Best RBC Auto Insurance Discounts in 2024

If you want to save some cash on your auto insurance, you may qualify for one or more RBC Insurance auto insurance discounts, which provide several ways to save. For instance, if you have a hybrid vehicle, multiple cars, or a certain type of employment, you may be able to save considerable funds each month.

RBC’s discounts may apply if you’re interested in comprehensive, full, or liability auto insurance. However, RBC auto insurance discounts come with specific conditions, so a little research can go a long way, regardless of the savings you’re interested in.

Available RBC Insurance Auto Insurance Discounts

RBC Insurance provides a variety of cost savings. Here’s what you can choose from:

• Multi-vehicle: You can save on your premiums if you and your partner or spouse insure more than one vehicle via the same policy or when you have separate policies through RBC.
• Autonomous emergency braking: This discount applies to vehicles equipped to monitor the distances of vehicles in front of them and automatically start braking. RBC also stipulates that the system has to have been installed by the car’s original manufacturer.
• Combining home and auto policies: You can save as much as 15% if you and your partner or spouse have your auto and home insurance policies with RBC.
• Hybrid vehicle: How to get a green vehicle auto insurance discount is useful to know and applies to electric or hybrid vehicles with a gasoline engine and an electric motor.
• Group and affinity program: RBC offers discounts to members of specific groups, such as employees of a particular company, union, or another organization that has partnered with RBC Insurance.
• Professional occupation discounts: As with other companies offering auto insurance discounts, your occupation can save you money. By declaring your occupation in the application process, in combination with a university degree, you may be able to save money each month. You’ll have to check with your broker or agent to verify whether your occupation qualifies.
• Discounts for students attending school out-of-town: This discount applies to occasional drivers attending school outside of the town where their parents live, who are under 25 years old and are covered by a parent’s policy.

The amount of discount available with these programs may vary, so it’s best to ask an agent how much money you’ll be able to save. However, when you bundle auto and home insurance, you can save as much as 15% on your coverage.

RBC Insurance Auto Insurance Discount Eligibility

Determining whether you qualify is relatively straightforward for some RBC Auto Insurance discounts, such as those for people with multiple vehicles. But for some of RBC’s deals, you may have to check in with your employer, affinity group, or vehicle manufacturer.

For example, to qualify for the automatic emergency braking (AEB) discount, your vehicle must have an automated emergency braking system installed by the manufacturer. Therefore, if you’d like to take advantage of RBC’s AEB discount, you should ensure your car comes with this option.

Another point to remember is the type of automatic braking your vehicle comes with. RBC provides discounts for vehicles that brake when they sense another car or object in front of them. But you may not get a discount if your vehicle only automatically brakes to assist with parking while backing up or as part of its cruise control function.

You may have to contact an RBC broker to determine whether you qualify for some discounts. For example, RBC’s discount for students attending school out of town only applies to “occasional” drivers.

An occasional driver, in this context, would be a student who only borrows their parent’s vehicle periodically. Auto insurance for college students under other circumstances will not qualify. But to be 100% sure a driver only uses a vehicle on what RBC categorizes as “occasional,” it may be a good idea to contact a representative.

RBC Insurance offers a Range of Auto Insurance Discounts

RBC Insurance can offer subscribers discounts depending on the kind or number of vehicles they have or their situation. To ensure you qualify for a discount, you may have to verify that each deal’s details apply to your vehicle or situation.

Once you establish your eligibility and your broker confirms, your policy will factor the data you provide into your monthly premiums.