What are the Uber car requirements?

If you are going to drive for Uber, there are certain Uber car requirements that must be met. For example, your vehicle must have four doors, be no more than 15 years old, and have no damage or branding. Uber drivers also have requirements, such as being at least 21 years old, passing a background check, and having their name on the auto insurance. You should also add rideshare coverage to your personal car insurance since Uber offers very limited coverage.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Feb 1, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Car requirements for Uber include the vehicle being no more than 15 years old, having no cosmetic damage, and can’t have a salvaged title
  • Uber driver requirements include having a valid driver’s license, passing a background check, and passing a driving history check
  • Uber drivers must carry rideshare insurance in addition to your personal auto insurance

If you’re interested in becoming an Uber driver, there are certain requirements that you and your vehicle must meet. Uber car requirements vary by city, but there are some Uber requirements that are for every driver no matter the city.

In addition to meeting Uber requirements, you must also have the correct rideshare insurance. Your personal insurance won’t cover you if you are driving for Uber and get in an accident.

If you are going to drive for Uber, shop around for the best insurance that covers you while you work. Every company will offer different rideshare coverages, so compare multiple providers to get the best deal.

Keep reading to learn more about how to become an Uber driver and what kind of car you need. Enter your ZIP code now to compare free auto insurance quotes that include rideshare coverage from companies in your area.

What are the Uber car requirements?

Many drivers decide to become Uber drivers to make money with their vehicles. However, your Uber application will have requirements for the type of vehicle you can drive.

Uber has these requirements in place for safety and peace of mind. If you have confidence that your Uber vehicle can safely drive you where you need to go, you are much more likely to use that service. Uber can also be confident that its name is being used with a vehicle that is safe.

Basic Uber car requirements include:

  • Four doors and be able to transport at least four people
  • The vehicle must be 15 years old or less
  • The title can’t be salvaged or rebuilt
  • Rental vehicles aren’t allowed, except for those from an approved Uber rental company
  • No cosmetic damage, commercial branding, or be painted to look like a taxi
  • The driver’s name must be listed on the insurance for the vehicle but not necessarily listed on the registration
  • Vehicle may have to pass an inspection if your city or state requires one

It should also be noted that each city has its own requirements as well. These will vary from city to city, and you will need to research the specific city you wish to drive in.

Uber has several levels of vehicles and the requirements that go along with them. For example, Uber Black requirements include having a newer, luxury black vehicle with black leather interior.

If your vehicle doesn’t meet these qualifications, you may still be able to use your vehicle to make money. For example, Uber eats driver requirements are less stringent.

What auto insurance do you need to drive for Uber?

If you’re working for Uber, your personal auto insurance won’t be enough. In order to meet your Uber insurance needs, you will have to add rideshare coverage.

Uber offers liability coverage of $1million that is in effect when you are en route to pick up a rider and during the ride itself. However, Uber only offers $100,000 in liability coverage while you are waiting for someone to request a ride.

Uber doesn’t offer any collision coverage in either case. This means that your vehicle isn’t protected at all. Adding collision and comprehensive coverage protects your vehicle from damages from an accident, an act of nature, theft, and vandalism.

Most auto insurance companies allow you to add rideshare coverage for very low rates. This table shows average rates of rideshare coverage with top companies.

Rideshare Auto Insurance Rates
CompanyRideshare Coverage Rates
Allstate$20 per year
Erie$9 to $15 per month
Mercury$27 per month
Safeco$10 per month
State Farm15%-20% of auto insurance policy
USAA$6 per month
Get Your Rates Quote Now

Compare RatesStart Now →

If you drive for Uber and don’t have the correct auto insurance, you can be left paying for damages. Not only will you have large out-of-pocket costs, but you will also not be able to make money.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

What are the Uber driver requirements?

In addition to car requirements, you will also need to meet the Uber driver requirements. As part of the Uber driver application process, you will have to meet certain requirements such as the Uber age requirement.

How old do you have to be to be an Uber driver? You have to be at least 21 years old to drive for Uber.

Other Uber driver requirements include:

  •  At least one year of driving experience, or three years of experience if you are under 23 years old
  • A valid driver’s license and auto insurance
  • Pass a background and criminal check
  • Pass a driver’s record check
  • Provide a driver photo

Before you apply for Uber, make sure you meet the vehicle and driver requirements. Keep in mind that various versions of Uber have fewer requirements for the driver and vehicle.

Don’t worry if you don’t meet the age requirements. There are other Uber options for you. For example, how old do you have to be an Uber driver for Uber Eats? You only have to be 19 years old to drive for Uber Eats.

Uber Car Requirements: The Bottom Line

Uber has certain requirements that your vehicle has to meet, including that the vehicle must be no more than 15 years old, have four doors, and not have a salvaged title. Every city will also have additional rideshare vehicle requirements that must be met, such as passing a vehicle inspection.

Uber drivers also have to meet certain qualifications including being at least 21 years old and passing a background check. You need to add rideshare coverage to your personal auto insurance to be covered while driving for Uber. Although Uber offers some liability coverage, it only applies if you are driving to pick up a ride or during the ride itself.

Also, Uber’s insurance doesn’t include coverage for your vehicle. Consider adding collision and comprehensive insurance so that your vehicle is fully covered. Before you buy insurance to drive for Uber, shop around for the best coverage with the lowest rates. Be sure to compare multiple companies since many of them offer rideshare coverage.

We hope you’ve learned all you need to know about Uber car requirements. Before you leave, enter your ZIP code to compare auto insurance quotes from companies near you for free.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption