Best Port Jervis, New York Auto Insurance in 2024
The average Port Jervis, NY auto insurance rates are $393 per month. The minimum auto insurance in Port Jervis is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Port Jervis, New York, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Port Jervis is Geico
- The minimum auto insurance required in Port Jervis, New York is 25/50/10
- The average commute length in Port Jervis is 26.9 minutes
Port Jervis, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Port Jervis can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Port Jervis, New York, including driving record, credit, commute time, and more.
Compare auto insurance in Port Jervis to other New York cities, including Rochester auto insurance rates, New Rochelle auto insurance rates, and Buffalo auto insurance rates to see how Port Jervis, New York auto insurance rates stack up.
Before you buy Port Jervis, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Port Jervis, New York auto insurance quotes.
Minimum Auto Insurance in Port Jervis, New York
Port Jervis, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Port Jervis, New York.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Port Jervis, New York Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Port Jervis, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,663 | $3,410 | $3,446 | $3,489 | $10,870 | $11,619 | $3,566 | $3,575 |
| Geico | $1,973 | $1,898 | $1,917 | $1,889 | $4,235 | $6,248 | $1,775 | $1,816 |
| Liberty Mutual | $4,925 | $4,925 | $4,584 | $4,584 | $9,622 | $15,635 | $4,925 | $5,233 |
| Nationwide | $3,294 | $3,294 | $3,100 | $3,100 | $6,028 | $9,066 | $3,294 | $4,252 |
| Progressive | $2,527 | $2,342 | $2,004 | $2,042 | $8,368 | $9,239 | $3,224 | $3,098 |
| State Farm | $3,108 | $3,108 | $2,712 | $2,712 | $9,114 | $11,683 | $3,420 | $3,587 |
| Travelers | $3,793 | $3,747 | $3,435 | $3,633 | $8,747 | $10,311 | $3,980 | $4,080 |
| USAA | $2,108 | $2,070 | $1,914 | $1,914 | $8,632 | $10,262 | $2,704 | $2,990 |
Cheap Port Jervis, New York Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Port Jervis, New York is a challenge. Take a look at the annual teen auto insurance rates in Port Jervis, New York.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,870 | $11,619 |
| Geico | $4,235 | $6,248 |
| Liberty Mutual | $9,622 | $15,635 |
| Nationwide | $6,028 | $9,066 |
| Progressive | $8,368 | $9,239 |
| State Farm | $9,114 | $11,683 |
| Travelers | $8,747 | $10,311 |
| USAA | $8,632 | $10,262 |
Cheap Port Jervis, New York Auto Insurance for Seniors
What are senior auto insurance rates in Port Jervis, New York? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,446 | $3,489 |
| Geico | $1,917 | $1,889 |
| Liberty Mutual | $4,584 | $4,584 |
| Nationwide | $3,100 | $3,100 |
| Progressive | $2,004 | $2,042 |
| State Farm | $2,712 | $2,712 |
| Travelers | $3,435 | $3,633 |
| USAA | $1,914 | $1,914 |
Cheap Port Jervis, New York Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Port Jervis, New York compared to the annual auto insurance rates with a clean record in Port Jervis, New York.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,600 | $4,600 | $6,782 | $5,838 |
| Geico | $2,106 | $2,297 | $4,367 | $2,106 |
| Liberty Mutual | $5,426 | $5,426 | $10,939 | $5,426 |
| Nationwide | $3,344 | $3,344 | $7,603 | $3,424 |
| Progressive | $3,991 | $3,991 | $4,424 | $4,016 |
| State Farm | $4,694 | $4,694 | $5,167 | $5,167 |
| Travelers | $4,432 | $5,585 | $5,661 | $5,184 |
| USAA | $3,623 | $3,683 | $5,308 | $3,683 |
Cheap Port Jervis, New York Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Port Jervis, New York is not easy. Compare the annual rates for DUI auto insurance in Port Jervis, New York to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,782 |
| Geico | $4,367 |
| Liberty Mutual | $10,939 |
| Nationwide | $7,603 |
| Progressive | $4,424 |
| State Farm | $5,167 |
| Travelers | $5,661 |
| USAA | $5,308 |
Cheap Port Jervis, New York Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Port Jervis, New York annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,897 | $4,558 | $3,909 |
| Geico | $3,407 | $2,503 | $2,246 |
| Liberty Mutual | $9,532 | $6,225 | $4,655 |
| Nationwide | $4,429 | $4,429 | $4,429 |
| Progressive | $6,608 | $3,312 | $2,396 |
| State Farm | $6,962 | $4,365 | $3,464 |
| Travelers | $7,305 | $4,486 | $3,856 |
| USAA | $6,270 | $3,162 | $2,791 |
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Cheap Port Jervis, New York Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Port Jervis, New York can vary. Compare the annual cost of auto insurance by ZIP code in Port Jervis, New York to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 12771 | $4,778 |
Cheap Port Jervis, New York Auto Insurance Rates By Commute
Commute length and annual mileage affect Port Jervis, New York auto insurance. Find the cheapest annual Port Jervis, New York auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,378 | $5,532 |
| Geico | $2,639 | $2,799 |
| Liberty Mutual | $6,613 | $6,996 |
| Nationwide | $4,429 | $4,429 |
| Progressive | $4,105 | $4,105 |
| State Farm | $4,752 | $5,108 |
| Travelers | $5,216 | $5,216 |
| USAA | $4,033 | $4,115 |
Cheap Port Jervis, New York Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Port Jervis, New York? Check out the comparison of annual Port Jervis, New York auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,080 | $5,431 | $5,853 |
| Geico | $2,564 | $2,706 | $2,885 |
| Liberty Mutual | $6,496 | $6,783 | $7,134 |
| Nationwide | $4,156 | $4,391 | $4,739 |
| Progressive | $3,880 | $4,076 | $4,360 |
| State Farm | $4,696 | $4,956 | $5,139 |
| Travelers | $4,920 | $5,155 | $5,572 |
| USAA | $3,942 | $4,051 | $4,230 |
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Best By Category: Cheapest Auto Insurance in Port Jervis, New York
Compare the cheapest auto insurance companies in Port Jervis, New York in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
The Cheapest Port Jervis, New York Auto Insurance Companies
What auto insurance companies in Port Jervis, New York are the cheapest? Compare the top Port Jervis, New York auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,455 |
| Geico | $2,719 |
| Liberty Mutual | $6,804 |
| Nationwide | $4,429 |
| Progressive | $4,105 |
| State Farm | $4,930 |
| Travelers | $5,216 |
| USAA | $4,074 |
What affects auto insurance rates in Port Jervis, New York?
There are a lot of reasons why auto insurance rates in Port Jervis, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Port Jervis, New York. Many local factors may affect your Port Jervis auto insurance rates.
Port Jervis Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Port Jervis, New York commute length is 26.9 minutes according to City-Data.
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Compare Port Jervis, New York Auto Insurance Quotes
Before you buy Port Jervis, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Port Jervis, New York auto insurance quotes.
Frequently Asked Questions
What is Port Jervis, NY auto insurance?
Port Jervis, NY auto insurance refers to the insurance coverage required for vehicles registered and operated in Port Jervis, New York. It provides financial protection in case of accidents, damage, theft, or other covered events involving your vehicle.
What types of auto insurance coverage are available in Port Jervis, NY?
The common types of auto insurance coverage available in Port Jervis, NY include liability coverage, which is mandatory and covers injuries and property damage to others, as well as optional coverages like collision, comprehensive, medical payments, uninsured/underinsured motorist, and personal injury protection (PIP).
Is auto insurance mandatory in Port Jervis, NY?
Yes, auto insurance is mandatory in Port Jervis, NY, as it is in the rest of New York State. The minimum required coverage includes liability insurance with specific minimum limits for bodily injury and property damage liability.
What are the minimum liability insurance requirements in Port Jervis, NY?
The minimum liability insurance requirements in Port Jervis, NY are as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $10,000 property damage liability per accident
Can I purchase additional auto insurance coverage in Port Jervis, NY?
Yes, you can purchase additional auto insurance coverage beyond the minimum requirements in Port Jervis, NY. Optional coverages like collision, comprehensive, medical payments, uninsured/underinsured motorist, and PIP can provide enhanced protection for your vehicle, yourself, and your passengers.
How can I find the best auto insurance in Port Jervis, NY?
To find the best auto insurance in Port Jervis, NY, consider these steps:
- Shop around and compare quotes from multiple insurance companies.
- Assess the coverage options, limits, and deductibles offered by each insurer.
- Check the financial stability and reputation of the insurance companies.
- Read customer reviews and ratings to evaluate their customer service.
- Take into account any discounts or special features that may be available.
Are there any discounts available for auto insurance in Port Jervis, NY?
Many insurance companies offer discounts on auto insurance in Port Jervis, NY. Common discounts include multi-vehicle discounts, safe driving discounts, bundling discounts, and discounts for certain safety features on your vehicle. It’s recommended to inquire about available discounts when obtaining quotes from insurance providers.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.