Best Park Forest, Illinois Auto Insurance in 2024
The average Park Forest, IL auto insurance rates are $323 per month. The minimum auto insurance in Park Forest is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Park Forest, Illinois, compare quotes from multiple companies.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joe...
Certified Financial Planner
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Park Forest for teen drivers is Farmers
- Average auto insurance rates in Park Forest, IL for senior drivers are $2,162 per year
- The cheapest auto insurance company in Park Forest is Liberty Mutual
Park Forest, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Park Forest can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Park Forest, Illinois, including driving record, credit, commute time, and more.
Compare auto insurance in Park Forest to other Illinois cities, including Elgin auto insurance rates, Peoria auto insurance rates, and Joliet auto insurance rates to see how Park Forest, Illinois auto insurance rates stack up.
Before you buy Park Forest, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Park Forest, Illinois auto insurance quotes.
Minimum Auto Insurance in Park Forest, Illinois
Park Forest, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Park Forest, Illinois.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Park Forest, Illinois Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Park Forest, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,580 | $3,596 | $3,750 | $3,750 | $9,356 | $12,149 | $4,305 | $4,652 |
| American Family | $2,906 | $2,906 | $2,659 | $2,659 | $8,226 | $11,413 | $2,906 | $3,751 |
| Farmers | $2,926 | $2,926 | $2,588 | $2,746 | $12,959 | $13,522 | $3,338 | $3,476 |
| Geico | $2,123 | $2,185 | $2,065 | $2,308 | $7,762 | $8,099 | $2,462 | $2,576 |
| Liberty Mutual | $1,411 | $1,521 | $1,169 | $1,308 | $4,932 | $5,488 | $1,472 | $1,549 |
| Nationwide | $2,100 | $2,134 | $1,870 | $1,978 | $5,810 | $7,444 | $2,450 | $2,650 |
| Progressive | $2,499 | $2,341 | $2,061 | $2,181 | $9,183 | $10,287 | $2,958 | $3,167 |
| State Farm | $1,779 | $1,779 | $1,609 | $1,609 | $5,621 | $7,101 | $2,016 | $2,322 |
| Travelers | $1,800 | $1,898 | $1,661 | $1,769 | $5,487 | $6,943 | $1,908 | $2,009 |
| USAA | $1,902 | $1,927 | $1,765 | $1,726 | $6,322 | $6,968 | $2,513 | $2,749 |
Cheap Park Forest, Illinois Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Park Forest, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Park Forest, Illinois.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,356 | $12,149 |
| American Family | $8,226 | $11,413 |
| Farmers | $12,959 | $13,522 |
| Geico | $7,762 | $8,099 |
| Liberty Mutual | $4,932 | $5,488 |
| Nationwide | $5,810 | $7,444 |
| Progressive | $9,183 | $10,287 |
| State Farm | $5,621 | $7,101 |
| Travelers | $5,487 | $6,943 |
| USAA | $6,322 | $6,968 |
Cheap Park Forest, Illinois Auto Insurance for Seniors
What are senior auto insurance rates in Park Forest, Illinois? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,750 | $3,750 |
| American Family | $2,659 | $2,659 |
| Farmers | $2,588 | $2,746 |
| Geico | $2,065 | $2,308 |
| Liberty Mutual | $1,169 | $1,308 |
| Nationwide | $1,870 | $1,978 |
| Progressive | $2,061 | $2,181 |
| State Farm | $1,609 | $1,609 |
| Travelers | $1,661 | $1,769 |
| USAA | $1,765 | $1,726 |
Cheap Park Forest, Illinois Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Park Forest, Illinois compared to the annual auto insurance rates with a clean record in Park Forest, Illinois.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,003 | $6,885 | $6,387 | $5,294 |
| American Family | $3,446 | $4,852 | $6,506 | $3,909 |
| Farmers | $4,693 | $6,063 | $5,912 | $5,573 |
| Geico | $2,472 | $3,968 | $5,441 | $2,909 |
| Liberty Mutual | $1,957 | $2,796 | $2,447 | $2,225 |
| Nationwide | $2,665 | $3,446 | $4,048 | $3,059 |
| Progressive | $3,561 | $5,314 | $3,956 | $4,507 |
| State Farm | $2,706 | $3,253 | $2,980 | $2,980 |
| Travelers | $2,323 | $3,063 | $3,428 | $2,924 |
| USAA | $2,293 | $3,317 | $4,554 | $2,771 |
Cheap Park Forest, Illinois Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Park Forest, Illinois is not easy. Compare the annual rates for DUI auto insurance in Park Forest, Illinois to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,387 |
| American Family | $6,506 |
| Farmers | $5,912 |
| Geico | $5,441 |
| Liberty Mutual | $2,447 |
| Nationwide | $4,048 |
| Progressive | $3,956 |
| State Farm | $2,980 |
| Travelers | $3,428 |
| USAA | $4,554 |
Cheap Park Forest, Illinois Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Park Forest, Illinois annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,194 | $5,189 | $4,544 |
| American Family | $6,227 | $4,231 | $3,576 |
| Farmers | $6,304 | $5,318 | $5,058 |
| Geico | $5,966 | $2,888 | $2,239 |
| Liberty Mutual | $3,329 | $2,085 | $1,656 |
| Nationwide | $3,949 | $3,184 | $2,781 |
| Progressive | $4,950 | $4,187 | $3,867 |
| State Farm | $4,330 | $2,595 | $2,014 |
| Travelers | $3,568 | $2,894 | $2,341 |
| USAA | $4,307 | $2,958 | $2,436 |
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Cheap Park Forest, Illinois Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Park Forest, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Park Forest, Illinois to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 60466 | $3,823 |
Cheap Park Forest, Illinois Auto Insurance Rates By Commute
Commute length and annual mileage affect Park Forest, Illinois auto insurance. Find the cheapest annual Park Forest, Illinois auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,642 | $5,642 |
| American Family | $4,618 | $4,738 |
| Farmers | $5,560 | $5,560 |
| Geico | $3,632 | $3,764 |
| Liberty Mutual | $2,356 | $2,356 |
| Nationwide | $3,304 | $3,304 |
| Progressive | $4,335 | $4,335 |
| State Farm | $2,904 | $3,055 |
| Travelers | $2,818 | $3,051 |
| USAA | $3,143 | $3,325 |
Cheap Park Forest, Illinois Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Park Forest, Illinois? Check out the comparison of annual Park Forest, Illinois auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,453 | $5,636 | $5,838 |
| American Family | $4,515 | $4,849 | $4,671 |
| Farmers | $5,266 | $5,416 | $5,998 |
| Geico | $3,359 | $3,685 | $4,049 |
| Liberty Mutual | $2,214 | $2,351 | $2,504 |
| Nationwide | $3,258 | $3,334 | $3,322 |
| Progressive | $3,899 | $4,298 | $4,807 |
| State Farm | $2,791 | $2,984 | $3,164 |
| Travelers | $2,737 | $2,931 | $3,136 |
| USAA | $3,031 | $3,232 | $3,439 |
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Best By Category: Cheapest Auto Insurance in Park Forest, Illinois
Compare the cheapest auto insurance companies in Park Forest, Illinois in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
The Cheapest Park Forest, Illinois Auto Insurance Companies
What auto insurance companies in Park Forest, Illinois are the cheapest? Compare the top Park Forest, Illinois auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,642 |
| American Family | $4,678 |
| Farmers | $5,560 |
| Geico | $3,698 |
| Liberty Mutual | $2,356 |
| Nationwide | $3,304 |
| Progressive | $4,335 |
| State Farm | $2,980 |
| Travelers | $2,934 |
| USAA | $3,234 |
What affects auto insurance rates in Park Forest, Illinois?
There are a lot of reasons why auto insurance rates in Park Forest, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Park Forest, Illinois. Many local factors may affect your Park Forest auto insurance rates.
Park Forest Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Park Forest, Illinois commute length is 31.9 minutes according to City-Data.
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Compare Park Forest, Illinois Auto Insurance Quotes
Before you buy Park Forest, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Park Forest, Illinois auto insurance quotes.
Frequently Asked Questions
What is Park Forest, IL auto insurance?
Park Forest, IL auto insurance refers to the insurance coverage specifically designed for vehicles registered and operated in Park Forest, Illinois. It provides financial protection in case of accidents, damage to the vehicle, or injuries to individuals involved in a car accident within the Park Forest area.
What are the minimum auto insurance requirements in Park Forest, IL?
In Park Forest, IL, the minimum auto insurance requirements are as follows:
- Liability insurance: $25,000 bodily injury per person, $50,000 bodily injury per accident, and $20,000 property damage per accident.
- Uninsured/underinsured motorist coverage: $25,000 bodily injury per person, $50,000 bodily injury per accident.
Are there any additional auto insurance coverages recommended in Park Forest, IL?
While the minimum insurance requirements cover the basic liability and uninsured/underinsured motorist protection, it is often recommended to consider additional coverages such as:
- Collision coverage: Covers damage to your vehicle in case of a collision, regardless of fault.
- Comprehensive coverage: Protects your vehicle against non-collision events such as theft, vandalism, or natural disasters.
- Medical payments coverage: Provides coverage for medical expenses for you and your passengers regardless of fault.
- Rental car reimbursement: Reimburses you for the cost of renting a vehicle while your car is being repaired after an accident.
How can I find affordable auto insurance in Park Forest, IL?
To find affordable auto insurance in Park Forest, IL, consider the following tips:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Review discounts: Inquire about available discounts such as safe driver discounts, multi-policy discounts, or student discounts.
- Maintain a good driving record: Avoid accidents and traffic violations to keep your insurance premiums lower.
- Increase deductibles: Opting for higher deductibles can lower your premium, but ensure you can comfortably afford the deductible amount in case of a claim.
- Bundle insurance policies: Consider bundling your auto insurance with other policies like home or renters insurance to potentially receive a discounted rate.
What should I do if I have an accident in Park Forest, IL?
If you have an accident in Park Forest, IL, follow these steps:
- Ensure safety: Check for injuries and move to a safe location if possible.
- Call the police: Dial 911 to report the accident and request assistance.
- Exchange information: Share contact, insurance, and vehicle details with the other driver’s involved.
- Document the accident: Take photos of the accident scene and any visible damage to the vehicles.
- Notify your insurance company: Contact your insurance provider as soon as possible to report the accident and initiate the claims process.
- Seek medical attention: If you or anyone involved in the accident requires medical attention, seek appropriate medical care promptly.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joe...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.