Best Newport, Washington Auto Insurance in 2024
The average Newport, WA auto insurance rates are $238 per month. The minimum auto insurance in Newport is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Newport, Washington, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 13, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Newport, WA for senior drivers are $1,539 per year
- The most expensive auto insurance company in Newport for teen drivers is Liberty Mutual
- The average commute length in Newport is 20.4 minutes
Newport, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Newport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Newport, Washington, including driving record, credit, commute time, and more.
Compare auto insurance in Newport to other Washington cities, including Spokane Valley auto insurance rates, Spokane auto insurance rates, and Federal Way auto insurance rates to see how Newport, Washington auto insurance rates stack up.
Before you buy Newport, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Newport, Washington auto insurance quotes.
Minimum Auto Insurance in Newport, Washington
Newport, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Newport, Washington.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Newport, Washington Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Newport, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,798 | $1,779 | $1,665 | $1,741 | $6,130 | $7,075 | $1,906 | $1,974 |
| American Family | $1,848 | $1,848 | $1,682 | $1,682 | $6,947 | $9,578 | $1,848 | $2,523 |
| Farmers | $2,148 | $2,199 | $1,971 | $2,196 | $4,728 | $5,029 | $2,698 | $2,862 |
| Geico | $1,680 | $1,713 | $1,586 | $1,586 | $3,495 | $4,635 | $2,756 | $2,075 |
| Liberty Mutual | $1,658 | $1,815 | $1,488 | $1,743 | $9,072 | $10,008 | $1,780 | $1,944 |
| Nationwide | $1,390 | $1,426 | $1,286 | $1,343 | $3,609 | $4,462 | $1,637 | $1,783 |
| Progressive | $1,684 | $1,587 | $1,502 | $1,523 | $8,248 | $9,288 | $2,034 | $2,054 |
| State Farm | $1,457 | $1,457 | $1,290 | $1,290 | $3,947 | $5,023 | $1,642 | $1,886 |
| USAA | $1,120 | $1,108 | $1,065 | $1,072 | $4,662 | $5,556 | $1,421 | $1,561 |
Cheap Newport, Washington Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Newport, Washington is a challenge. Take a look at the annual teen auto insurance rates in Newport, Washington.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,130 | $7,075 |
| American Family | $6,947 | $9,578 |
| Farmers | $4,728 | $5,029 |
| Geico | $3,495 | $4,635 |
| Liberty Mutual | $9,072 | $10,008 |
| Nationwide | $3,609 | $4,462 |
| Progressive | $8,248 | $9,288 |
| State Farm | $3,947 | $5,023 |
| USAA | $4,662 | $5,556 |
Cheap Newport, Washington Auto Insurance for Seniors
What are senior auto insurance rates in Newport, Washington? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,665 | $1,741 |
| American Family | $1,682 | $1,682 |
| Farmers | $1,971 | $2,196 |
| Geico | $1,586 | $1,586 |
| Liberty Mutual | $1,488 | $1,743 |
| Nationwide | $1,286 | $1,343 |
| Progressive | $1,502 | $1,523 |
| State Farm | $1,290 | $1,290 |
| USAA | $1,065 | $1,072 |
Cheap Newport, Washington Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Newport, Washington compared to the annual auto insurance rates with a clean record in Newport, Washington.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,547 | $3,159 | $3,491 | $2,837 |
| American Family | $2,814 | $3,581 | $4,148 | $3,434 |
| Farmers | $2,470 | $3,053 | $3,344 | $3,048 |
| Geico | $1,869 | $2,408 | $3,618 | $1,869 |
| Liberty Mutual | $3,151 | $3,959 | $4,044 | $3,601 |
| Nationwide | $1,635 | $2,229 | $2,813 | $1,792 |
| Progressive | $2,835 | $4,384 | $3,315 | $3,426 |
| State Farm | $2,064 | $2,434 | $2,249 | $2,249 |
| USAA | $1,623 | $2,336 | $2,908 | $1,915 |
Cheap Newport, Washington Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Newport, Washington is not easy. Compare the annual rates for DUI auto insurance in Newport, Washington to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,491 |
| American Family | $4,148 |
| Farmers | $3,344 |
| Geico | $3,618 |
| Liberty Mutual | $4,044 |
| Nationwide | $2,813 |
| Progressive | $3,315 |
| State Farm | $2,249 |
| USAA | $2,908 |
Cheap Newport, Washington Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Newport, Washington annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,737 | $2,846 | $2,442 |
| American Family | $4,131 | $3,365 | $2,987 |
| Farmers | $3,697 | $2,712 | $2,528 |
| Geico | $2,906 | $2,325 | $2,093 |
| Liberty Mutual | $5,270 | $3,246 | $2,550 |
| Nationwide | $2,515 | $1,985 | $1,851 |
| Progressive | $3,864 | $3,426 | $3,180 |
| State Farm | $3,272 | $1,957 | $1,518 |
| USAA | $2,777 | $2,030 | $1,779 |
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Cheap Newport, Washington Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Newport, Washington can vary. Compare the annual cost of auto insurance by ZIP code in Newport, Washington to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 99156 | $2,846 |
Cheap Newport, Washington Auto Insurance Rates By Commute
Commute length and annual mileage affect Newport, Washington auto insurance. Find the cheapest annual Newport, Washington auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,009 | $3,009 |
