Best Roswell, New Mexico Auto Insurance in 2024
The average Roswell, NM auto insurance rates are $293 per month. The minimum auto insurance in Roswell is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Roswell, New Mexico, compare quotes from multiple companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Roswell is 18.0 minutes
- The minimum auto insurance required in Roswell, New Mexico is 25/50/10
- Average auto insurance rates in Roswell, NM for senior drivers are $2,025 per year
Roswell, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Roswell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Roswell, New Mexico, including driving record, credit, commute time, and more.
Compare auto insurance in Roswell to other New Mexico cities, including Hobbs auto insurance rates, Albuquerque auto insurance rates, and Santa Fe auto insurance rates to see how Roswell, New Mexico auto insurance rates stack up.
Before you buy Roswell, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Roswell, New Mexico auto insurance quotes.
Minimum Auto Insurance in Roswell, New Mexico
Roswell, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Roswell, New Mexico.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Roswell, New Mexico Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Roswell, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,629 | $2,670 | $2,362 | $2,495 | $8,143 | $9,314 | $2,978 | $3,173 |
| Farmers | $2,551 | $2,543 | $2,289 | $2,422 | $9,860 | $10,149 | $2,873 | $2,992 |
| Geico | $2,824 | $2,906 | $2,668 | $2,668 | $7,777 | $10,704 | $2,963 | $3,046 |
| Nationwide | $2,556 | $2,602 | $2,315 | $2,436 | $6,186 | $7,837 | $2,885 | $3,098 |
| Progressive | $1,604 | $1,554 | $1,453 | $1,459 | $6,577 | $7,409 | $1,942 | $2,007 |
| State Farm | $1,596 | $1,596 | $1,446 | $1,446 | $4,345 | $5,475 | $1,789 | $1,971 |
| USAA | $1,512 | $1,499 | $1,446 | $1,439 | $3,941 | $4,449 | $1,865 | $1,994 |
Cheap Roswell, New Mexico Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Roswell, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Roswell, New Mexico.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,143 | $9,314 |
| Farmers | $9,860 | $10,149 |
| Geico | $7,777 | $10,704 |
| Nationwide | $6,186 | $7,837 |
| Progressive | $6,577 | $7,409 |
| State Farm | $4,345 | $5,475 |
| USAA | $3,941 | $4,449 |
Cheap Roswell, New Mexico Auto Insurance for Seniors
What are senior auto insurance rates in Roswell, New Mexico? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,362 | $2,495 |
| Farmers | $2,289 | $2,422 |
| Geico | $2,668 | $2,668 |
| Nationwide | $2,315 | $2,436 |
| Progressive | $1,453 | $1,459 |
| State Farm | $1,446 | $1,446 |
| USAA | $1,446 | $1,439 |
Cheap Roswell, New Mexico Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Roswell, New Mexico compared to the annual auto insurance rates with a clean record in Roswell, New Mexico.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,542 | $4,585 | $4,820 | $3,935 |
| Farmers | $3,775 | $4,840 | $4,724 | $4,500 |
| Geico | $2,626 | $4,205 | $8,321 | $2,626 |
| Nationwide | $2,773 | $3,925 | $5,105 | $3,154 |
| Progressive | $2,597 | $3,545 | $2,795 | $3,065 |
| State Farm | $2,308 | $2,508 | $2,508 | $2,508 |
| USAA | $1,683 | $2,342 | $3,089 | $1,959 |
Cheap Roswell, New Mexico Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Roswell, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Roswell, New Mexico to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,820 |
| Farmers | $4,724 |
| Geico | $8,321 |
| Nationwide | $5,105 |
| Progressive | $2,795 |
| State Farm | $2,508 |
| USAA | $3,089 |
Cheap Roswell, New Mexico Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Roswell, New Mexico annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,919 | $4,042 | $3,701 |
| Farmers | $5,123 | $4,231 | $4,026 |
| Geico | $4,997 | $4,333 | $4,004 |
| Nationwide | $4,575 | $3,553 | $3,090 |
| Progressive | $3,291 | $2,935 | $2,776 |
| State Farm | $3,518 | $2,156 | $1,700 |
| USAA | $2,834 | $2,126 | $1,845 |
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Cheap Roswell, New Mexico Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Roswell, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Roswell, New Mexico to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 88201 | $3,698 |
| 88203 | $3,684 |
Cheap Roswell, New Mexico Auto Insurance Rates By Commute
Commute length and annual mileage affect Roswell, New Mexico auto insurance. Find the cheapest annual Roswell, New Mexico auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,221 | $4,221 |
| Farmers | $4,460 | $4,460 |
| Geico | $4,378 | $4,511 |
| Nationwide | $3,739 | $3,739 |
| Progressive | $3,001 | $3,001 |
| State Farm | $2,396 | $2,521 |
| USAA | $2,201 | $2,336 |
Cheap Roswell, New Mexico Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Roswell, New Mexico? Check out the comparison of annual Roswell, New Mexico auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,062 | $4,214 | $4,387 |
| Farmers | $4,134 | $4,431 | $4,816 |
| Geico | $4,154 | $4,433 | $4,747 |
| Nationwide | $3,704 | $3,712 | $3,802 |
| Progressive | $2,862 | $3,002 | $3,138 |
| State Farm | $2,245 | $2,467 | $2,662 |
| USAA | $2,102 | $2,280 | $2,424 |
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Best By Category: Cheapest Auto Insurance in Roswell, New Mexico
Compare the cheapest auto insurance companies in Roswell, New Mexico in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Roswell, New Mexico Auto Insurance Companies
What auto insurance companies in Roswell, New Mexico are the cheapest? Compare the top Roswell, New Mexico auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,221 |
| Farmers | $4,460 |
| Geico | $4,444 |
| Nationwide | $3,739 |
| Progressive | $3,001 |
| State Farm | $2,458 |
| USAA | $2,268 |
What affects auto insurance rates in Roswell, New Mexico?
There are a lot of reasons why auto insurance rates in Roswell, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Roswell, New Mexico. Many local factors may affect your Roswell auto insurance rates.
Roswell Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Roswell, New Mexico auto theft statistics, there have been 154 auto thefts in the city.
Roswell Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Roswell, New Mexico commute length is 18.0 minutes according to City-Data.
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Compare Roswell, New Mexico Auto Insurance Quotes
Before you buy Roswell, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Roswell, New Mexico auto insurance quotes.
Frequently Asked Questions
How can I save money on auto insurance in Roswell, New Mexico?
Compare quotes, opt for higher deductibles, use discounts, maintain a clean record, and improve your credit score.
Can I find affordable auto insurance with poor credit in Roswell, New Mexico?
Poor credit affects rates, but compare quotes and look for specialized options.
Is the minimum auto insurance coverage required in Roswell, New Mexico sufficient?
It meets legal requirements but higher coverage limits offer better protection.
What is the average commute length in Roswell, New Mexico?
The average is 18.0 minutes but can vary by location.
Any special considerations for teen drivers in Roswell, New Mexico?
Teen drivers face higher rates; explore options like safe driving programs.
How can I compare auto insurance quotes in Roswell, New Mexico?
Use online platforms or contact providers for accurate quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.