Best Cheap Auto Insurance in North Ridgeville, OH (2021)

The average North Ridgeville, OH auto insurance rates are $232 per month. The minimum auto insurance in North Ridgeville is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in North Ridgeville, Ohio, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in North Ridgeville is USAA
  • The average commute length in North Ridgeville is 26.1 minutes
  • The most expensive auto insurance company in North Ridgeville for teen drivers is Liberty Mutual

North Ridgeville, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in North Ridgeville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Ridgeville, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in North Ridgeville to other Ohio cities, including Toledo auto insurance rates, Cleveland auto insurance rates, and Parma auto insurance rates to see how North Ridgeville, Ohio auto insurance rates stack up.

Before you buy North Ridgeville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Ridgeville, Ohio auto insurance quotes.

Minimum Auto Insurance in North Ridgeville, Ohio

North Ridgeville, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Ridgeville, Ohio.

Minimum Required Auto Insurance Coverage in North Ridgeville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap North Ridgeville, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in North Ridgeville, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Ridgeville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,903 $1,891 $1,730 $1,847 $5,329 $6,089 $1,979 $2,100
American Family $919 $952 $849 $851 $2,992 $3,240 $1,142 $1,202
Farmers $1,681 $1,681 $1,477 $1,563 $7,742 $8,076 $1,883 $1,957
GEICO $1,148 $1,115 $1,094 $1,113 $3,064 $2,840 $1,270 $1,065
Liberty Mutual $2,532 $2,771 $1,940 $2,373 $13,157 $14,876 $2,695 $2,947
Nationwide $2,112 $2,119 $1,912 $1,921 $5,500 $7,057 $2,258 $2,617
Progressive $1,613 $1,508 $1,346 $1,389 $7,428 $8,353 $1,928 $1,995
State Farm $1,430 $1,430 $1,291 $1,291 $4,623 $5,805 $1,665 $1,908
Travelers $1,379 $1,398 $1,377 $1,368 $6,051 $9,587 $1,439 $1,629
USAA $800 $807 $765 $762 $2,469 $2,743 $1,065 $1,143

Cheap North Ridgeville, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in North Ridgeville, Ohio is a challenge. Take a look at the annual teen auto insurance rates in North Ridgeville, Ohio.

Annual Auto Insurance Rates for Teen Drivers in North Ridgeville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,329 $6,089
American Family $2,992 $3,240
Farmers $7,742 $8,076
GEICO $3,064 $2,840
Liberty Mutual $13,157 $14,876
Nationwide $5,500 $7,057
Progressive $7,428 $8,353
State Farm $4,623 $5,805
Travelers $6,051 $9,587
USAA $2,469 $2,743

Cheap North Ridgeville, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in North Ridgeville, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in North Ridgeville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,730 $1,847
American Family $849 $851
Farmers $1,477 $1,563
GEICO $1,094 $1,113
Liberty Mutual $1,940 $2,373
Nationwide $1,912 $1,921
Progressive $1,346 $1,389
State Farm $1,291 $1,291
Travelers $1,377 $1,368
USAA $765 $762

Cheap North Ridgeville, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in North Ridgeville, Ohio compared to the annual auto insurance rates with a clean record in North Ridgeville, Ohio.

Annual North Ridgeville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,393 $2,906 $3,420 $2,715
American Family $1,454 $1,540 $1,540 $1,540
Farmers $2,688 $3,465 $3,379 $3,498
GEICO $1,077 $1,554 $2,272 $1,453
Liberty Mutual $4,542 $5,836 $5,967 $5,299
Nationwide $2,564 $3,248 $4,106 $2,830
Progressive $2,751 $3,759 $2,932 $3,338
State Farm $2,205 $2,656 $2,430 $2,430
Travelers $2,226 $2,906 $4,392 $2,590
USAA $1,013 $1,358 $1,785 $1,122

Cheap North Ridgeville, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in North Ridgeville, Ohio is not easy. Compare the annual rates for DUI auto insurance in North Ridgeville, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in North Ridgeville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,420
American Family $1,540
Farmers $3,379
GEICO $2,272
Liberty Mutual $5,967
Nationwide $4,106
Progressive $2,932
State Farm $2,430
Travelers $4,392
USAA $1,785

Cheap North Ridgeville, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how North Ridgeville, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in North Ridgeville, Ohio

Insurance Company Poor Fair Good
Allstate $3,661 $2,680 $2,235
American Family $2,022 $1,373 $1,161
Farmers $3,675 $3,124 $2,974
GEICO $1,901 $1,589 $1,276
Liberty Mutual $7,771 $4,746 $3,717
Nationwide $3,843 $3,099 $2,619
Progressive $3,570 $3,105 $2,910
State Farm $3,464 $2,141 $1,687
Travelers $3,383 $2,947 $2,755
USAA $1,707 $1,214 $1,038

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Cheap North Ridgeville, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in North Ridgeville, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in North Ridgeville, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in North Ridgeville, Ohio

ZIP Code Average Annual Rates
44039 $2,650

Cheap North Ridgeville, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect North Ridgeville, Ohio auto insurance. Find the cheapest annual North Ridgeville, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in North Ridgeville, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,859 $2,859
American Family $1,500 $1,537
Farmers $3,258 $3,258
GEICO $1,562 $1,615
Liberty Mutual $5,411 $5,411
Nationwide $3,187 $3,187
Progressive $3,195 $3,195
State Farm $2,369 $2,492
Travelers $3,029 $3,029
USAA $1,270 $1,369

Cheap North Ridgeville, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in North Ridgeville, Ohio? Check out the comparison of annual North Ridgeville, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Ridgeville, Ohio

Insurance Company Low Medium High
Allstate $2,752 $2,852 $2,971
American Family $1,487 $1,530 $1,538
Farmers $3,065 $3,202 $3,507
GEICO $1,530 $1,581 $1,656
Liberty Mutual $5,193 $5,441 $5,601
Nationwide $3,499 $3,091 $2,971
Progressive $3,066 $3,168 $3,351
State Farm $2,294 $2,439 $2,558
Travelers $2,935 $3,071 $3,080
USAA $1,256 $1,318 $1,384

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Best By Category: Cheapest Auto Insurance in North Ridgeville, Ohio

Compare the cheapest auto insurance companies in North Ridgeville, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in North Ridgeville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest North Ridgeville, Ohio Auto Insurance Companies

What auto insurance companies in North Ridgeville, Ohio are the cheapest? Compare the top North Ridgeville, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in North Ridgeville, Ohio

Insurance Company Average Annual Rates
Allstate $2,859
American Family $1,518
Farmers $3,258
GEICO $1,589
Liberty Mutual $5,411
Nationwide $3,187
Progressive $3,195
State Farm $2,430
Travelers $3,029
USAA $1,319

What affects auto insurance rates in North Ridgeville, Ohio?

There are a lot of reasons why auto insurance rates in North Ridgeville, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Ridgeville, Ohio. Many local factors may affect your North Ridgeville auto insurance rates.

North Ridgeville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual North Ridgeville, Ohio auto theft statistics, there have been 5 auto thefts in the city.

North Ridgeville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Ridgeville, Ohio commute length is 26.1 minutes according to City-Data.

Free Auto Insurance Comparison

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Compare North Ridgeville, Ohio Auto Insurance Quotes

Before you buy North Ridgeville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Ridgeville, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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