Best Wickenburg, Arizona Auto Insurance in 2024
The average Wickenburg, AZ auto insurance rates are $285 per month. The minimum auto insurance in Wickenburg is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Wickenburg, Arizona, compare quotes from multiple companies.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Wickenburg is 18.3 minutes
- Average auto insurance rates in Wickenburg, AZ for senior drivers are $1,967 per year
- The minimum auto insurance required in Wickenburg, Arizona is 15/30/10
Wickenburg, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Wickenburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wickenburg, Arizona, including driving record, credit, commute time, and more.
Compare auto insurance in Wickenburg to other Arizona cities, including Surprise auto insurance rates, Scottsdale auto insurance rates, and Gilbert auto insurance rates to see how Wickenburg, Arizona auto insurance rates stack up.
Before you buy Wickenburg, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wickenburg, Arizona auto insurance quotes.
Minimum Auto Insurance in Wickenburg, Arizona
Wickenburg, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wickenburg, Arizona.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Wickenburg, Arizona Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Wickenburg, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,706 | $2,706 | $2,628 | $2,628 | $5,932 | $7,737 | $3,041 | $3,315 |
| American Family | $2,510 | $2,510 | $2,305 | $2,305 | $6,583 | $8,559 | $2,510 | $2,955 |
| Farmers | $2,467 | $2,470 | $2,197 | $2,354 | $10,619 | $10,987 | $2,760 | $2,827 |
| Geico | $1,566 | $1,742 | $1,326 | $1,691 | $4,470 | $4,696 | $1,429 | $1,402 |
| Nationwide | $2,070 | $2,111 | $1,853 | $1,965 | $5,000 | $6,408 | $2,377 | $2,570 |
| Progressive | $1,726 | $1,519 | $1,552 | $1,475 | $7,010 | $7,823 | $1,861 | $1,858 |
| State Farm | $2,400 | $2,400 | $2,109 | $2,109 | $7,462 | $9,365 | $2,585 | $3,278 |
| Travelers | $1,980 | $2,083 | $1,847 | $1,964 | $5,814 | $7,347 | $2,092 | $2,199 |
| USAA | $1,649 | $1,662 | $1,531 | $1,563 | $6,011 | $6,984 | $2,175 | $2,362 |
Cheap Wickenburg, Arizona Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Wickenburg, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Wickenburg, Arizona.
Read More: Cheapest Teen Driver Auto Insurance in Arizona
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,932 | $7,737 |
| American Family | $6,583 | $8,559 |
| Farmers | $10,619 | $10,987 |
| Geico | $4,470 | $4,696 |
| Nationwide | $5,000 | $6,408 |
| Progressive | $7,010 | $7,823 |
| State Farm | $7,462 | $9,365 |
| Travelers | $5,814 | $7,347 |
| USAA | $6,011 | $6,984 |
Cheap Wickenburg, Arizona Auto Insurance for Seniors
What are senior auto insurance rates in Wickenburg, Arizona? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,628 | $2,628 |
| American Family | $2,305 | $2,305 |
| Farmers | $2,197 | $2,354 |
| Geico | $1,326 | $1,691 |
| Nationwide | $1,853 | $1,965 |
| Progressive | $1,552 | $1,475 |
| State Farm | $2,109 | $2,109 |
| Travelers | $1,847 | $1,964 |
| USAA | $1,531 | $1,563 |
Cheap Wickenburg, Arizona Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wickenburg, Arizona compared to the annual auto insurance rates with a clean record in Wickenburg, Arizona.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,088 | $3,875 | $4,400 | $3,982 |
| American Family | $2,667 | $4,197 | $5,155 | $3,100 |
| Farmers | $3,881 | $5,002 | $4,886 | $4,572 |
| Geico | $1,776 | $2,401 | $3,207 | $1,776 |
| Nationwide | $2,579 | $2,709 | $4,005 | $2,883 |
| Progressive | $2,743 | $3,596 | $2,894 | $3,180 |
| State Farm | $3,605 | $4,322 | $3,964 | $3,964 |
| Travelers | $2,533 | $3,291 | $3,688 | $3,150 |
| USAA | $2,183 | $3,110 | $4,107 | $2,568 |
Cheap Wickenburg, Arizona Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Wickenburg, Arizona is not easy. Compare the annual rates for DUI auto insurance in Wickenburg, Arizona to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,400 |
| American Family | $5,155 |
| Farmers | $4,886 |
| Geico | $3,207 |
| Nationwide | $4,005 |
| Progressive | $2,894 |
| State Farm | $3,964 |
| Travelers | $3,688 |
| USAA | $4,107 |
Cheap Wickenburg, Arizona Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Wickenburg, Arizona annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,930 | $3,488 | $3,092 |
| American Family | $4,755 | $3,537 | $3,047 |
| Farmers | $5,238 | $4,366 | $4,152 |
| Geico | $3,147 | $2,064 | $1,659 |
| Nationwide | $3,657 | $2,915 | $2,560 |
| Progressive | $3,462 | $3,023 | $2,824 |
| State Farm | $7,301 | $2,823 | $1,767 |
| Travelers | $3,858 | $3,138 | $2,500 |
| USAA | $3,963 | $2,742 | $2,271 |
