Receive Auto Insurance Quotes Fast Without Commitment

You can compare auto insurance rates without paying a dime or committing to any company. Compare quotes from the top auto insurance companies and save up to $859.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to remember...

  • Most auto insurance companies require a good driving record
  • Liability insurance is the minimum amount of coverage you can buy
  • Comprehensive and collision offer drivers more protection than basic liability

Most people are very busy holding down a job, going to college or raising a family, so finding the time to shop for car insurance may seem like a daunting task.

Thankfully, receiving auto insurance quotes is quicker than ever and can be done without making any commitment!

Have you recently purchased a new car and need to insure it? Or, are you considering your insurance options and trying to find a better policy that fits your budget?

Then by following these tips, you can make hunting for car insurance quick and painless.

Find affordable insurance for your car without making a commitment now by entering your zip code into the FREE box below!

Shop without Committing

The good news is that you don’t have to commit to any policy or company while you shop around for car insurance quotes.

While you may have to answer some general questions, nearly every major provider will provide a free insurance quote as a way to attract your business.

In other words, you’re not required to sign or buy anything once you’ve received your quote.

If a website or company claiming to offer free insurance quotes asks for payment or your credit card information beforehand, don’t give them anything! It’s likely a scam.


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Review Your Situation

Of course, before you begin, it’s important to review your driving circumstances. If you’re considering changing insurance providers or want to find a better policy for your car, then the coverage you need could be drastically different from before.

In fact, depending on your situation, you could be in line for some big savings on your car insurance.

For example, if you’ve moved recently and are driving in much lighter traffic, then you may not need as much insurance as you did before.

If you’re primarily working out of the house now and rarely driving at all, then your new insurance premiums will likely be less.

Before you begin asking for quotes, it’s important to consider your situation so that you relay the proper information to an insurance provider.

Unfortunately, if you’ve recently received a few speeding tickets or caused a car accident, then your insurance rates will almost certainly go up.

Just as they likely will if you’re driving much further these days and in heavier traffic because of a new job.

Type of Coverage

Before you seek out insurance quotes for your car, it’s a good idea to think about what kind of coverage you need.

Every state requires you to purchase property damage and bodily injury liability insurance for your car.

While liability insurance helps pay for damages people and property receive in an accident you cause, it does not pay for the repairs your car needs if you’re found at fault.

Depending on your health insurance plan, you could also be on the hook for you and your passenger’s medical bills.

This is why many drivers elect to purchase collision insurance and personal injury protection coverage as well so that they are protected from bills that could cost a fortune.

In addition, if you elect to only buy a small amount of liability insurance, you may not be sufficiently covered to cover the bills of another driver in a serious accident.

Many drivers also purchase comprehensive insurance for their car, particularly if they live in a highly populated area or a region with extreme weather.

Comprehensive coverage pays for damages that occur in incidents that don’t involve another car or motorist.

For example, if your car is heavily damaged in a break in or hail storm, the repairs needed to fix it could cost thousands of dollars. Comprehensive insurance will cover these bills.

As you look for insurance quotes, it’s important to consider what kind of insurance coverage you think you’ll require.

The Insurance Information Institute provides extensive information about car insurance and what each type of coverage does.

State Requirements

While each state requires you to carry liability insurance, the amount varies from state-to-state.

Some states require drivers to purchase additional coverage, like personal injury protection for example, so it’s important to review your state’s requirements before you start shopping.

The department that has this information varies depending on the state.

For example, in New Mexico, it’s the Motor Vehicle Division; while in Idaho, it’s the Department of Insurance.

While by law, insurance providers are required to base their rates on each state’s minimum requirements, reviewing this info will help you assess the quotes you receive.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Gather Your Information

To make your shopping experience as quick and easy as possible, gather all of your necessary information beforehand to avoid any delays.

Some companies and insurance-related websites will also ask for your social security number so that they can access your driving record or credit rating.

If you’ve been involved in a couple of car accidents or received several speeding tickets, then the company needs to know that before they offer you a quote.

If you have a spotless driving record and consistently pay your bills on time, then they also want to know that as well.

These are just general questions that insurance companies ask to provide a quote. Typically, you only need to give information that is more personal once you’re ready to commit, but not before!

Contact an Insurance Broker

One of the ways you can get insurance quotes without making a commitment is through contacting an independent insurance broker.

Typically, insurance brokers are licensed professionals, who provide potential customers with information about various types of insurance.

Because they do not work for one specific company, they can provide you with quotes from several different providers.

Many insurance brokers work on commission, so, there is no commitment to buy anything after they’ve provided you with several quotes.

Before you contact one, however, be sure to ask how they are paid for their services. Then you can decide if you want to meet with a broker who charges by the hour or on commission.

You can learn more about independent insurance brokers through the Independent Insurance Agents and Brokers of America.

Find Quotes Online

While independent insurance agents can provide car insurance quotes without requiring any commitment, many people find looking online much more convenient.

Websites that specialize in offering car insurance rates and comparisons can be found by simply searching online from your own home.

In addition, they don’t require you to give any personal information and there’s no face-to-face pressure to buy anything.

Comparison websites will also ask you to answer several general questions, like whether you lease or own your car and what you typically use your vehicle for.

Once you’ve done that it will provide you with insurance quotes from several companies right away!

It’s important to remember that a free insurance quote is an estimate.

Once you’ve provided an insurance company with more specific information regarding your circumstances the quote will likely go up or down.

Be sure to review the quotes to make sure they reflect the kind of coverage you’re looking for.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Research the Providers

Although most insurance rates websites provide quotes from major providers who are well established, it’s always a good idea to do some research about each company.

Some things to consider include:

  • Does the company provide good customer service?
  •  Have there been many complaints about their insurance policies?
  •  Have they been helpful when customers that have had to file insurance claims?

You can usually find information online about each major provider by just doing a quick search, and the Better Business Bureau is also a great resource to get information about a company.

Get a Discount

Once you’ve received some quotes, commitment-free, be sure to ask for a discount before you purchase anything!

Some major providers will offer discounts as a way to seal the deal and lock up your business, particularly if you have a clean driving record and solid credit rating.

Many companies offer discounts to seniors and veterans as well.

In addition, your current provider may offer you a discount to retain your business if you’ve been a good customer.

Since it’s so easy to find free quotes from all the major providers, however, it’s always a good idea to shop around first.

Purchasing Insurance

Once you’ve decided on an insurance policy for your car then it’s finally time to commit!

Before you purchase new insurance, however, it’s a good idea to review the cancellation policies on your current coverage.

Some providers will charge penalties or fees for not providing enough notice before you cancel.

Last but not least, make sure you have a new policy purchased and ready to go before you cancel your current insurance. This way the insurance coverage on your vehicle won’t lapse and your car will be ready to go when you are.

Click here to compare car insurance quotes instantly when you enter your zip code into our FREE search tool below!



Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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