Murfreesboro, TN Auto Insurance (2024)
The average Murfreesboro, TN auto insurance rates are $294 per month. The minimum auto insurance in Murfreesboro is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Murfreesboro, Tennessee, compare quotes from multiple companies.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Murfreesboro is 26.9 minutes
- The cheapest auto insurance company in Murfreesboro is State Farm
- The most expensive auto insurance company in Murfreesboro for teen drivers is Liberty Mutual
Murfreesboro, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Murfreesboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Murfreesboro, Tennessee, including driving record, credit, commute time, and more.
Compare auto insurance in Murfreesboro to other Tennessee cities, including Memphis auto insurance rates, Jackson auto insurance rates, and Bartlett auto insurance rates to see how Murfreesboro, Tennessee auto insurance rates stack up.
Before you buy Murfreesboro, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Murfreesboro, Tennessee auto insurance quotes.
Minimum Auto Insurance in Murfreesboro, Tennessee
Murfreesboro, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Murfreesboro, Tennessee.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Murfreesboro, Tennessee Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Murfreesboro, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,572 | $2,469 | $2,322 | $2,410 | $9,728 | $10,610 | $2,734 | $2,821 |
| Farmers | $1,715 | $1,748 | $1,543 | $1,687 | $6,732 | $7,169 | $2,315 | $2,450 |
| Geico | $1,993 | $2,008 | $1,832 | $1,832 | $6,191 | $6,288 | $2,033 | $2,098 |
| Liberty Mutual | $3,336 | $129 | $2,740 | $3,058 | $14,097 | $15,657 | $3,579 | $3,808 |
| Nationwide | $2,261 | $2,277 | $2,026 | $2,056 | $6,293 | $8,108 | $2,604 | $2,823 |
| Progressive | $1,856 | $1,750 | $1,517 | $1,581 | $8,265 | $9,297 | $2,236 | $2,429 |
| State Farm | $1,612 | $1,612 | $1,464 | $1,464 | $5,075 | $6,333 | $1,826 | $2,130 |
| Travelers | $1,787 | $1,883 | $1,620 | $1,726 | $4,953 | $6,142 | $1,905 | $2,005 |
| USAA | $1,528 | $1,552 | $1,381 | $1,379 | $5,485 | $6,298 | $1,998 | $2,122 |
Cheap Murfreesboro, Tennessee Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Murfreesboro, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Murfreesboro, Tennessee.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,728 | $10,610 |
| Farmers | $6,732 | $7,169 |
| Geico | $6,191 | $6,288 |
| Liberty Mutual | $14,097 | $15,657 |
| Nationwide | $6,293 | $8,108 |
| Progressive | $8,265 | $9,297 |
| State Farm | $5,075 | $6,333 |
| Travelers | $4,953 | $6,142 |
| USAA | $5,485 | $6,298 |
Cheap Murfreesboro, Tennessee Auto Insurance for Seniors
What are senior auto insurance rates in Murfreesboro, Tennessee? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,322 | $2,410 |
| Farmers | $1,543 | $1,687 |
| Geico | $1,832 | $1,832 |
| Liberty Mutual | $2,740 | $3,058 |
| Nationwide | $2,026 | $2,056 |
| Progressive | $1,517 | $1,581 |
| State Farm | $1,464 | $1,464 |
| Travelers | $1,620 | $1,726 |
| USAA | $1,381 | $1,379 |
Cheap Murfreesboro, Tennessee Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Murfreesboro, Tennessee compared to the annual auto insurance rates with a clean record in Murfreesboro, Tennessee.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,734 | $4,452 | $5,376 | $4,271 |
| Farmers | $2,712 | $3,341 | $3,410 | $3,216 |
| Geico | $2,215 | $2,956 | $4,751 | $2,215 |
| Liberty Mutual | $4,696 | $6,791 | $6,310 | $5,405 |
| Nationwide | $3,076 | $3,076 | $4,624 | $3,449 |
| Progressive | $3,187 | $4,133 | $3,394 | $3,751 |
| State Farm | $2,443 | $2,937 | $2,690 | $2,690 |
| Travelers | $2,233 | $2,865 | $3,167 | $2,744 |
| USAA | $1,975 | $2,965 | $3,480 | $2,452 |
Cheap Murfreesboro, Tennessee Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Murfreesboro, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Murfreesboro, Tennessee to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,376 |
| Farmers | $3,410 |
| Geico | $4,751 |
| Liberty Mutual | $6,310 |
| Nationwide | $4,624 |
| Progressive | $3,394 |
| State Farm | $2,690 |
| Travelers | $3,167 |
| USAA | $3,480 |
Cheap Murfreesboro, Tennessee Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Murfreesboro, Tennessee annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,679 | $4,361 | $3,334 |
| Farmers | $3,777 | $2,946 | $2,786 |
| Geico | $3,440 | $2,949 | $2,713 |
| Liberty Mutual | $8,295 | $5,110 | $3,997 |
| Nationwide | $4,260 | $3,395 | $3,014 |
| Progressive | $4,068 | $3,506 | $3,275 |
| State Farm | $3,906 | $2,343 | $1,819 |
| Travelers | $3,506 | $2,746 | $2,006 |
| USAA | $3,933 | $2,312 | $1,909 |
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Cheap Murfreesboro, Tennessee Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Murfreesboro, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Murfreesboro, Tennessee to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 37127 | $3,584 |
| 37128 | $3,609 |
| 37129 | $3,580 |
| 37130 | $3,584 |
| 37132 | $3,578 |
Cheap Murfreesboro, Tennessee Auto Insurance Rates By Commute
Commute length and annual mileage affect Murfreesboro, Tennessee auto insurance. Find the cheapest annual Murfreesboro, Tennessee auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,458 | $4,458 |
| Farmers | $3,170 | $3,170 |
| Geico | $3,014 | $3,055 |
| Liberty Mutual | $5,800 | $5,800 |
| Nationwide | $3,556 | $3,556 |
| Progressive | $3,616 | $3,616 |
| State Farm | $2,625 | $2,754 |
| Travelers | $2,644 | $2,861 |
| USAA | $2,642 | $2,794 |
Cheap Murfreesboro, Tennessee Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Murfreesboro, Tennessee? Check out the comparison of annual Murfreesboro, Tennessee auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,288 | $4,447 | $4,640 |
| Farmers | $3,000 | $3,156 | $3,353 |
| Geico | $2,879 | $3,030 | $3,194 |
| Liberty Mutual | $5,559 | $5,802 | $6,040 |
| Nationwide | $3,576 | $3,482 | $3,610 |
| Progressive | $3,389 | $3,620 | $3,840 |
| State Farm | $2,530 | $2,703 | $2,836 |
| Travelers | $2,587 | $2,751 | $2,920 |
| USAA | $2,629 | $2,708 | $2,817 |
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Best By Category: Cheapest Auto Insurance in Murfreesboro, Tennessee
Compare the cheapest auto insurance companies in Murfreesboro, Tennessee in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Travelers |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Travelers |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Murfreesboro, Tennessee Auto Insurance Companies
What auto insurance companies in Murfreesboro, Tennessee are the cheapest? Compare the top Murfreesboro, Tennessee auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,458 |
| Farmers | $3,170 |
| Geico | $3,034 |
| Liberty Mutual | $5,800 |
| Nationwide | $3,556 |
| Progressive | $3,616 |
| State Farm | $2,690 |
| Travelers | $2,753 |
| USAA | $2,718 |
What affects auto insurance rates in Murfreesboro, Tennessee?
There are a lot of reasons why auto insurance rates in Murfreesboro, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Murfreesboro, Tennessee. Many local factors may affect your Murfreesboro auto insurance rates.
Murfreesboro Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Murfreesboro, Tennessee commute length is 26.9 minutes according to City-Data.
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Compare Murfreesboro, Tennessee Auto Insurance Quotes
Before you buy Murfreesboro, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Murfreesboro, Tennessee auto insurance quotes.
Frequently Asked Questions
Are there any specific discounts available for auto insurance in Murfreesboro, Tennessee?
Auto insurance companies may offer discounts like safe driver, good student, multi-policy, anti-theft device, and low mileage discounts. Inquire with providers for eligibility.
How can I lower my auto insurance premiums in Murfreesboro, Tennessee?
Maintain a clean driving record, improve credit score, choose a higher deductible, bundle policies, ask about discounts, and review coverage regularly.
Can I get affordable auto insurance in Murfreesboro, Tennessee as a teenage driver?
Finding affordable auto insurance as a teenage driver can be challenging, but explore discounts for young drivers, such as good student or defensive driving course discounts.
How does my driving record affect auto insurance rates in Murfreesboro, Tennessee?
Your driving record, including accidents, DUI convictions, and speeding violations, influences your premium.
What are the minimum auto insurance requirements in Murfreesboro, Tennessee?
Minimum requirements are 25/50/15, meaning $25,000 per person for bodily injury liability, $50,000 per accident, and $15,000 for property damage liability.
Which auto insurance company offers the cheapest rates in Murfreesboro, Tennessee?
State Farm is mentioned as the cheapest auto insurance company in Murfreesboro, Tennessee, but compare quotes for your situation.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.