| American Family | $3,420 | $3,568 |
| Farmers | $2,979 | $2,979 |
| Geico | $2,411 | $2,471 |
| Liberty Mutual | $3,689 | $3,689 |
| Nationwide | $2,117 | $2,117 |
| Progressive | $3,490 | $3,490 |
| State Farm | $2,189 | $2,309 |
| USAA | $2,173 | $2,217 |
Cheap Newport, Washington Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Newport, Washington? Check out the comparison of annual Newport, Washington auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,840 | $2,999 | $3,186 |
| American Family | $3,333 | $3,489 | $3,660 |
| Farmers | $2,811 | $2,980 | $3,146 |
| Geico | $2,321 | $2,442 | $2,560 |
| Liberty Mutual | $3,469 | $3,694 | $3,902 |
| Nationwide | $2,022 | $2,116 | $2,213 |
| Progressive | $3,232 | $3,415 | $3,823 |
| State Farm | $2,145 | $2,254 | $2,348 |
| USAA | $2,075 | $2,193 | $2,318 |
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Best By Category: Cheapest Auto Insurance in Newport, Washington
Compare the cheapest auto insurance companies in Newport, Washington in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
The Cheapest Newport, Washington Auto Insurance Companies
What auto insurance companies in Newport, Washington are the cheapest? Compare the top Newport, Washington auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,009 |
| American Family | $3,494 |
| Farmers | $2,979 |
| Geico | $2,441 |
| Liberty Mutual | $3,689 |
| Nationwide | $2,117 |
| Progressive | $3,490 |
| State Farm | $2,249 |
| USAA | $2,195 |
What affects auto insurance rates in Newport, Washington?
There are a lot of reasons why auto insurance rates in Newport, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Newport, Washington. Many local factors may affect your Newport auto insurance rates.
Newport Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Newport, Washington commute length is 20.4 minutes according to City-Data.
Newport Traffic
How does Newport, Washington rank for traffic? According to Inrix Newport, Washington is the 343rd most congested worldwide.
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Compare Newport, Washington Auto Insurance Quotes
Before you buy Newport, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Newport, Washington auto insurance quotes.
Frequently Asked Questions
What is Newport, WA auto insurance?
Newport, WA auto insurance refers to the insurance coverage available to drivers in the city of Newport, Washington. It is designed to provide financial protection in the event of accidents, damage to vehicles, or injuries to individuals involved in a car accident.
What types of auto insurance coverage are available in Newport, WA?
The types of auto insurance coverage available in Newport, WA are similar to those offered in other areas and may include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), and additional optional coverages.
What are the legal requirements for auto insurance in Newport, WA?
In Newport, WA, as in the rest of Washington state, drivers are required to carry liability insurance with minimum coverage limits of:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $10,000 property damage liability coverage per accident
Is the minimum liability coverage sufficient in Newport, WA?
The minimum liability coverage required by law provides basic protection, but it may not be sufficient in all situations. If you cause an accident resulting in significant injuries or property damage, the minimum coverage limits may not be enough to cover all expenses. It is often recommended to consider higher liability limits and additional coverage options for better financial protection.
Can I customize my auto insurance policy in Newport, WA?
Yes, auto insurance policies can be customized to meet your specific needs in Newport, WA. Insurance providers offer various coverage options and optional add-ons that allow you to tailor your policy to your desired level of protection. Discuss your requirements and preferences with an insurance agent to customize your policy accordingly.
How can I find affordable auto insurance in Newport, WA?
To find affordable auto insurance in Newport, WA, it is recommended to shop around and compare quotes from different insurance providers. Factors such as your driving record, age, type of vehicle, and coverage options can affect the cost of insurance. Additionally, you can inquire about available discounts and consider bundling multiple policies with the same insurer for potential savings.
What should I do in case of an accident in Newport, WA?
In case of an accident in Newport, WA, follow these steps:
- Ensure safety: Check for injuries and move to a safe location if possible.
- Notify authorities: Call the police to report the accident.
- Exchange information: Share contact and insurance information with the other driver(s) involved.
- Document the scene: Take photos of the accident scene, including vehicle damage and any relevant details.
- Notify your insurance provider: Contact your insurance company as soon as possible to report the accident and initiate the claims process.
- Cooperate with your insurer: Provide all necessary information and documentation required by your insurance company to process your claim.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.