Best Spartanburg, South Carolina Auto Insurance in 2024
The average Spartanburg, SC auto insurance rates are $304 per month. The minimum auto insurance in Spartanburg is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Spartanburg, South Carolina, compare quotes from multiple companies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Spartanburg is Geico
- The average commute length in Spartanburg is 20.3 minutes
- The most expensive auto insurance company in Spartanburg for teen drivers is Progressive
Spartanburg, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Spartanburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spartanburg, South Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Spartanburg to other South Carolina cities, including Mount Pleasant auto insurance rates, Sumter auto insurance rates, and Goose Creek auto insurance rates to see how Spartanburg, South Carolina auto insurance rates stack up.
Before you buy Spartanburg, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spartanburg, South Carolina auto insurance quotes.
Minimum Auto Insurance in Spartanburg, South Carolina
Spartanburg, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spartanburg, South Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Spartanburg, South Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Spartanburg, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,506 | $2,506 | $2,396 | $2,396 | $6,555 | $8,394 | $2,785 | $3,032 |
| Farmers | $3,169 | $3,164 | $3,025 | $3,286 | $8,459 | $9,461 | $3,453 | $3,506 |
| Geico | $2,032 | $2,032 | $1,852 | $1,852 | $4,944 | $5,065 | $2,374 | $2,433 |
| Nationwide | $2,302 | $2,331 | $2,078 | $2,153 | $5,590 | $7,173 | $2,605 | $2,831 |
| Progressive | $2,473 | $2,285 | $2,136 | $2,234 | $10,684 | $11,798 | $2,867 | $3,007 |
| State Farm | $1,898 | $1,898 | $1,726 | $1,726 | $5,578 | $6,985 | $2,133 | $2,415 |
| USAA | $1,650 | $1,649 | $1,522 | $1,515 | $6,794 | $7,424 | $2,172 | $2,277 |
Cheap Spartanburg, South Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Spartanburg, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Spartanburg, South Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,555 | $8,394 |
| Farmers | $8,459 | $9,461 |
| Geico | $4,944 | $5,065 |
| Nationwide | $5,590 | $7,173 |
| Progressive | $10,684 | $11,798 |
| State Farm | $5,578 | $6,985 |
| USAA | $6,794 | $7,424 |
Cheap Spartanburg, South Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Spartanburg, South Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,396 | $2,396 |
| Farmers | $3,025 | $3,286 |
| Geico | $1,852 | $1,852 |
| Nationwide | $2,078 | $2,153 |
| Progressive | $2,136 | $2,234 |
| State Farm | $1,726 | $1,726 |
| USAA | $1,522 | $1,515 |
Cheap Spartanburg, South Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spartanburg, South Carolina compared to the annual auto insurance rates with a clean record in Spartanburg, South Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,870 | $4,560 | $4,049 | $3,806 |
| Farmers | $3,914 | $5,442 | $4,509 | $4,897 |
| Geico | $2,148 | $2,784 | $4,211 | $2,148 |
| Nationwide | $2,710 | $3,477 | $4,370 | $2,975 |
| Progressive | $3,838 | $5,611 | $4,665 | $4,628 |
| State Farm | $2,756 | $3,398 | $3,013 | $3,013 |
| USAA | $2,465 | $3,049 | $4,226 | $2,762 |
Cheap Spartanburg, South Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Spartanburg, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Spartanburg, South Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,049 |
| Farmers | $4,509 |
| Geico | $4,211 |
| Nationwide | $4,370 |
| Progressive | $4,665 |
| State Farm | $3,013 |
| USAA | $4,226 |
Cheap Spartanburg, South Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Spartanburg, South Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,784 | $3,626 | $3,053 |
| Farmers | $5,338 | $4,569 | $4,165 |
| Geico | $4,305 | $2,316 | $1,848 |
| Nationwide | $4,017 | $3,263 | $2,869 |
| Progressive | $5,194 | $4,578 | $4,285 |
| State Farm | $4,367 | $2,668 | $2,099 |
| USAA | $4,864 | $2,402 | $2,110 |
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Cheap Spartanburg, South Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Spartanburg, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Spartanburg, South Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 29302 | $3,433 |
| 29303 | $3,396 |
| 29306 | $3,420 |
| 29307 | $3,404 |
Cheap Spartanburg, South Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Spartanburg, South Carolina auto insurance. Find the cheapest annual Spartanburg, South Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,741 | $3,901 |
| Farmers | $4,691 | $4,691 |
| Geico | $2,808 | $2,838 |
| Nationwide | $3,383 | $3,383 |
| Progressive | $4,686 | $4,686 |
| State Farm | $2,970 | $3,119 |
| USAA | $3,093 | $3,158 |
Cheap Spartanburg, South Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Spartanburg, South Carolina? Check out the comparison of annual Spartanburg, South Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,611 | $3,805 | $4,048 |
| Farmers | $4,251 | $4,693 | $5,127 |
| Geico | $2,657 | $2,800 | $3,012 |
| Nationwide | $3,357 | $3,382 | $3,410 |
| Progressive | $4,375 | $4,635 | $5,047 |
| State Farm | $2,824 | $3,043 | $3,267 |
| USAA | $2,954 | $3,121 | $3,301 |
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Best By Category: Cheapest Auto Insurance in Spartanburg, South Carolina
Compare the cheapest auto insurance companies in Spartanburg, South Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Spartanburg, South Carolina Auto Insurance Companies
What auto insurance companies in Spartanburg, South Carolina are the cheapest? Compare the top Spartanburg, South Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,821 |
| Farmers | $4,691 |
| Geico | $2,823 |
| Nationwide | $3,383 |
| Progressive | $4,686 |
| State Farm | $3,045 |
| USAA | $3,125 |
What affects auto insurance rates in Spartanburg, South Carolina?
There are a lot of reasons why auto insurance rates in Spartanburg, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spartanburg, South Carolina. Many local factors may affect your Spartanburg auto insurance rates.
Spartanburg Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spartanburg, South Carolina commute length is 20.3 minutes according to City-Data.
Spartanburg Traffic
How does Spartanburg, South Carolina rank for traffic? According to Inrix Spartanburg, South Carolina is the 491st most congested worldwide.
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Compare Spartanburg, South Carolina Auto Insurance Quotes
Before you buy Spartanburg, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spartanburg, South Carolina auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Spartanburg, South Carolina?
The minimum auto insurance requirements in Spartanburg, South Carolina are 25/50/25, as mandated by South Carolina auto insurance laws.
How does age, gender, and marital status affect auto insurance rates in Spartanburg, South Carolina?
Age, gender, and marital status can impact auto insurance rates in Spartanburg, South Carolina. Demographics play a role in determining the annual cost of insurance.
What are the average auto insurance rates for teen drivers in Spartanburg, South Carolina?
Finding cheap auto insurance for teen drivers in Spartanburg, South Carolina can be challenging. The annual rates for teen auto insurance tend to be higher compared to other age groups.
What are the average auto insurance rates for seniors in Spartanburg, South Carolina?
The average auto insurance rates for seniors in Spartanburg, South Carolina can vary. It’s advisable to compare rates to find the best deals for older drivers.
How does driving record affect auto insurance rates in Spartanburg, South Carolina?
Driving record has a significant impact on auto insurance rates in Spartanburg, South Carolina. Rates can vary significantly for drivers with a clean record compared to those with a bad record.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.