Where to Get Pictures of Your Auto Taken for Insurance Purposes

Auto insurers require pictures of your car (car insurance pictures) when you purchase auto insurance or are in an accident. This is to ensure you do not file a claim for previous damages. Taking pictures of your car for auto insurance purposes is usually done by an insurance company employee, or in some cases, repair shops or mechanics.

Free Auto Insurance Comparison

secured lock Secured with SHA-256 Encryption

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Apr 29, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Auto insurance companies require pictures of your car either when you are purchasing insurance or after a car accident
  • Pictures of your car will ensure your honesty in filing claims before purchasing auto insurance
  • Cell phone cameras especially come in handy to document any damage to your car in an accident
  • Besides photo evidence, your auto insurance company will need other supporting documentation after a car accident

When you are purchasing auto insurance, some companies require you to submit pictures of your vehicle. You need to get car insurance pictures taken through your local insurance office, in most cases, so you may need to search “insurance pictures near me” online. It is a way of keeping drivers from filing a claim for previous damages.

Other times your insurance company requires you to take pictures of your auto after a car accident. You can personally take the picture of car insurance, and your insurance company will follow up on at a licensed mechanic or repair shop for auto and general vehicle inspection.

Curious about affordable auto insurance? Find an insurance company that matches your budget by entering your ZIP code above and comparing at least three to four auto insurance quotes!

What is the purpose of taking photos for insurance?

You may be wondering what the purpose is of getting photos taken of your vehicle when you purchase insurance? The purpose of this is to document damage to your vehicle before purchasing your policy.

For example, if you have a dent in your car, the picture will document the dent so that you can’t file a claim for it at a future time.

Taking pictures for insurance claims ensures your honesty in filing claims and, even though taking your Allstate claim photos might be a bit of a hassle, it could help you find damage you didn’t even know about. 

A small chip in a windshield may go unnoticed by you, but an insurance company knows how quickly it can lead to the replacement of an entire windshield in the future.

An insurance company employee is required to take pictures so that a driver does not bring in photos that were taken before the damage was done. Some insurance companies have contracted this work out to mechanics or repair shops and will let you know where you can get the pictures taken.

Surprisingly, with the competitive nature of the insurance industry, many insurance companies no longer require pictures.

This change is especially true of national chains that receive most of their customers online. It would be overwhelming to try and take pictures of all the vehicles requesting insurance.

You would need to find out if the company you’re planning to choose, a national chain (ex. Progressive car insurance images) or a local chain (home and auto insurance images), requires pictures/insurance company images.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

What is the purpose of taking photos after an accident?

After an accident, you can take pictures on your own, but make sure the date stamp is on each picture.

Taking pictures is important since things such as towing and police reports happen quickly. If you don’t have a camera with you, many police officers carry one for the purpose of documenting accidents.

Before you have an accident, check with your insurance carrier to see if they have insurance adjusters who come to the scene of an accident to record information.

If this is the case, you don’t have to do any of the picture taking; the adjuster will do it for you.

You want to know this information before an accident, because you may not be in the state of mind to figure it out at the scene of an accident.

If you don’t have a camera, don’t forget about your cell phone camera. Most cell phones have cameras and video cameras built-in. You can use your cell phone to record damage to your vehicle or another person’s vehicle.

Keeping record with your cell phone camera may be even better than using a traditional camera since you can e-mail the pictures directly to the insurance company.

Even with all this effort put into picture taking, most auto insurance companies will want you to take your vehicle to a certified mechanic to assess the damages. The mechanic or repair shop will take pictures for you.

Check with your insurance company to find a list of mechanics and repair shops they work with.

What other information will you need to supply besides pictures?

When you are in an auto accident, in addition to insurance photos, you will need to provide other information to the insurance company.

You need to fill out an official auto insurance claim form that is most likely downloadable from your insurance carrier’s website.

This form will ask you for specific information such as the date and time of the accident. Your auto insurance company will also need supporting documentation such as:

  • Police reports
  • Witness statements
  • Repair shop estimates
  • Other drivers’ insurance information

Do not reveal too much information too soon. The first 24 hours after an accident can be difficult; especially if there have been any injuries.

Wait until you are thinking clearly and have been medically evaluated before telling your insurance company all the details of your accident.

Be ready for an accident by finding a reliable insurance company. Enter your ZIP code below to compare auto insurance rates from several companies!

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption