Best Cheap Auto Insurance in Waddell, AZ (2021)

The average Waddell, AZ auto insurance rates are $354 per month. The minimum auto insurance in Waddell is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Waddell, Arizona, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: May 4, 2022

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Waddell, AZ for senior drivers are $2,444 per year
  • The minimum auto insurance required in Waddell, Arizona is 15/30/10
  • The most expensive auto insurance company in Waddell for teen drivers is Farmers

Waddell, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Waddell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Waddell, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Waddell to other Arizona cities, including Tempe auto insurance rates, Phoenix auto insurance rates, and Glendale auto insurance rates to see how Waddell, Arizona auto insurance rates stack up.

Before you buy Waddell, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Waddell, Arizona auto insurance quotes.

Minimum Auto Insurance in Waddell, Arizona

Waddell, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Waddell, Arizona.

Minimum Required Auto Insurance Coverage in Waddell, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Waddell, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Waddell, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waddell, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,921 $3,921 $3,816 $3,816 $8,526 $11,028 $4,384 $4,766
American Family $3,083 $3,083 $2,830 $2,830 $8,225 $10,774 $3,083 $3,607
Farmers $2,985 $2,968 $2,661 $2,852 $12,731 $13,102 $3,345 $3,418
GEICO $1,618 $1,802 $1,379 $1,762 $4,617 $4,842 $1,472 $1,439
Nationwide $2,717 $2,763 $2,428 $2,571 $6,802 $8,715 $3,145 $3,401
Progressive $2,299 $2,002 $2,064 $1,958 $9,543 $10,645 $2,467 $2,441
State Farm $3,270 $3,270 $2,897 $2,897 $10,186 $12,811 $3,519 $4,442
Travelers $2,086 $2,195 $1,944 $2,067 $6,156 $7,779 $2,206 $2,319
USAA $1,716 $1,728 $1,594 $1,626 $6,256 $7,187 $2,262 $2,436

Cheap Waddell, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Waddell, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Waddell, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Waddell, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,526 $11,028
American Family $8,225 $10,774
Farmers $12,731 $13,102
GEICO $4,617 $4,842
Nationwide $6,802 $8,715
Progressive $9,543 $10,645
State Farm $10,186 $12,811
Travelers $6,156 $7,779
USAA $6,256 $7,187

Cheap Waddell, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Waddell, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Waddell, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,816 $3,816
American Family $2,830 $2,830
Farmers $2,661 $2,852
GEICO $1,379 $1,762
Nationwide $2,428 $2,571
Progressive $2,064 $1,958
State Farm $2,897 $2,897
Travelers $1,944 $2,067
USAA $1,594 $1,626

Cheap Waddell, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Waddell, Arizona compared to the annual auto insurance rates with a clean record in Waddell, Arizona.

Annual Waddell, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,408 $5,608 $6,355 $5,718
American Family $3,331 $5,123 $6,435 $3,870
Farmers $4,652 $6,012 $5,870 $5,498
GEICO $1,831 $2,485 $3,320 $1,831
Nationwide $3,437 $3,616 $5,370 $3,848
Progressive $3,679 $4,866 $3,884 $4,281
State Farm $4,920 $5,903 $5,412 $5,412
Travelers $2,673 $3,481 $3,893 $3,328
USAA $2,260 $3,222 $4,262 $2,658

Cheap Waddell, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Waddell, Arizona is not easy. Compare the annual rates for DUI auto insurance in Waddell, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Waddell, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,355
American Family $6,435
Farmers $5,870
GEICO $3,320
Nationwide $5,370
Progressive $3,884
State Farm $5,412
Travelers $3,893
USAA $4,262

Cheap Waddell, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Waddell, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Waddell, Arizona

Insurance Company Poor Fair Good
Allstate $7,059 $5,030 $4,477
American Family $5,894 $4,391 $3,784
Farmers $6,288 $5,247 $4,988
GEICO $3,253 $2,133 $1,714
Nationwide $4,901 $3,896 $3,406
Progressive $4,660 $4,070 $3,802
State Farm $9,961 $3,857 $2,417
Travelers $4,072 $3,317 $2,643
USAA $4,091 $2,847 $2,364

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Cheap Waddell, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Waddell, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Waddell, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Waddell, Arizona

ZIP Code Average Annual Rates
85355 $4,215

Cheap Waddell, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Waddell, Arizona auto insurance. Find the cheapest annual Waddell, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Waddell, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,522 $5,522
American Family $4,645 $4,734
Farmers $5,508 $5,508
GEICO $2,327 $2,406
Nationwide $4,068 $4,068
Progressive $4,177 $4,177
State Farm $5,273 $5,550
Travelers $3,344 $3,344
USAA $3,067 $3,135

Cheap Waddell, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Waddell, Arizona? Check out the comparison of annual Waddell, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waddell, Arizona

Insurance Company Low Medium High
Allstate $5,174 $5,553 $5,839
American Family $4,503 $4,840 $4,726
Farmers $4,671 $5,569 $6,283
GEICO $1,962 $2,404 $2,734
Nationwide $3,852 $4,118 $4,234
Progressive $3,636 $4,261 $4,635
State Farm $4,844 $5,518 $5,873
Travelers $2,958 $3,401 $3,673
USAA $2,860 $3,143 $3,299

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Best By Category: Cheapest Auto Insurance in Waddell, Arizona

Compare the cheapest auto insurance companies in Waddell, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Waddell, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Waddell, Arizona Auto Insurance Companies

What auto insurance companies in Waddell, Arizona are the cheapest? Compare the top Waddell, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Waddell, Arizona

Insurance Company Average Annual Rates
Allstate $5,522
American Family $4,690
Farmers $5,508
GEICO $2,367
Nationwide $4,068
Progressive $4,177
State Farm $5,412
Travelers $3,344
USAA $3,101

Compare Waddell, Arizona Auto Insurance Quotes

Before you buy Waddell, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Waddell, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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