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Cheap Wickenburg, Arizona Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Wickenburg, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Wickenburg, Arizona to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 85390 | $3,399 |
Cheap Wickenburg, Arizona Auto Insurance Rates By Commute
Commute length and annual mileage affect Wickenburg, Arizona auto insurance. Find the cheapest annual Wickenburg, Arizona auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,836 | $3,836 |
| American Family | $3,743 | $3,817 |
| Farmers | $4,585 | $4,585 |
| Geico | $2,251 | $2,329 |
| Nationwide | $3,044 | $3,044 |
| Progressive | $3,103 | $3,103 |
| State Farm | $3,865 | $4,062 |
| Travelers | $3,166 | $3,166 |
| USAA | $2,959 | $3,025 |
Cheap Wickenburg, Arizona Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Wickenburg, Arizona? Check out the comparison of annual Wickenburg, Arizona auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,618 | $3,854 | $4,037 |
| American Family | $3,641 | $3,901 | $3,797 |
| Farmers | $3,796 | $4,637 | $5,323 |
| Geico | $1,914 | $2,325 | $2,631 |
| Nationwide | $2,935 | $3,072 | $3,125 |
| Progressive | $2,767 | $3,156 | $3,386 |
| State Farm | $3,585 | $4,034 | $4,272 |
| Travelers | $2,792 | $3,220 | $3,484 |
| USAA | $2,790 | $3,026 | $3,160 |
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Best By Category: Cheapest Auto Insurance in Wickenburg, Arizona
Compare the cheapest auto insurance companies in Wickenburg, Arizona in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
The Cheapest Wickenburg, Arizona Auto Insurance Companies
What auto insurance companies in Wickenburg, Arizona are the cheapest? Compare the top Wickenburg, Arizona auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,836 |
| American Family | $3,780 |
| Farmers | $4,585 |
| Geico | $2,290 |
| Nationwide | $3,044 |
| Progressive | $3,103 |
| State Farm | $3,964 |
| Travelers | $3,166 |
| USAA | $2,992 |
What affects auto insurance rates in Wickenburg, Arizona?
There are a lot of reasons why auto insurance rates in Wickenburg, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wickenburg, Arizona. Many local factors may affect your Wickenburg auto insurance rates.
Wickenburg Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Wickenburg, Arizona auto theft statistics, there have been 28 auto thefts in the city.
Wickenburg Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wickenburg, Arizona commute length is 18.3 minutes according to City-Data.
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Compare Wickenburg, Arizona Auto Insurance Quotes
Before you buy Wickenburg, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wickenburg, Arizona auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance policy that provides financial protection against losses or damages resulting from accidents or other incidents involving your vehicle. It typically includes coverage for property damage, bodily injury, medical expenses, and liability.
Is auto insurance mandatory in Wickenburg, AZ?
Yes, auto insurance is mandatory in Wickenburg, AZ, as it is in most states. Arizona law requires all drivers to carry liability insurance with minimum coverage limits of 25/50/15, which means $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage.
What other types of coverage are available besides liability insurance?
In addition to liability insurance, you can choose to purchase other types of auto insurance coverage, such as collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection (PIP).
What does collision coverage cover?
Collision coverage helps pay for the repairs or replacement of your vehicle if it is damaged in a collision with another vehicle or object, regardless of who is at fault.
What does comprehensive coverage cover?
Comprehensive coverage provides protection for damages to your vehicle that are not caused by a collision. This includes theft, vandalism, fire, natural disasters, falling objects, and damage from animals.
What is uninsured/underinsured motorist coverage?
Uninsured/underinsured motorist (UM/UIM) coverage protects you if you are involved in an accident with a driver who either has no insurance or lacks sufficient coverage to pay for the damages. It helps cover your medical expenses and property damage.
Do I need uninsured/underinsured motorist coverage in Wickenburg, AZ?
While uninsured/underinsured motorist coverage is not legally required in Arizona, it is highly recommended. It provides valuable protection in case you are involved in an accident with an uninsured or underinsured driver.
What factors can affect my auto insurance premium?
Several factors can influence your auto insurance premium, including your driving record, age, gender, marital status, the type of vehicle you drive, your credit history, the coverage options you select, and the deductible amount you choose.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.