Best Pickens, South Carolina Auto Insurance in 2024
The average Pickens, SC auto insurance rates are $285 per month. The minimum auto insurance in Pickens is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Pickens, South Carolina, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Pickens is 35.7 minutes
- The minimum auto insurance required in Pickens, South Carolina is 25/50/25
- The cheapest auto insurance company in Pickens is Geico
Pickens, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Pickens can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Pickens, South Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Pickens to other South Carolina cities, including Hilton Head Island auto insurance rates, Rock Hill auto insurance rates, and Sumter auto insurance rates to see how Pickens, South Carolina auto insurance rates stack up.
Before you buy Pickens, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Pickens, South Carolina auto insurance quotes.
Minimum Auto Insurance in Pickens, South Carolina
Pickens, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Pickens, South Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Pickens, South Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Pickens, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,310 | $2,310 | $2,214 | $2,214 | $6,149 | $7,887 | $2,572 | $2,799 |
| Farmers | $2,816 | $2,817 | $2,693 | $2,916 | $7,538 | $8,364 | $3,072 | $3,098 |
| Geico | $1,927 | $1,927 | $1,756 | $1,756 | $4,945 | $5,040 | $2,268 | $2,339 |
| Nationwide | $2,195 | $2,218 | $1,987 | $2,052 | $5,383 | $6,874 | $2,486 | $2,691 |
| Progressive | $2,190 | $2,020 | $1,890 | $1,975 | $9,320 | $10,277 | $2,528 | $2,640 |
| State Farm | $1,855 | $1,855 | $1,688 | $1,688 | $5,445 | $6,823 | $2,084 | $2,354 |
| USAA | $1,679 | $1,682 | $1,544 | $1,541 | $6,784 | $7,429 | $2,206 | $2,319 |
Cheap Pickens, South Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Pickens, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Pickens, South Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,149 | $7,887 |
| Farmers | $7,538 | $8,364 |
| Geico | $4,945 | $5,040 |
| Nationwide | $5,383 | $6,874 |
| Progressive | $9,320 | $10,277 |
| State Farm | $5,445 | $6,823 |
| USAA | $6,784 | $7,429 |
Cheap Pickens, South Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Pickens, South Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,214 | $2,214 |
| Farmers | $2,693 | $2,916 |
| Geico | $1,756 | $1,756 |
| Nationwide | $1,987 | $2,052 |
| Progressive | $1,890 | $1,975 |
| State Farm | $1,688 | $1,688 |
| USAA | $1,544 | $1,541 |
Cheap Pickens, South Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Pickens, South Carolina compared to the annual auto insurance rates with a clean record in Pickens, South Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,656 | $4,247 | $3,780 | $3,544 |
| Farmers | $3,471 | $4,841 | $4,007 | $4,338 |
| Geico | $2,108 | $2,708 | $4,055 | $2,108 |
| Nationwide | $2,603 | $3,325 | $4,164 | $2,852 |
| Progressive | $3,367 | $4,908 | $4,086 | $4,059 |
| State Farm | $2,692 | $3,319 | $2,943 | $2,943 |
| USAA | $2,483 | $3,064 | $4,264 | $2,781 |
Cheap Pickens, South Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Pickens, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Pickens, South Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,780 |
| Farmers | $4,007 |
| Geico | $4,055 |
| Nationwide | $4,164 |
| Progressive | $4,086 |
| State Farm | $2,943 |
| USAA | $4,264 |
Cheap Pickens, South Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Pickens, South Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,441 | $3,385 | $2,845 |
| Farmers | $4,743 | $4,050 | $3,700 |
| Geico | $4,186 | $2,252 | $1,797 |
| Nationwide | $3,833 | $3,127 | $2,748 |
| Progressive | $4,556 | $4,009 | $3,750 |
| State Farm | $4,264 | $2,606 | $2,051 |
| USAA | $4,921 | $2,411 | $2,112 |
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Cheap Pickens, South Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Pickens, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Pickens, South Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 29671 | $3,180 |
Cheap Pickens, South Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Pickens, South Carolina auto insurance. Find the cheapest annual Pickens, South Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,484 | $3,630 |
| Farmers | $4,164 | $4,164 |
| Geico | $2,727 | $2,763 |
| Nationwide | $3,236 | $3,236 |
| Progressive | $4,105 | $4,105 |
| State Farm | $2,901 | $3,047 |
| USAA | $3,115 | $3,181 |
Cheap Pickens, South Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Pickens, South Carolina? Check out the comparison of annual Pickens, South Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,364 | $3,542 | $3,765 |
| Farmers | $3,745 | $4,168 | $4,580 |
| Geico | $2,576 | $2,722 | $2,937 |
| Nationwide | $3,195 | $3,237 | $3,276 |
| Progressive | $3,828 | $4,060 | $4,428 |
| State Farm | $2,752 | $2,973 | $3,197 |
| USAA | $2,987 | $3,144 | $3,313 |
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Best By Category: Cheapest Auto Insurance in Pickens, South Carolina
Compare the cheapest auto insurance companies in Pickens, South Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Pickens, South Carolina Auto Insurance Companies
What auto insurance companies in Pickens, South Carolina are the cheapest? Compare the top Pickens, South Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,557 |
| Farmers | $4,164 |
| Geico | $2,745 |
| Nationwide | $3,236 |
| Progressive | $4,105 |
| State Farm | $2,974 |
| USAA | $3,148 |
What affects auto insurance rates in Pickens, South Carolina?
