Best West Valley City, Utah Auto Insurance in 2024
The average West Valley City, UT auto insurance rates are $368 per month. The minimum auto insurance in West Valley City is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in West Valley City, Utah, compare quotes from multiple companies.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in West Valley City, UT for senior drivers are $2,366 per year
- The cheapest auto insurance company in West Valley City is USAA
- The average commute length in West Valley City is 22.3 minutes
West Valley City, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in West Valley City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Valley City, Utah, including driving record, credit, commute time, and more.
Compare auto insurance in West Valley City to other Utah cities, including South Jordan auto insurance rates, Layton auto insurance rates, and Ogden auto insurance rates to see how West Valley City, Utah auto insurance rates stack up.
Before you buy West Valley City, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Valley City, Utah auto insurance quotes.
Minimum Auto Insurance in West Valley City, Utah
West Valley City, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Valley City, Utah.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $65,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap West Valley City, Utah Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in West Valley City, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,839 | $2,616 | $2,591 | $2,590 | $9,269 | $10,402 | $2,997 | $2,963 |
| American Family | $2,516 | $2,516 | $2,321 | $2,321 | $9,207 | $11,942 | $2,516 | $2,951 |
| Farmers | $2,429 | $2,401 | $2,142 | $2,285 | $10,534 | $10,865 | $2,757 | $2,847 |
| Geico | $2,121 | $2,377 | $2,369 | $2,796 | $6,467 | $6,892 | $1,831 | $1,822 |
| Liberty Mutual | $2,689 | $2,894 | $2,222 | $2,483 | $11,228 | $12,470 | $2,823 | $2,983 |
| Nationwide | $2,240 | $2,258 | $2,001 | $2,100 | $6,294 | $7,985 | $2,610 | $2,793 |
| Progressive | $2,808 | $2,593 | $2,304 | $2,453 | $11,933 | $13,295 | $3,244 | $3,431 |
| State Farm | $3,482 | $3,482 | $3,195 | $3,195 | $10,989 | $13,660 | $3,959 | $4,514 |
| USAA | $1,797 | $1,758 | $1,622 | $1,606 | $6,622 | $7,734 | $2,180 | $2,388 |
Cheap West Valley City, Utah Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in West Valley City, Utah is a challenge. Take a look at the annual teen auto insurance rates in West Valley City, Utah.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,269 | $10,402 |
| American Family | $9,207 | $11,942 |
| Farmers | $10,534 | $10,865 |
| Geico | $6,467 | $6,892 |
| Liberty Mutual | $11,228 | $12,470 |
| Nationwide | $6,294 | $7,985 |
| Progressive | $11,933 | $13,295 |
| State Farm | $10,989 | $13,660 |
| USAA | $6,622 | $7,734 |
Cheap West Valley City, Utah Auto Insurance for Seniors
What are senior auto insurance rates in West Valley City, Utah? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,591 | $2,590 |
| American Family | $2,321 | $2,321 |
| Farmers | $2,142 | $2,285 |
| Geico | $2,369 | $2,796 |
| Liberty Mutual | $2,222 | $2,483 |
| Nationwide | $2,001 | $2,100 |
| Progressive | $2,304 | $2,453 |
| State Farm | $3,195 | $3,195 |
| USAA | $1,622 | $1,606 |
Cheap West Valley City, Utah Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Valley City, Utah compared to the annual auto insurance rates with a clean record in West Valley City, Utah.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,797 | $4,609 | $5,420 | $4,307 |
| American Family | $3,727 | $4,674 | $5,540 | $4,204 |
| Farmers | $3,855 | $5,020 | $4,875 | $4,380 |
| Geico | $2,378 | $3,741 | $4,447 | $2,771 |
| Liberty Mutual | $3,881 | $5,363 | $5,755 | $4,897 |
| Nationwide | $2,803 | $3,779 | $4,430 | $3,129 |
| Progressive | $4,429 | $6,777 | $4,639 | $5,187 |
| State Farm | $5,259 | $6,360 | $5,810 | $5,810 |
| USAA | $2,509 | $3,202 | $4,326 | $2,817 |
Cheap West Valley City, Utah Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in West Valley City, Utah is not easy. Compare the annual rates for DUI auto insurance in West Valley City, Utah to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,420 |
| American Family | $5,540 |
| Farmers | $4,875 |
| Geico | $4,447 |
| Liberty Mutual | $5,755 |
| Nationwide | $4,430 |
| Progressive | $4,639 |
| State Farm | $5,810 |
| USAA | $4,326 |
Cheap West Valley City, Utah Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how West Valley City, Utah annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,068 | $4,071 | $3,461 |
| American Family | $5,704 | $4,279 | $3,625 |
| Farmers | $5,175 | $4,320 | $4,103 |
| Geico | $5,090 | $2,812 | $2,101 |
| Liberty Mutual | $7,078 | $4,390 | $3,454 |
| Nationwide | $4,359 | $3,321 | $2,925 |
| Progressive | $5,910 | $5,102 | $4,762 |
| State Farm | $9,465 | $4,756 | $3,208 |
| USAA | $4,596 | $2,942 | $2,102 |
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Cheap West Valley City, Utah Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in West Valley City, Utah can vary. Compare the annual cost of auto insurance by ZIP code in West Valley City, Utah to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 84120 | $4,376 |
| 84128 | $4,452 |
Cheap West Valley City, Utah Auto Insurance Rates By Commute
Commute length and annual mileage affect West Valley City, Utah auto insurance. Find the cheapest annual West Valley City, Utah auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,533 | $4,533 |
| American Family | $4,534 | $4,539 |
| Farmers | $4,533 | $4,533 |
| Geico | $3,279 | $3,389 |
| Liberty Mutual | $4,895 | $5,053 |
| Nationwide | $3,535 | $3,535 |
| Progressive | $5,258 | $5,258 |
| State Farm | $5,656 | $5,963 |
| USAA | $3,178 | $3,248 |
Cheap West Valley City, Utah Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in West Valley City, Utah? Check out the comparison of annual West Valley City, Utah auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,310 | $4,523 | $4,766 |
| American Family | $4,390 | $4,597 | $4,621 |
| Farmers | $4,130 | $4,466 | $5,002 |
| Geico | $3,065 | $3,322 | $3,616 |
| Liberty Mutual | $4,698 | $4,954 | $5,270 |
| Nationwide | $3,866 | $3,360 | $3,379 |
| Progressive | $4,767 | $5,037 | $5,970 |
| State Farm | $5,396 | $5,831 | $6,202 |
| USAA | $3,050 | $3,218 | $3,372 |
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Best By Category: Cheapest Auto Insurance in West Valley City, Utah
Compare the cheapest auto insurance companies in West Valley City, Utah in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | Geico |
The Cheapest West Valley City, Utah Auto Insurance Companies
What auto insurance companies in West Valley City, Utah are the cheapest? Compare the top West Valley City, Utah auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,533 |
| American Family | $4,536 |
| Farmers | $4,533 |
| Geico | $3,334 |
| Liberty Mutual | $4,974 |
| Nationwide | $3,535 |
| Progressive | $5,258 |
| State Farm | $5,810 |
| USAA | $3,213 |
What affects auto insurance rates in West Valley City, Utah?
There are a lot of reasons why auto insurance rates in West Valley City, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Valley City, Utah. Many local factors may affect your West Valley City auto insurance rates.
West Valley City Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Valley City, Utah commute length is 22.3 minutes according to City-Data.
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Compare West Valley City, Utah Auto Insurance Quotes
Before you buy West Valley City, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Valley City, Utah auto insurance quotes.
Frequently Asked Questions
Can I change my auto insurance policy in West Valley City, Utah during the policy term?
Yes, you can usually make changes to your policy during the term. Contact your provider to discuss desired changes and their potential impact on your premium.
Does auto insurance cover damage from natural disasters in West Valley City, Utah?
Comprehensive coverage often includes protection against damage from natural disasters. Review your policy for specific coverage and deductibles.
Can I add additional drivers to my auto insurance policy in West Valley City, Utah?
Many policies allow adding drivers, but provide accurate information. Adding high-risk drivers may increase premiums.
Does auto insurance cover stolen vehicles in West Valley City, Utah?
Comprehensive coverage typically protects against theft. File a police report and contact your insurer to initiate a claim based on your policy’s terms.
What should I do if I’m involved in an auto accident in West Valley City, Utah?
Prioritize safety, exchange information with the other driver(s), document the scene, notify your insurer, and follow their guidance through the claims process.
Does auto insurance cover rental cars in West Valley City, Utah?
Coverage for rental cars varies by policy. Some may provide temporary coverage, while others require additional rental car coverage. Review your policy or contact your provider for options.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.