Best Cheap Auto Insurance in Overgaard, AZ (2021)

The average Overgaard, AZ auto insurance rates are $283 per month. The minimum auto insurance in Overgaard is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Overgaard, Arizona, compare quotes from multiple companies.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Overgaard, AZ for senior drivers are $1,964 per year
  • The most expensive auto insurance company in Overgaard for teen drivers is Farmers
  • The average commute length in Overgaard is 14.0 minutes

Overgaard, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Overgaard can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Overgaard, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Overgaard to other Arizona cities, including Surprise auto insurance rates, Chandler auto insurance rates, and Phoenix auto insurance rates to see how Overgaard, Arizona auto insurance rates stack up.

Before you buy Overgaard, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Overgaard, Arizona auto insurance quotes.

Minimum Auto Insurance in Overgaard, Arizona

Overgaard, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Overgaard, Arizona.

Minimum Required Auto Insurance Coverage in Overgaard, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Overgaard, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Overgaard, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Overgaard, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,706 $2,706 $2,628 $2,628 $5,932 $7,737 $3,041 $3,315
American Family $2,766 $2,766 $2,538 $2,538 $7,272 $9,457 $2,766 $3,260
Farmers $2,320 $2,304 $2,082 $2,223 $9,258 $9,473 $2,601 $2,676
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,190 $2,235 $1,958 $2,076 $5,350 $6,858 $2,522 $2,727
Progressive $1,935 $1,700 $1,730 $1,647 $7,753 $8,661 $2,082 $2,079
State Farm $2,332 $2,332 $2,054 $2,054 $7,145 $8,983 $2,510 $3,173
Travelers $1,622 $1,706 $1,480 $1,573 $4,435 $5,478 $1,721 $1,809
USAA $1,729 $1,735 $1,612 $1,634 $6,479 $7,439 $2,281 $2,450

Cheap Overgaard, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Overgaard, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Overgaard, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Overgaard, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,932 $7,737
American Family $7,272 $9,457
Farmers $9,258 $9,473
GEICO $4,437 $4,730
Nationwide $5,350 $6,858
Progressive $7,753 $8,661
State Farm $7,145 $8,983
Travelers $4,435 $5,478
USAA $6,479 $7,439

Cheap Overgaard, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Overgaard, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Overgaard, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,628
American Family $2,538 $2,538
Farmers $2,082 $2,223
GEICO $1,280 $1,612
Nationwide $1,958 $2,076
Progressive $1,730 $1,647
State Farm $2,054 $2,054
Travelers $1,480 $1,573
USAA $1,612 $1,634

Cheap Overgaard, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Overgaard, Arizona compared to the annual auto insurance rates with a clean record in Overgaard, Arizona.

Annual Overgaard, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $3,875 $4,400 $3,982
American Family $2,949 $4,595 $5,707 $3,430
Farmers $3,478 $4,479 $4,375 $4,136
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,742 $2,881 $4,268 $3,068
Progressive $3,044 $3,995 $3,216 $3,539
State Farm $3,484 $4,162 $3,823 $3,823
Travelers $1,991 $2,584 $2,855 $2,482
USAA $2,306 $3,302 $4,357 $2,715

Cheap Overgaard, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Overgaard, Arizona is not easy. Compare the annual rates for DUI auto insurance in Overgaard, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Overgaard, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,400
American Family $5,707
Farmers $4,375
GEICO $3,169
Nationwide $4,268
Progressive $3,216
State Farm $3,823
Travelers $2,855
USAA $4,357

Cheap Overgaard, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Overgaard, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Overgaard, Arizona

Insurance Company Poor Fair Good
Allstate $4,930 $3,488 $3,092
American Family $5,252 $3,901 $3,358
Farmers $4,731 $3,906 $3,714
GEICO $3,123 $2,049 $1,647
Nationwide $3,896 $3,103 $2,719
Progressive $3,861 $3,356 $3,129
State Farm $7,040 $2,724 $1,705
Travelers $3,026 $2,464 $1,943
USAA $4,176 $2,912 $2,421

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Cheap Overgaard, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Overgaard, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Overgaard, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Overgaard, Arizona

ZIP Code Average Annual Rates
85933 $3,367

Cheap Overgaard, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Overgaard, Arizona auto insurance. Find the cheapest annual Overgaard, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Overgaard, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,836 $3,836
American Family $4,129 $4,211
Farmers $4,117 $4,117
GEICO $2,234 $2,312
Nationwide $3,240 $3,240
Progressive $3,448 $3,448
State Farm $3,727 $3,919
Travelers $2,478 $2,478
USAA $3,136 $3,204

Cheap Overgaard, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Overgaard, Arizona? Check out the comparison of annual Overgaard, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Overgaard, Arizona

Insurance Company Low Medium High
Allstate $3,618 $3,854 $4,037
American Family $4,026 $4,304 $4,181
Farmers $3,576 $4,155 $4,620
GEICO $1,982 $2,297 $2,540
Nationwide $3,145 $3,265 $3,309
Progressive $3,072 $3,504 $3,769
State Farm $3,459 $3,890 $4,120
Travelers $2,260 $2,510 $2,663
USAA $2,931 $3,212 $3,367

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Overgaard, Arizona

Compare the cheapest auto insurance companies in Overgaard, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Overgaard, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

The Cheapest Overgaard, Arizona Auto Insurance Companies

What auto insurance companies in Overgaard, Arizona are the cheapest? Compare the top Overgaard, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Overgaard, Arizona

Insurance Company Average Annual Rates
Allstate $3,836
American Family $4,170
Farmers $4,117
GEICO $2,273
Nationwide $3,240
Progressive $3,448
State Farm $3,823
Travelers $2,478
USAA $3,170

What affects auto insurance rates in Overgaard, Arizona?

There are a lot of reasons why auto insurance rates in Overgaard, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Overgaard, Arizona. Many local factors may affect your Overgaard auto insurance rates.

Overgaard Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Overgaard, Arizona commute length is 14.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Compare Overgaard, Arizona Auto Insurance Quotes

Before you buy Overgaard, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Overgaard, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption