Best Wadesboro, North Carolina Auto Insurance in 2024
The average Wadesboro, NC auto insurance rates are $302 per month. The minimum auto insurance in Wadesboro is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Wadesboro, North Carolina, compare quotes from multiple companies.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Wadesboro is Liberty Mutual
- The average commute length in Wadesboro is 30.1 minutes
- Average auto insurance rates in Wadesboro, NC for senior drivers are $2,731 per year
Wadesboro, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Wadesboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wadesboro, North Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Wadesboro to other North Carolina cities, including Charlotte auto insurance rates, Wilmington auto insurance rates, and Cary auto insurance rates to see how Wadesboro, North Carolina auto insurance rates stack up.
Before you buy Wadesboro, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wadesboro, North Carolina auto insurance quotes.
Minimum Auto Insurance in Wadesboro, North Carolina
Wadesboro, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wadesboro, North Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Wadesboro, North Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Wadesboro, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,646 | $5,646 | $4,635 | $4,635 | $13,528 | $13,528 | $5,757 | $5,757 |
| Geico | $2,704 | $2,655 | $2,659 | $2,613 | $4,889 | $4,847 | $2,383 | $2,369 |
| Liberty Mutual | $2,022 | $2,022 | $2,092 | $2,092 | $3,547 | $3,547 | $2,022 | $2,022 |
| Nationwide | $2,696 | $2,696 | $2,696 | $2,696 | $4,525 | $4,525 | $2,696 | $2,696 |
| Progressive | $1,923 | $1,923 | $1,745 | $1,745 | $4,566 | $4,566 | $2,162 | $2,162 |
| State Farm | $2,800 | $2,800 | $2,421 | $2,421 | $4,133 | $4,133 | $3,460 | $3,460 |
| Travelers | $2,917 | $2,917 | $2,894 | $2,894 | $4,871 | $4,871 | $2,993 | $2,993 |
Cheap Wadesboro, North Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Wadesboro, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Wadesboro, North Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,528 | $13,528 |
| Geico | $4,889 | $4,847 |
| Liberty Mutual | $3,547 | $3,547 |
| Nationwide | $4,525 | $4,525 |
| Progressive | $4,566 | $4,566 |
| State Farm | $4,133 | $4,133 |
| Travelers | $4,871 | $4,871 |
Cheap Wadesboro, North Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Wadesboro, North Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,635 | $4,635 |
| Geico | $2,659 | $2,613 |
| Liberty Mutual | $2,092 | $2,092 |
| Nationwide | $2,696 | $2,696 |
| Progressive | $1,745 | $1,745 |
| State Farm | $2,421 | $2,421 |
| Travelers | $2,894 | $2,894 |
Cheap Wadesboro, North Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wadesboro, North Carolina compared to the annual auto insurance rates with a clean record in Wadesboro, North Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,003 | $7,040 | $13,109 | $5,414 |
| Geico | $1,656 | $2,467 | $6,145 | $2,291 |
| Liberty Mutual | $1,440 | $1,851 | $4,543 | $1,851 |
| Nationwide | $1,850 | $2,396 | $5,971 | $2,396 |
| Progressive | $1,216 | $1,774 | $5,684 | $1,721 |
| State Farm | $1,719 | $2,470 | $6,156 | $2,470 |
| Travelers | $1,942 | $2,700 | $6,434 | $2,599 |
Cheap Wadesboro, North Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Wadesboro, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Wadesboro, North Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $13,109 |
| Geico | $6,145 |
| Liberty Mutual | $4,543 |
| Nationwide | $5,971 |
| Progressive | $5,684 |
| State Farm | $6,156 |
| Travelers | $6,434 |
Cheap Wadesboro, North Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Wadesboro, North Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $10,027 | $6,466 | $5,681 |
| Geico | $3,391 | $3,125 | $2,904 |
| Liberty Mutual | $2,421 | $2,421 | $2,421 |
| Nationwide | $3,153 | $3,153 | $3,153 |
| Progressive | $2,954 | $2,536 | $2,307 |
| State Farm | $4,500 | $2,877 | $2,235 |
| Travelers | $3,695 | $3,321 | $3,239 |
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Cheap Wadesboro, North Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Wadesboro, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Wadesboro, North Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 28170 | $3,282 |
Cheap Wadesboro, North Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Wadesboro, North Carolina auto insurance. Find the cheapest annual Wadesboro, North Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $7,391 | $7,391 |
| Geico | $3,140 | $3,140 |
| Liberty Mutual | $2,421 | $2,421 |
| Nationwide | $3,153 | $3,153 |
| Progressive | $2,599 | $2,599 |
| State Farm | $3,187 | $3,221 |
