907 $2,450
Farmers $4,619 $3,859 $3,669
GEICO $3,884 $2,531 $2,025
Liberty Mutual $5,974 $3,646 $2,872
Nationwide $2,608 $2,154 $1,872
Progressive $3,736 $3,096 $2,855
State Farm $3,417 $2,220 $1,819
USAA $4,066 $1,895 $1,359

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Cheap Mount Vernon, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mount Vernon, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Mount Vernon, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mount Vernon, Missouri

ZIP Code Average Annual Rates
65712 $2,615

Cheap Mount Vernon, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Mount Vernon, Missouri auto insurance. Find the cheapest annual Mount Vernon, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mount Vernon, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,022 $4,022
American Family $3,130 $3,192
Farmers $4,049 $4,049
GEICO $2,760 $2,866
Liberty Mutual $4,164 $4,164
Nationwide $2,211 $2,211
Progressive $3,229 $3,229
State Farm $2,426 $2,545
USAA $2,352 $2,528

Cheap Mount Vernon, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mount Vernon, Missouri? Check out the comparison of annual Mount Vernon, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mount Vernon, Missouri

Insurance Company Low Medium High
Allstate $3,875 $4,013 $4,177
American Family $3,066 $3,261 $3,156
Farmers $3,782 $4,008 $4,357
GEICO $2,637 $2,832 $2,970
Liberty Mutual $3,935 $4,184 $4,374
Nationwide $2,081 $2,231 $2,321
Progressive $2,883 $3,234 $3,569
State Farm $2,336 $2,492 $2,628
USAA $2,337 $2,431 $2,553

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Best By Category: Cheapest Auto Insurance in Mount Vernon, Missouri

Compare the cheapest auto insurance companies in Mount Vernon, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mount Vernon, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Mount Vernon, Missouri Auto Insurance Companies

What auto insurance companies in Mount Vernon, Missouri are the cheapest? Compare the top Mount Vernon, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mount Vernon, Missouri

Insurance Company Average Annual Rates
Allstate $4,022
American Family $3,161
Farmers $4,049
GEICO $2,813
Liberty Mutual $4,164
Nationwide $2,211
Progressive $3,229
State Farm $2,485
USAA $2,440

What affects auto insurance rates in Mount Vernon, Missouri?

There are a lot of reasons why auto insurance rates in Mount Vernon, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mount Vernon, Missouri. Many local factors may affect your Mount Vernon auto insurance rates.

Mount Vernon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mount Vernon, Missouri commute length is 22.0 minutes according to City-Data.

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Compare Mount Vernon, Missouri Auto Insurance Quotes

Before you buy Mount Vernon, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mount Vernon, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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