Best West Point, Mississippi Auto Insurance in 2024
The average West Point, MS auto insurance rates are $271 per month. The minimum auto insurance in West Point is at least 25/50/25 in coverage to comply with Mississippi auto insurance laws. To find the best cheap auto insurance in West Point, Mississippi, compare quotes from multiple companies.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in West Point is USAA
- Average auto insurance rates in West Point, MS for senior drivers are $1,788 per year
- The minimum auto insurance required in West Point, Mississippi is 25/50/25
West Point, Mississippi auto insurance requirements are 25/50/25 according to Mississippi auto insurance laws. Finding cheap auto insurance in West Point can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Point, Mississippi, including driving record, credit, commute time, and more.
Compare auto insurance in West Point to other Mississippi cities, including Hattiesburg auto insurance rates, Oxford auto insurance rates, and Gulfport auto insurance rates to see how West Point, Mississippi auto insurance rates stack up.
Before you buy West Point, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Point, Mississippi auto insurance quotes.
Minimum Auto Insurance in West Point, Mississippi
West Point, Mississippi auto insurance laws require that you have at least the Mississippi minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Point, Mississippi.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap West Point, Mississippi Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in West Point, Mississippi are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,634 | $2,519 | $2,358 | $2,411 | $10,322 | $11,016 | $2,984 | $3,059 |
| Geico | $2,623 | $2,480 | $2,377 | $2,209 | $6,557 | $6,166 | $4,391 | $2,120 |
| Liberty Mutual | $2,260 | $2,445 | $1,822 | $2,041 | $8,034 | $8,927 | $2,401 | $2,524 |
| Nationwide | $2,197 | $2,265 | $1,964 | $2,090 | $4,367 | $5,584 | $2,485 | $2,699 |
| Progressive | $2,089 | $1,963 | $1,709 | $1,663 | $7,494 | $8,385 | $2,155 | $2,243 |
| State Farm | $1,678 | $1,678 | $1,502 | $1,502 | $4,833 | $6,075 | $1,869 | $2,126 |
| Travelers | $1,325 | $1,349 | $1,256 | $1,261 | $5,827 | $9,246 | $1,388 | $1,605 |
| USAA | $1,302 | $1,289 | $1,217 | $1,230 | $3,217 | $3,812 | $1,582 | $1,742 |
Cheap West Point, Mississippi Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in West Point, Mississippi is a challenge. Take a look at the annual teen auto insurance rates in West Point, Mississippi.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,322 | $11,016 |
| Geico | $6,557 | $6,166 |
| Liberty Mutual | $8,034 | $8,927 |
| Nationwide | $4,367 | $5,584 |
| Progressive | $7,494 | $8,385 |
| State Farm | $4,833 | $6,075 |
| Travelers | $5,827 | $9,246 |
| USAA | $3,217 | $3,812 |
Cheap West Point, Mississippi Auto Insurance for Seniors
What are senior auto insurance rates in West Point, Mississippi? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,358 | $2,411 |
| Geico | $2,377 | $2,209 |
| Liberty Mutual | $1,822 | $2,041 |
| Nationwide | $1,964 | $2,090 |
| Progressive | $1,709 | $1,663 |
| State Farm | $1,502 | $1,502 |
| Travelers | $1,256 | $1,261 |
| USAA | $1,217 | $1,230 |
Cheap West Point, Mississippi Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Point, Mississippi compared to the annual auto insurance rates with a clean record in West Point, Mississippi.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,942 | $4,635 | $5,616 | $4,458 |
| Geico | $2,256 | $3,415 | $5,183 | $3,607 |
| Liberty Mutual | $2,708 | $4,308 | $4,414 | $3,797 |
| Nationwide | $2,351 | $3,014 | $3,852 | $2,609 |
| Progressive | $2,970 | $3,972 | $3,422 | $3,487 |
| State Farm | $2,416 | $2,954 | $2,631 | $2,631 |
| Travelers | $2,547 | $2,666 | $3,643 | $2,773 |
| USAA | $1,505 | $1,919 | $2,599 | $1,673 |
Cheap West Point, Mississippi Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in West Point, Mississippi is not easy. Compare the annual rates for DUI auto insurance in West Point, Mississippi to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,616 |
| Geico | $5,183 |
| Liberty Mutual | $4,414 |
| Nationwide | $3,852 |
| Progressive | $3,422 |
| State Farm | $2,631 |
| Travelers | $3,643 |
| USAA | $2,599 |
Cheap West Point, Mississippi Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how West Point, Mississippi annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,402 | $4,779 | $3,807 |
| Geico | $5,451 | $3,089 | $2,306 |
| Liberty Mutual | $5,449 | $3,341 | $2,630 |
| Nationwide | $3,484 | $2,822 | $2,563 |
| Progressive | $3,935 | $3,347 | $3,107 |
| State Farm | $3,830 | $2,324 | $1,820 |
| Travelers | $3,298 | $2,693 | $2,731 |
| USAA | $2,626 | $1,714 | $1,431 |
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Cheap West Point, Mississippi Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in West Point, Mississippi can vary. Compare the annual cost of auto insurance by ZIP code in West Point, Mississippi to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 39773 | $2,803 |
Cheap West Point, Mississippi Auto Insurance Rates By Commute
Commute length and annual mileage affect West Point, Mississippi auto insurance. Find the cheapest annual West Point, Mississippi auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,663 | $4,663 |
| Geico | $3,604 | $3,627 |
| Liberty Mutual | $3,807 | $3,807 |
| Nationwide | $2,956 | $2,956 |
| Progressive | $3,463 | $3,463 |
| State Farm | $2,594 | $2,722 |
| Travelers | $2,907 | $2,907 |
| USAA | $1,865 | $1,983 |
Cheap West Point, Mississippi Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in West Point, Mississippi? Check out the comparison of annual West Point, Mississippi auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,436 | $4,656 | $4,896 |
| Geico | $3,390 | $3,643 | $3,813 |
| Liberty Mutual | $3,578 | $3,790 | $4,053 |
| Nationwide | $2,820 | $2,948 | $3,100 |
| Progressive | $3,126 | $3,504 | $3,758 |
| State Farm | $2,505 | $2,646 | $2,824 |
| Travelers | $2,755 | $2,925 | $3,042 |
| USAA | $1,798 | $1,913 | $2,061 |
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Best By Category: Cheapest Auto Insurance in West Point, Mississippi
Compare the cheapest auto insurance companies in West Point, Mississippi in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest West Point, Mississippi Auto Insurance Companies
What auto insurance companies in West Point, Mississippi are the cheapest? Compare the top West Point, Mississippi auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,663 |
| Geico | $3,615 |
| Liberty Mutual | $3,807 |
| Nationwide | $2,956 |
| Progressive | $3,463 |
| State Farm | $2,658 |
| Travelers | $2,907 |
| USAA | $1,924 |
What affects auto insurance rates in West Point, Mississippi?
There are a lot of reasons why auto insurance rates in West Point, Mississippi are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Point, Mississippi. Many local factors may affect your West Point auto insurance rates.
West Point Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual West Point, Mississippi auto theft statistics, there have been 0 auto thefts in the city.
West Point Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Point, Mississippi commute length is 19.7 minutes according to City-Data.
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Compare West Point, Mississippi Auto Insurance Quotes
Before you buy West Point, Mississippi auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Point, Mississippi auto insurance quotes.
Frequently Asked Questions
Are there any specific considerations for auto insurance in West Point, Mississippi?
Stay updated on the latest regulations, discounts, and offerings by consulting with licensed insurance agents or visiting official state insurance websites for accurate and current information.
How can I compare auto insurance quotes in West Point, Mississippi?
To compare auto insurance quotes in West Point, Mississippi, use online comparison tools or contact insurance agents. Provide accurate information about your details and preferences to receive customized quotes from different companies.
How does credit history impact auto insurance rates in West Point, Mississippi?
Credit history can impact auto insurance rates in West Point, Mississippi. Generally, individuals with good credit scores tend to receive lower premiums due to being seen as financially responsible.
Which auto insurance company offers the cheapest rates in West Point, Mississippi?
According to available information, USAA is mentioned as the cheapest auto insurance company in West Point, Mississippi. However, rates can vary, so it’s important to compare quotes from multiple companies.
How can I find cheap auto insurance for teen drivers in West Point, Mississippi?
To find affordable auto insurance for teen drivers in West Point, Mississippi, consider adding them to a family policy, maintaining good grades, completing driver’s education courses, and comparing quotes from multiple insurance companies.
What are the average auto insurance rates for senior drivers in West Point, Mississippi?
Senior drivers in West Point, Mississippi pay an average of around $1,788 per year for auto insurance coverage.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.