| Travelers | $3,419 | $3,419 |
Cheap Wadesboro, North Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Wadesboro, North Carolina? Check out the comparison of annual Wadesboro, North Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,083 | $7,361 | $7,730 |
| Geico | $2,976 | $3,129 | $3,314 |
| Liberty Mutual | $2,279 | $2,405 | $2,579 |
| Nationwide | $3,000 | $3,138 | $3,322 |
| Progressive | $2,428 | $2,583 | $2,785 |
| State Farm | $3,043 | $3,186 | $3,382 |
| Travelers | $3,241 | $3,400 | $3,615 |
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Best By Category: Cheapest Auto Insurance in Wadesboro, North Carolina
Compare the cheapest auto insurance companies in Wadesboro, North Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
The Cheapest Wadesboro, North Carolina Auto Insurance Companies
What auto insurance companies in Wadesboro, North Carolina are the cheapest? Compare the top Wadesboro, North Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,391 |
| Geico | $3,140 |
| Liberty Mutual | $2,421 |
| Nationwide | $3,153 |
| Progressive | $2,599 |
| State Farm | $3,204 |
| Travelers | $3,419 |
What affects auto insurance rates in Wadesboro, North Carolina?
There are a lot of reasons why auto insurance rates in Wadesboro, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wadesboro, North Carolina. Many local factors may affect your Wadesboro auto insurance rates.
Wadesboro Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wadesboro, North Carolina commute length is 30.1 minutes according to City-Data.
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Compare Wadesboro, North Carolina Auto Insurance Quotes
Before you buy Wadesboro, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wadesboro, North Carolina auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that provides financial protection for vehicles against various risks, such as accidents, theft, vandalism, and other damages. It helps cover the costs of repairs or replacements, medical expenses, and liability claims resulting from an automobile incident.
Why do I need auto insurance in Wadesboro, NC?
Auto insurance is required by law in Wadesboro, NC, as it is in most states. It serves to protect you, your vehicle, and other drivers on the road in case of accidents or damages. Additionally, it provides coverage for medical expenses and legal liabilities that may arise from an accident.
What types of auto insurance coverage are available in Wadesboro, NC?
In Wadesboro, NC, various types of auto insurance coverage are available. These include:
- Liability Coverage: Pays for damages and injuries to others if you are at fault in an accident.
- Collision Coverage: Covers the cost of repairs or replacement of your vehicle if it is damaged in a collision.
- Comprehensive Coverage: Provides protection against non-collision incidents, such as theft, vandalism, fire, or natural disasters.
- Personal Injury Protection (PIP): Covers medical expenses and lost wages for you and your passengers, regardless of fault.
- Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident with a driver who lacks sufficient insurance coverage.
How is auto insurance premium calculated in Wadesboro, NC?
Auto insurance premiums in Wadesboro, NC are determined based on several factors, including:
- Your driving record and history
- Age, gender, and marital status
- Type of vehicle and its value
- Annual mileage
- Coverage limits and deductibles chosen
- Credit history
- Location (including Wadesboro, NC) and local accident rates
Are there any discounts available for auto insurance in Wadesboro, NC?
Yes, many insurance companies offer various discounts for auto insurance in Wadesboro, NC. These discounts may include:
- Good driver discounts
- Multiple policy discounts (e.g., bundling auto and home insurance)
- Safe vehicle discounts
- Good student discounts
- Discounts for completing defensive driving courses
- Loyalty discounts for long-term policyholders
How can I find the best auto insurance in Wadesboro, NC?
To find the best auto insurance in Wadesboro, NC, consider the following steps:
- Research and compare insurance providers: Look for reputable companies that offer competitive rates and good customer service.
- Evaluate coverage options: Assess your insurance needs and choose coverage that suits your requirements.
- Obtain multiple quotes: Get quotes from different insurance providers to compare prices and coverage.
- Review customer reviews and ratings: Check online reviews and ratings to gauge the experiences of other customers.
- Seek recommendations: Ask friends, family, or local residents for their recommendations on insurance providers in Wadesboro, NC.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.