There are a lot of reasons why auto insurance rates in Pickens, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Pickens, South Carolina. Many local factors may affect your Pickens auto insurance rates.
Pickens Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Pickens, South Carolina commute length is 35.7 minutes according to City-Data.
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Compare Pickens, South Carolina Auto Insurance Quotes
Before you buy Pickens, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Pickens, South Carolina auto insurance quotes.
Frequently Asked Questions
How often should I review my auto insurance policy
It is generally recommended to review your auto insurance policy annually or whenever significant life events occur. Life events such as getting married, purchasing a new vehicle, moving to a new address, or experiencing changes in your driving habits can impact your insurance needs.
How can I lower my auto insurance premiums?
There are several ways you can potentially lower your auto insurance premiums in Pickens, SC. These include maintaining a clean driving record, choosing a higher deductible, bundling your auto insurance with other policies, qualifying for available discounts, driving a car with safety features, and periodically reviewing and comparing quotes from different insurance companies.
Can I add additional coverage to my auto insurance policy?
Yes, you can often add additional coverage options to your auto insurance policy in Pickens, SC. Some common optional coverages include comprehensive coverage (for damage not caused by accidents, such as theft or natural disasters), collision coverage (for damage caused by accidents), uninsured/underinsured motorist coverage, and medical payments coverage. Discuss your specific needs with your insurance provider.
How do I file an auto insurance claim?
To file an auto insurance claim in Pickens, SC, you should contact your insurance provider’s claims department. They will guide you through the process and provide the necessary forms and information. Be prepared to provide details about the accident, such as the date, time, location, and any other relevant information or documentation.
What should I do after a car accident?
After a car accident in Pickens, SC, you should prioritize your safety and the safety of others involved. It’s important to exchange information with the other parties, including insurance details, and report the accident to the police. Notify your insurance provider about the accident as soon as possible to initiate the claims process.
Can I get discounts on my auto insurance?
Yes, many insurance companies offer various discounts that can help lower your auto insurance premiums. Common discounts may include safe driver discounts, multi-policy discounts, good student discounts, anti-theft device discounts, and discounts for completing defensive driving courses. It’s recommended to ask your insurance provider about available discounts.
What factors can affect my auto insurance premiums?
Several factors can impact your auto insurance premiums in Pickens, SC. These may include your driving record, age, gender, marital status, the type of vehicle you drive, your credit history, the coverage and deductibles you choose, and the insurance company you select.
Can I choose my own coverage limits?
Yes, you can typically choose your own coverage limits for auto insurance in Pickens, SC. However, it’s essential to consider your needs and budget carefully when selecting coverage limits. Higher coverage limits provide greater financial protection but may also result in higher premiums.
What are the minimum auto insurance requirements in Pickens, SC?
The minimum auto insurance requirements in Pickens, SC may vary, but they generally include liability insurance with minimum limits for bodily injury and property damage liability. It’s important to check with your insurance provider or the South Carolina Department of Insurance for the specific requirements.
Is auto insurance mandatory in Pickens, SC?
Yes, auto insurance is mandatory in Pickens, SC, as it is in most states. The minimum required coverage typically includes liability insurance to cover bodily injury and property damage liability.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.