Best Cheap Auto Insurance in Staten Island, NY (2021)

The average Staten Island, NY auto insurance rates are $571 per month. The minimum auto insurance in Staten Island is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Staten Island, New York, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Staten Island for teen drivers is Liberty Mutual
  • Average auto insurance rates in Staten Island, NY for senior drivers are $4,258 per year
  • The minimum auto insurance required in Staten Island, New York is 25/50/10

Staten Island, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Staten Island can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Staten Island, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Staten Island to other New York cities, including Schenectady auto insurance rates, Albany auto insurance rates, and Utica auto insurance rates to see how Staten Island, New York auto insurance rates stack up.

Before you buy Staten Island, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Staten Island, New York auto insurance quotes.

Minimum Auto Insurance in Staten Island, New York

Staten Island, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Staten Island, New York.

Minimum Required Auto Insurance Coverage in Staten Island, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Staten Island, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Staten Island, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Staten Island, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,761 $4,355 $4,524 $4,553 $14,257 $15,113 $4,469 $4,412
GEICO $2,651 $2,554 $2,555 $2,517 $5,507 $8,544 $2,373 $2,436
Liberty Mutual $7,625 $7,625 $7,100 $7,100 $14,852 $21,510 $7,625 $8,102
Nationwide $5,327 $5,327 $5,006 $5,006 $9,698 $14,651 $5,327 $6,893
Progressive $3,698 $3,342 $2,875 $2,945 $12,594 $13,737 $4,670 $4,379
State Farm $4,670 $4,670 $4,104 $4,104 $13,851 $16,972 $5,172 $5,417
Travelers $5,373 $5,222 $4,874 $5,087 $12,335 $14,504 $5,578 $5,638
USAA $3,176 $3,135 $2,873 $2,899 $12,644 $15,026 $4,117 $4,589

Cheap Staten Island, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Staten Island, New York is a challenge. Take a look at the annual teen auto insurance rates in Staten Island, New York.

Annual Auto Insurance Rates for Teen Drivers in Staten Island, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,257 $15,113
GEICO $5,507 $8,544
Liberty Mutual $14,852 $21,510
Nationwide $9,698 $14,651
Progressive $12,594 $13,737
State Farm $13,851 $16,972
Travelers $12,335 $14,504
USAA $12,644 $15,026

Cheap Staten Island, New York Auto Insurance for Seniors

What are senior auto insurance rates in Staten Island, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Staten Island, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,524 $4,553
GEICO $2,555 $2,517
Liberty Mutual $7,100 $7,100
Nationwide $5,006 $5,006
Progressive $2,875 $2,945
State Farm $4,104 $4,104
Travelers $4,874 $5,087
USAA $2,873 $2,899

Cheap Staten Island, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Staten Island, New York compared to the annual auto insurance rates with a clean record in Staten Island, New York.

Annual Staten Island, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,919 $5,919 $8,820 $7,564
GEICO $2,797 $3,053 $5,921 $2,797
Liberty Mutual $8,007 $8,007 $16,748 $8,007
Nationwide $5,370 $5,370 $12,376 $5,501
Progressive $5,852 $5,852 $6,520 $5,895
State Farm $6,995 $6,995 $7,745 $7,745
Travelers $6,196 $7,864 $7,966 $7,279
USAA $5,431 $5,516 $7,766 $5,516

Cheap Staten Island, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Staten Island, New York is not easy. Compare the annual rates for DUI auto insurance in Staten Island, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Staten Island, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,820
GEICO $5,921
Liberty Mutual $16,748
Nationwide $12,376
Progressive $6,520
State Farm $7,745
Travelers $7,966
USAA $7,766

Cheap Staten Island, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Staten Island, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Staten Island, New York

Insurance Company Poor Fair Good
Allstate $10,368 $5,850 $4,949
GEICO $4,563 $3,353 $3,010
Liberty Mutual $14,291 $9,322 $6,964
Nationwide $7,154 $7,154 $7,154
Progressive $9,789 $4,821 $3,480
State Farm $10,410 $6,524 $5,176
Travelers $10,457 $6,235 $5,287
USAA $9,339 $4,705 $4,128

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Cheap Staten Island, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Staten Island, New York can vary. Compare the annual cost of auto insurance by ZIP code in Staten Island, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Staten Island, New York

ZIP Code Average Annual Rates
10311 $6,885

Cheap Staten Island, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Staten Island, New York auto insurance. Find the cheapest annual Staten Island, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Staten Island, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,954 $7,157
GEICO $3,547 $3,737
Liberty Mutual $9,897 $10,487
Nationwide $7,154 $7,154
Progressive $6,030 $6,030
State Farm $7,094 $7,646
Travelers $7,326 $7,326
USAA $5,994 $6,120

Cheap Staten Island, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Staten Island, New York? Check out the comparison of annual Staten Island, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Staten Island, New York

Insurance Company Low Medium High
Allstate $6,398 $7,010 $7,759
GEICO $3,415 $3,621 $3,891
Liberty Mutual $9,699 $10,165 $10,712
Nationwide $6,627 $7,076 $7,760
Progressive $5,639 $5,981 $6,470
State Farm $6,904 $7,424 $7,782
Travelers $6,793 $7,206 $7,979
USAA $5,841 $6,016 $6,315

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Best By Category: Cheapest Auto Insurance in Staten Island, New York

Compare the cheapest auto insurance companies in Staten Island, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Staten Island, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Staten Island, New York Auto Insurance Companies

What auto insurance companies in Staten Island, New York are the cheapest? Compare the top Staten Island, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Staten Island, New York

Insurance Company Average Annual Rates
Allstate $7,056
GEICO $3,642
Liberty Mutual $10,192
Nationwide $7,154
Progressive $6,030
State Farm $7,370
Travelers $7,326
USAA $6,057

Compare Staten Island, New York Auto Insurance Quotes

Before you buy Staten Island, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Staten Island, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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