Best Cheap Auto Insurance in Spartanburg, SC (2021)

The average Spartanburg, SC auto insurance rates are $304 per month. The minimum auto insurance in Spartanburg is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Spartanburg, South Carolina, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 17, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Spartanburg is GEICO
  • The average commute length in Spartanburg is 20.3 minutes
  • The most expensive auto insurance company in Spartanburg for teen drivers is Progressive

Spartanburg, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Spartanburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Spartanburg, South Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Spartanburg to other South Carolina cities, including Mount Pleasant auto insurance rates, Sumter auto insurance rates, and Goose Creek auto insurance rates to see how Spartanburg, South Carolina auto insurance rates stack up.

Before you buy Spartanburg, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Spartanburg, South Carolina auto insurance quotes.

Minimum Auto Insurance in Spartanburg, South Carolina

Spartanburg, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Spartanburg, South Carolina.

Minimum Required Auto Insurance Coverage in Spartanburg, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Spartanburg, South Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Spartanburg, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Spartanburg, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,506 $2,506 $2,396 $2,396 $6,555 $8,394 $2,785 $3,032
Farmers $3,169 $3,164 $3,025 $3,286 $8,459 $9,461 $3,453 $3,506
GEICO $2,032 $2,032 $1,852 $1,852 $4,944 $5,065 $2,374 $2,433
Nationwide $2,302 $2,331 $2,078 $2,153 $5,590 $7,173 $2,605 $2,831
Progressive $2,473 $2,285 $2,136 $2,234 $10,684 $11,798 $2,867 $3,007
State Farm $1,898 $1,898 $1,726 $1,726 $5,578 $6,985 $2,133 $2,415
USAA $1,650 $1,649 $1,522 $1,515 $6,794 $7,424 $2,172 $2,277

Cheap Spartanburg, South Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Spartanburg, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Spartanburg, South Carolina.

Annual Auto Insurance Rates for Teen Drivers in Spartanburg, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,555 $8,394
Farmers $8,459 $9,461
GEICO $4,944 $5,065
Nationwide $5,590 $7,173
Progressive $10,684 $11,798
State Farm $5,578 $6,985
USAA $6,794 $7,424

Cheap Spartanburg, South Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Spartanburg, South Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Spartanburg, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,396 $2,396
Farmers $3,025 $3,286
GEICO $1,852 $1,852
Nationwide $2,078 $2,153
Progressive $2,136 $2,234
State Farm $1,726 $1,726
USAA $1,522 $1,515

Cheap Spartanburg, South Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Spartanburg, South Carolina compared to the annual auto insurance rates with a clean record in Spartanburg, South Carolina.

Annual Spartanburg, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,870 $4,560 $4,049 $3,806
Farmers $3,914 $5,442 $4,509 $4,897
GEICO $2,148 $2,784 $4,211 $2,148
Nationwide $2,710 $3,477 $4,370 $2,975
Progressive $3,838 $5,611 $4,665 $4,628
State Farm $2,756 $3,398 $3,013 $3,013
USAA $2,465 $3,049 $4,226 $2,762

Cheap Spartanburg, South Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Spartanburg, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Spartanburg, South Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Spartanburg, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,049
Farmers $4,509
GEICO $4,211
Nationwide $4,370
Progressive $4,665
State Farm $3,013
USAA $4,226

Cheap Spartanburg, South Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Spartanburg, South Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Spartanburg, South Carolina

Insurance Company Poor Fair Good
Allstate $4,784 $3,626 $3,053
Farmers $5,338 $4,569 $4,165
GEICO $4,305 $2,316 $1,848
Nationwide $4,017 $3,263 $2,869
Progressive $5,194 $4,578 $4,285
State Farm $4,367 $2,668 $2,099
USAA $4,864 $2,402 $2,110

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Cheap Spartanburg, South Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Spartanburg, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Spartanburg, South Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Spartanburg, South Carolina

ZIP Code Average Annual Rates
29302 $3,433
29303 $3,396
29306 $3,420
29307 $3,404

Cheap Spartanburg, South Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Spartanburg, South Carolina auto insurance. Find the cheapest annual Spartanburg, South Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Spartanburg, South Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,741 $3,901
Farmers $4,691 $4,691
GEICO $2,808 $2,838
Nationwide $3,383 $3,383
Progressive $4,686 $4,686
State Farm $2,970 $3,119
USAA $3,093 $3,158

Cheap Spartanburg, South Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Spartanburg, South Carolina? Check out the comparison of annual Spartanburg, South Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Spartanburg, South Carolina

Insurance Company Low Medium High
Allstate $3,611 $3,805 $4,048
Farmers $4,251 $4,693 $5,127
GEICO $2,657 $2,800 $3,012
Nationwide $3,357 $3,382 $3,410
Progressive $4,375 $4,635 $5,047
State Farm $2,824 $3,043 $3,267
USAA $2,954 $3,121 $3,301

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Best By Category: Cheapest Auto Insurance in Spartanburg, South Carolina

Compare the cheapest auto insurance companies in Spartanburg, South Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Spartanburg, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Spartanburg, South Carolina Auto Insurance Companies

What auto insurance companies in Spartanburg, South Carolina are the cheapest? Compare the top Spartanburg, South Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Spartanburg, South Carolina

Insurance Company Average Annual Rates
Allstate $3,821
Farmers $4,691
GEICO $2,823
Nationwide $3,383
Progressive $4,686
State Farm $3,045
USAA $3,125

What affects auto insurance rates in Spartanburg, South Carolina?

There are a lot of reasons why auto insurance rates in Spartanburg, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Spartanburg, South Carolina. Many local factors may affect your Spartanburg auto insurance rates.

Spartanburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Spartanburg, South Carolina commute length is 20.3 minutes according to City-Data.

Spartanburg Traffic

How does Spartanburg, South Carolina rank for traffic? According to Inrix Spartanburg, South Carolina is the 491st most congested worldwide.

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Compare Spartanburg, South Carolina Auto Insurance Quotes

Before you buy Spartanburg, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Spartanburg, South Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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