Best Cheap Auto Insurance in Savanna, IL (2021)

The average Savanna, IL auto insurance rates are $250 per month. The minimum auto insurance in Savanna is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Savanna, Illinois, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Savanna is Nationwide
  • The minimum auto insurance required in Savanna, Illinois is 25/50/20
  • Average auto insurance rates in Savanna, IL for senior drivers are $1,733 per year

Savanna, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Savanna can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Savanna, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Savanna to other Illinois cities, including Champaign auto insurance rates, Naperville auto insurance rates, and Aurora auto insurance rates to see how Savanna, Illinois auto insurance rates stack up.

Before you buy Savanna, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Savanna, Illinois auto insurance quotes.

Minimum Auto Insurance in Savanna, Illinois

Savanna, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Savanna, Illinois.

Minimum Required Auto Insurance Coverage in Savanna, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Savanna, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Savanna, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Savanna, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,275 $3,290 $3,422 $3,422 $8,496 $11,080 $3,942 $4,263
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,298 $2,300 $2,043 $2,153 $9,581 $9,987 $2,626 $2,759
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,353 $1,461 $1,128 $1,260 $4,425 $4,922 $1,413 $1,490
Nationwide $1,421 $1,449 $1,269 $1,345 $3,728 $4,788 $1,637 $1,772
Progressive $1,954 $1,863 $1,610 $1,680 $6,699 $7,533 $2,330 $2,512
State Farm $1,419 $1,419 $1,254 $1,254 $3,891 $4,944 $1,600 $1,835
Travelers $1,545 $1,632 $1,392 $1,485 $4,285 $5,324 $1,643 $1,732
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

Cheap Savanna, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Savanna, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Savanna, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Savanna, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,496 $11,080
American Family $6,175 $8,572
Farmers $9,581 $9,987
GEICO $4,524 $4,715
Liberty Mutual $4,425 $4,922
Nationwide $3,728 $4,788
Progressive $6,699 $7,533
State Farm $3,891 $4,944
Travelers $4,285 $5,324
USAA $4,862 $5,356

Cheap Savanna, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Savanna, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Savanna, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,014 $2,014
Farmers $2,043 $2,153
GEICO $1,429 $1,724
Liberty Mutual $1,128 $1,260
Nationwide $1,269 $1,345
Progressive $1,610 $1,680
State Farm $1,254 $1,254
Travelers $1,392 $1,485
USAA $1,395 $1,371

Cheap Savanna, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Savanna, Illinois compared to the annual auto insurance rates with a clean record in Savanna, Illinois.

Annual Savanna, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,249 $5,820 $4,839
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,564 $4,584 $4,470 $4,255
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,819 $2,576 $2,267 $2,064
Nationwide $1,760 $2,268 $2,660 $2,017
Progressive $2,706 $3,972 $2,993 $3,418
State Farm $2,025 $2,380 $2,202 $2,202
Travelers $1,900 $2,480 $2,759 $2,381
USAA $1,794 $2,581 $3,528 $2,162

Cheap Savanna, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Savanna, Illinois is not easy. Compare the annual rates for DUI auto insurance in Savanna, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Savanna, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,820
American Family $4,889
Farmers $4,470
GEICO $3,243
Liberty Mutual $2,267
Nationwide $2,660
Progressive $2,993
State Farm $2,202
Travelers $2,759
USAA $3,528

Cheap Savanna, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Savanna, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Savanna, Illinois

Insurance Company Poor Fair Good
Allstate $6,568 $4,737 $4,141
American Family $4,695 $3,190 $2,696
Farmers $4,804 $4,023 $3,828
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,086 $1,925 $1,534
Nationwide $2,593 $2,094 $1,842
Progressive $3,743 $3,161 $2,913
State Farm $3,203 $1,917 $1,486
Travelers $2,914 $2,328 $1,898
USAA $3,347 $2,303 $1,900

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Cheap Savanna, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Savanna, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Savanna, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Savanna, Illinois

ZIP Code Average Annual Rates
61074 $2,943

Cheap Savanna, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Savanna, Illinois auto insurance. Find the cheapest annual Savanna, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Savanna, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,149 $5,149
American Family $3,482 $3,573
Farmers $4,218 $4,218
GEICO $2,338 $2,425
Liberty Mutual $2,182 $2,182
Nationwide $2,176 $2,176
Progressive $3,272 $3,272
State Farm $2,148 $2,257
Travelers $2,287 $2,473
USAA $2,446 $2,587

Cheap Savanna, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Savanna, Illinois? Check out the comparison of annual Savanna, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Savanna, Illinois

Insurance Company Low Medium High
Allstate $5,005 $5,144 $5,297
American Family $3,413 $3,656 $3,512
Farmers $4,029 $4,126 $4,499
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,056 $2,176 $2,312
Nationwide $2,174 $2,190 $2,164
Progressive $3,010 $3,260 $3,547
State Farm $2,101 $2,205 $2,300
Travelers $2,244 $2,377 $2,518
USAA $2,344 $2,513 $2,692

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Best By Category: Cheapest Auto Insurance in Savanna, Illinois

Compare the cheapest auto insurance companies in Savanna, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Savanna, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Savanna, Illinois Auto Insurance Companies

What auto insurance companies in Savanna, Illinois are the cheapest? Compare the top Savanna, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Savanna, Illinois

Insurance Company Average Annual Rates
Allstate $5,149
American Family $3,527
Farmers $4,218
GEICO $2,382
Liberty Mutual $2,182
Nationwide $2,176
Progressive $3,272
State Farm $2,202
Travelers $2,380
USAA $2,516

What affects auto insurance rates in Savanna, Illinois?

There are a lot of reasons why auto insurance rates in Savanna, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Savanna, Illinois. Many local factors may affect your Savanna auto insurance rates.

Savanna Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Savanna, Illinois commute length is 26.2 minutes according to City-Data.

Savanna Traffic

How does Savanna, Illinois rank for traffic? According to Inrix Savanna, Illinois is the 861st most congested worldwide.

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Compare Savanna, Illinois Auto Insurance Quotes

Before you buy Savanna, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Savanna, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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