Best Santee, South Carolina Auto Insurance in 2024
The average Santee, SC auto insurance rates are $313 per month. The minimum auto insurance in Santee is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Santee, South Carolina, compare quotes from multiple companies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Santee, South Carolina is 25/50/25
- The most expensive auto insurance company in Santee for teen drivers is Progressive
- Average auto insurance rates in Santee, SC for senior drivers are $2,241 per year
Santee, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Santee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Santee, South Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Santee to other South Carolina cities, including Summerville auto insurance rates, Rock Hill auto insurance rates, and Greenville auto insurance rates to see how Santee, South Carolina auto insurance rates stack up.
Before you buy Santee, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Santee, South Carolina auto insurance quotes.
Minimum Auto Insurance in Santee, South Carolina
Santee, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Santee, South Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Santee, South Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Santee, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,588 | $2,588 | $2,469 | $2,469 | $6,577 | $8,408 | $2,868 | $3,122 |
| Farmers | $3,143 | $3,176 | $3,003 | $3,273 | $8,131 | $8,935 | $3,422 | $3,446 |
| Geico | $2,415 | $2,415 | $2,205 | $2,205 | $5,911 | $6,044 | $2,820 | $2,895 |
| Nationwide | $2,426 | $2,468 | $2,177 | $2,274 | $5,648 | $7,342 | $2,728 | $2,996 |
| Progressive | $2,428 | $2,247 | $2,081 | $2,170 | $9,694 | $10,718 | $2,780 | $2,888 |
| State Farm | $2,064 | $2,064 | $1,852 | $1,852 | $5,675 | $7,170 | $2,311 | $2,584 |
| USAA | $1,811 | $1,818 | $1,668 | $1,672 | $7,180 | $7,860 | $2,377 | $2,507 |
Cheap Santee, South Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Santee, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Santee, South Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,577 | $8,408 |
| Farmers | $8,131 | $8,935 |
| Geico | $5,911 | $6,044 |
| Nationwide | $5,648 | $7,342 |
| Progressive | $9,694 | $10,718 |
| State Farm | $5,675 | $7,170 |
| USAA | $7,180 | $7,860 |
Cheap Santee, South Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Santee, South Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,469 | $2,469 |
| Farmers | $3,003 | $3,273 |
| Geico | $2,205 | $2,205 |
| Nationwide | $2,177 | $2,274 |
| Progressive | $2,081 | $2,170 |
| State Farm | $1,852 | $1,852 |
| USAA | $1,668 | $1,672 |
Cheap Santee, South Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Santee, South Carolina compared to the annual auto insurance rates with a clean record in Santee, South Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,953 | $4,626 | $4,097 | $3,869 |
| Farmers | $3,828 | $5,242 | $4,386 | $4,810 |
| Geico | $2,581 | $3,319 | $4,976 | $2,581 |
| Nationwide | $2,784 | $3,607 | $4,568 | $3,069 |
| Progressive | $3,592 | $5,190 | $4,371 | $4,351 |
| State Farm | $2,921 | $3,533 | $3,166 | $3,166 |
| USAA | $2,663 | $3,286 | $4,516 | $2,982 |
Cheap Santee, South Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Santee, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Santee, South Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,097 |
| Farmers | $4,386 |
| Geico | $4,976 |
| Nationwide | $4,568 |
| Progressive | $4,371 |
| State Farm | $3,166 |
| USAA | $4,516 |
Cheap Santee, South Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Santee, South Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,891 | $3,672 | $3,095 |
| Farmers | $5,280 | $4,399 | $4,020 |
| Geico | $5,131 | $2,759 | $2,202 |
| Nationwide | $4,182 | $3,369 | $2,971 |
| Progressive | $4,888 | $4,270 | $3,969 |
| State Farm | $4,589 | $2,800 | $2,201 |
| USAA | $5,237 | $2,585 | $2,262 |
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Cheap Santee, South Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Santee, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Santee, South Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 29142 | $3,474 |
Cheap Santee, South Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Santee, South Carolina auto insurance. Find the cheapest annual Santee, South Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,805 | $3,967 |
| Farmers | $4,566 | $4,566 |
| Geico | $3,345 | $3,383 |
| Nationwide | $3,507 | $3,507 |
| Progressive | $4,376 | $4,376 |
| State Farm | $3,117 | $3,276 |
| USAA | $3,326 | $3,397 |
Cheap Santee, South Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Santee, South Carolina? Check out the comparison of annual Santee, South Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,663 | $3,868 | $4,127 |
| Farmers | $4,039 | $4,559 | $5,101 |
| Geico | $3,117 | $3,328 | $3,647 |
| Nationwide | $3,499 | $3,502 | $3,522 |
| Progressive | $4,018 | $4,309 | $4,800 |
| State Farm | $2,972 | $3,195 | $3,422 |
| USAA | $3,159 | $3,356 | $3,569 |
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Best By Category: Cheapest Auto Insurance in Santee, South Carolina
Compare the cheapest auto insurance companies in Santee, South Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Santee, South Carolina Auto Insurance Companies
What auto insurance companies in Santee, South Carolina are the cheapest? Compare the top Santee, South Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,886 |
| Farmers | $4,566 |
| Geico | $3,364 |
| Nationwide | $3,507 |
| Progressive | $4,376 |
| State Farm | $3,196 |
| USAA | $3,362 |
What affects auto insurance rates in Santee, South Carolina?
There are a lot of reasons why auto insurance rates in Santee, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Santee, South Carolina. Many local factors may affect your Santee auto insurance rates.
Santee Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Santee, South Carolina commute length is 22.1 minutes according to City-Data.
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Compare Santee, South Carolina Auto Insurance Quotes
Before you buy Santee, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Santee, South Carolina auto insurance quotes.
Frequently Asked Questions
Can I get auto insurance coverage for a rental car in Santee, South Carolina?
Yes, most auto insurance policies in Santee, South Carolina provide coverage for rental cars. However, it’s essential to review your policy or contact your insurance company to confirm the extent of coverage and any limitations or additional requirements.
Can I change my auto insurance policy in Santee, South Carolina?
Yes, you can make changes to your auto insurance policy in Santee, South Carolina. Whether you want to add or remove coverage, update your personal information, or adjust your policy limits, contact your insurance company or agent to discuss the changes you wish to make.
Can I get auto insurance as a high-risk driver in Santee, South Carolina?
Yes, it’s possible to obtain auto insurance as a high-risk driver in Santee, South Carolina. However, insurance companies may consider you a higher risk and charge higher premiums. You may need to explore options such as non-standard or high-risk insurance providers to find coverage that suits your needs.
What happens if I let my auto insurance policy lapse in Santee, South Carolina?
Allowing your auto insurance policy to lapse in Santee, South Carolina can have consequences. It’s illegal to drive without insurance in the state, and you may face penalties such as fines, license suspension, and even vehicle impoundment. Additionally, having a gap in coverage can lead to higher insurance rates in the future.
Are there any discounts available for auto insurance in Santee, South Carolina?
Yes, many insurance companies offer various discounts that can help you save on your auto insurance premiums in Santee, South Carolina. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, and discounts for installing safety features in your vehicle.
Can auto insurance rates vary by ZIP code in Santee, SC?
Yes, auto insurance rates can vary by ZIP code in Santee, SC. Factors such as population density, crime rates, and accident statistics in a particular area can influence insurance premiums.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.