Best Naugatuck, Connecticut Auto Insurance in 2024
The average Naugatuck, CT auto insurance rates are $418 per month. The minimum auto insurance in Naugatuck is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Naugatuck, Connecticut, compare quotes from multiple companies.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Naugatuck is 30.5 minutes
- The cheapest auto insurance company in Naugatuck is State Farm
- The most expensive auto insurance company in Naugatuck for teen drivers is Liberty Mutual
Naugatuck, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Naugatuck can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Naugatuck, Connecticut, including driving record, credit, commute time, and more.
Compare auto insurance in Naugatuck to other Connecticut cities, including Danbury auto insurance rates, Stamford auto insurance rates, and Bridgeport auto insurance rates to see how Naugatuck, Connecticut auto insurance rates stack up.
Before you buy Naugatuck, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Naugatuck, Connecticut auto insurance quotes.
Minimum Auto Insurance in Naugatuck, Connecticut
Naugatuck, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Naugatuck, Connecticut.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Naugatuck, Connecticut Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Naugatuck, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,123 | $4,069 | $3,803 | $4,075 | $12,673 | $14,974 | $4,302 | $4,504 |
| Geico | $2,578 | $2,585 | $2,391 | $2,410 | $5,984 | $7,043 | $2,481 | $2,401 |
| Liberty Mutual | $3,959 | $4,323 | $3,047 | $3,778 | $19,768 | $22,328 | $3,994 | $4,360 |
| Nationwide | $2,481 | $2,510 | $2,228 | $2,338 | $6,896 | $8,757 | $2,880 | $3,099 |
| Progressive | $2,612 | $2,431 | $2,230 | $2,318 | $10,995 | $12,196 | $2,984 | $3,353 |
| State Farm | $1,901 | $1,901 | $1,748 | $1,748 | $5,808 | $7,300 | $2,139 | $2,460 |
| Travelers | $1,914 | $1,942 | $1,910 | $1,904 | $14,759 | $23,872 | $2,082 | $2,338 |
| USAA | $2,240 | $2,214 | $2,093 | $2,064 | $7,139 | $7,477 | $3,009 | $3,112 |
Cheap Naugatuck, Connecticut Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Naugatuck, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Naugatuck, Connecticut.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,673 | $14,974 |
| Geico | $5,984 | $7,043 |
| Liberty Mutual | $19,768 | $22,328 |
| Nationwide | $6,896 | $8,757 |
| Progressive | $10,995 | $12,196 |
| State Farm | $5,808 | $7,300 |
| Travelers | $14,759 | $23,872 |
| USAA | $7,139 | $7,477 |
Cheap Naugatuck, Connecticut Auto Insurance for Seniors
What are senior auto insurance rates in Naugatuck, Connecticut? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,803 | $4,075 |
| Geico | $2,391 | $2,410 |
| Liberty Mutual | $3,047 | $3,778 |
| Nationwide | $2,228 | $2,338 |
| Progressive | $2,230 | $2,318 |
| State Farm | $1,748 | $1,748 |
| Travelers | $1,910 | $1,904 |
| USAA | $2,093 | $2,064 |
Cheap Naugatuck, Connecticut Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Naugatuck, Connecticut compared to the annual auto insurance rates with a clean record in Naugatuck, Connecticut.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,578 | $6,911 | $8,193 | $5,578 |
| Geico | $2,198 | $2,886 | $6,152 | $2,700 |
| Liberty Mutual | $7,173 | $8,983 | $8,903 | $7,720 |
| Nationwide | $3,171 | $4,142 | $4,748 | $3,533 |
| Progressive | $4,170 | $6,062 | $4,387 | $4,940 |
| State Farm | $2,909 | $3,198 | $3,198 | $3,198 |
| Travelers | $5,105 | $5,530 | $8,044 | $6,681 |
| USAA | $2,826 | $3,557 | $5,466 | $2,826 |
Cheap Naugatuck, Connecticut Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Naugatuck, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Naugatuck, Connecticut to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $8,193 |
| Geico | $6,152 |
| Liberty Mutual | $8,903 |
| Nationwide | $4,748 |
| Progressive | $4,387 |
| State Farm | $3,198 |
| Travelers | $8,044 |
| USAA | $5,466 |
Cheap Naugatuck, Connecticut Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Naugatuck, Connecticut annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,363 | $6,321 | $5,011 |
| Geico | $5,071 | $3,056 | $2,325 |
| Liberty Mutual | $11,655 | $7,243 | $5,686 |
| Nationwide | $5,165 | $3,465 | $3,066 |
| Progressive | $5,315 | $4,777 | $4,578 |
| State Farm | $4,355 | $2,784 | $2,239 |
| Travelers | $7,194 | $5,998 | $5,828 |
| USAA | $4,851 | $3,276 | $2,879 |
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Cheap Naugatuck, Connecticut Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Naugatuck, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Naugatuck, Connecticut to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 6770 | $5,072 |
Cheap Naugatuck, Connecticut Auto Insurance Rates By Commute
Commute length and annual mileage affect Naugatuck, Connecticut auto insurance. Find the cheapest annual Naugatuck, Connecticut auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $6,565 | $6,565 |
| Geico | $3,430 | $3,538 |
| Liberty Mutual | $8,195 | $8,195 |
| Nationwide | $3,898 | $3,898 |
| Progressive | $4,890 | $4,890 |
| State Farm | $3,049 | $3,203 |
| Travelers | $6,340 | $6,340 |
| USAA | $3,624 | $3,713 |
Cheap Naugatuck, Connecticut Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Naugatuck, Connecticut? Check out the comparison of annual Naugatuck, Connecticut auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,159 | $6,555 | $6,981 |
| Geico | $3,182 | $3,433 | $3,837 |
| Liberty Mutual | $7,831 | $8,121 | $8,632 |
| Nationwide | $3,954 | $3,929 | $3,813 |
| Progressive | $4,545 | $4,845 | $5,280 |
| State Farm | $2,934 | $3,131 | $3,312 |
| Travelers | $5,852 | $6,295 | $6,874 |
| USAA | $3,411 | $3,672 | $3,922 |
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Best By Category: Cheapest Auto Insurance in Naugatuck, Connecticut
Compare the cheapest auto insurance companies in Naugatuck, Connecticut in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Naugatuck, Connecticut Auto Insurance Companies
What auto insurance companies in Naugatuck, Connecticut are the cheapest? Compare the top Naugatuck, Connecticut auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,565 |
| Geico | $3,484 |
| Liberty Mutual | $8,195 |
| Nationwide | $3,898 |
| Progressive | $4,890 |
| State Farm | $3,126 |
| Travelers | $6,340 |
| USAA | $3,668 |
What affects auto insurance rates in Naugatuck, Connecticut?
There are a lot of reasons why auto insurance rates in Naugatuck, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Naugatuck, Connecticut. Many local factors may affect your Naugatuck auto insurance rates.
Naugatuck Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Naugatuck, Connecticut commute length is 30.5 minutes according to City-Data.
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Compare Naugatuck, Connecticut Auto Insurance Quotes
Before you buy Naugatuck, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Naugatuck, Connecticut auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Naugatuck, CT?
Naugatuck, CT auto insurance laws require a minimum coverage of 25/50/20.
How does age, gender, and marital status affect auto insurance rates in Naugatuck, CT?
Auto insurance rates in Naugatuck, CT are influenced by age, gender, and marital status. Different demographics can impact the annual cost of insurance.
What are the average auto insurance rates for teen drivers in Naugatuck, CT?
Finding cheap auto insurance for teen drivers in Naugatuck, CT can be challenging. The rates for teen drivers are typically higher compared to other age groups.
What are the average auto insurance rates for seniors in Naugatuck, CT?
The auto insurance rates for seniors in Naugatuck, CT can vary. It’s important to compare the annual average rates for older drivers to find the best options.
How does driving record affect auto insurance rates in Naugatuck, CT?
Driving record has a significant impact on auto insurance rates in Naugatuck, CT. Having a clean record generally results in lower rates, while a bad record can lead to higher premiums.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.