Best Wise, Virginia Auto Insurance in 2024
The average Wise, VA auto insurance rates are $191 per month. The minimum auto insurance in Wise is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Wise, Virginia, compare quotes from multiple companies.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Wise is USAA
- Average auto insurance rates in Wise, VA for senior drivers are $1,312 per year
- The most expensive auto insurance company in Wise for teen drivers is Progressive
Wise, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Wise can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wise, Virginia, including driving record, credit, commute time, and more.
Compare auto insurance in Wise to other Virginia cities, including Portsmouth auto insurance rates, Chesapeake auto insurance rates, and Newport News auto insurance rates to see how Wise, Virginia auto insurance rates stack up.
Before you buy Wise, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wise, Virginia auto insurance quotes.
Minimum Auto Insurance in Wise, Virginia
Wise, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wise, Virginia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Wise, Virginia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Wise, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,946 | $1,834 | $1,940 | $1,940 | $6,127 | $7,041 | $2,543 | $2,543 |
| Geico | $1,601 | $1,594 | $1,515 | $1,515 | $3,451 | $4,640 | $1,866 | $1,841 |
| Nationwide | $1,225 | $1,229 | $1,093 | $1,119 | $2,898 | $3,708 | $1,348 | $1,458 |
| Progressive | $1,369 | $1,291 | $1,239 | $1,239 | $6,430 | $7,252 | $1,658 | $1,691 |
| State Farm | $1,271 | $1,271 | $1,149 | $1,149 | $3,908 | $4,883 | $1,438 | $1,672 |
| USAA | $985 | $968 | $921 | $924 | $3,055 | $3,644 | $1,264 | $1,386 |
Cheap Wise, Virginia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Wise, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Wise, Virginia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,127 | $7,041 |
| Geico | $3,451 | $4,640 |
| Nationwide | $2,898 | $3,708 |
| Progressive | $6,430 | $7,252 |
| State Farm | $3,908 | $4,883 |
| USAA | $3,055 | $3,644 |
Cheap Wise, Virginia Auto Insurance for Seniors
What are senior auto insurance rates in Wise, Virginia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,940 | $1,940 |
| Geico | $1,515 | $1,515 |
| Nationwide | $1,093 | $1,119 |
| Progressive | $1,239 | $1,239 |
| State Farm | $1,149 | $1,149 |
| USAA | $921 | $924 |
Cheap Wise, Virginia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wise, Virginia compared to the annual auto insurance rates with a clean record in Wise, Virginia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,420 | $3,880 | $3,533 | $3,123 |
| Geico | $1,713 | $2,221 | $3,365 | $1,713 |
| Nationwide | $1,538 | $1,538 | $2,226 | $1,737 |
| Progressive | $2,358 | $3,141 | $2,835 | $2,750 |
| State Farm | $1,906 | $2,279 | $2,092 | $2,092 |
| USAA | $1,273 | $1,651 | $2,186 | $1,463 |
Cheap Wise, Virginia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Wise, Virginia is not easy. Compare the annual rates for DUI auto insurance in Wise, Virginia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,533 |
| Geico | $3,365 |
| Nationwide | $2,226 |
| Progressive | $2,835 |
| State Farm | $2,092 |
| USAA | $2,186 |
Cheap Wise, Virginia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Wise, Virginia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,951 | $3,163 | $2,603 |
| Geico | $2,503 | $2,128 | $2,128 |
| Nationwide | $2,081 | $1,675 | $1,524 |
| Progressive | $3,086 | $2,702 | $2,525 |
| State Farm | $2,974 | $1,845 | $1,458 |
| USAA | $2,197 | $1,497 | $1,236 |
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Cheap Wise, Virginia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Wise, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Wise, Virginia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 24293 | $2,003 |
Cheap Wise, Virginia Auto Insurance Rates By Commute
Commute length and annual mileage affect Wise, Virginia auto insurance. Find the cheapest annual Wise, Virginia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,141 | $3,337 |
| Geico | $2,211 | $2,295 |
| Nationwide | $1,760 | $1,760 |
| Progressive | $2,771 | $2,771 |
| State Farm | $2,043 | $2,142 |
| USAA | $1,583 | $1,704 |
Cheap Wise, Virginia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Wise, Virginia? Check out the comparison of annual Wise, Virginia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,134 | $3,240 | $3,344 |
| Geico | $2,162 | $2,250 | $2,347 |
| Nationwide | $1,838 | $1,743 | $1,698 |
| Progressive | $2,632 | $2,734 | $2,948 |
| State Farm | $1,979 | $2,088 | $2,210 |
| USAA | $1,585 | $1,646 | $1,699 |
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Best By Category: Cheapest Auto Insurance in Wise, Virginia
Compare the cheapest auto insurance companies in Wise, Virginia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Wise, Virginia Auto Insurance Companies
What auto insurance companies in Wise, Virginia are the cheapest? Compare the top Wise, Virginia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,239 |
| Geico | $2,253 |
| Nationwide | $1,760 |
| Progressive | $2,771 |
| State Farm | $2,092 |
| USAA | $1,643 |
What affects auto insurance rates in Wise, Virginia?
There are a lot of reasons why auto insurance rates in Wise, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wise, Virginia. Many local factors may affect your Wise auto insurance rates.
Wise Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wise, Virginia commute length is 15.7 minutes according to City-Data.
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Compare Wise, Virginia Auto Insurance Quotes
Before you buy Wise, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wise, Virginia auto insurance quotes.
Frequently Asked Questions
What are the average auto insurance rates in Wise, VA?
The average Wise, VA auto insurance rates are $191 per month.
What is the minimum auto insurance coverage required in Wise, VA?
The minimum auto insurance coverage required in Wise, VA to comply with Virginia auto insurance laws is 25/50/20. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $20,000 in property damage liability coverage.
How does commute length affect auto insurance rates in Wise, VA?
Commute length and annual mileage can impact auto insurance rates in Wise, VA. Typically, longer commutes and higher annual mileage can lead to slightly higher insurance premiums. Insurance companies consider the increased exposure to risks associated with more time spent on the road.
How does driving record affect auto insurance rates in Wise, VA?
Your driving record has a significant impact on your auto insurance rates in Wise, VA. A clean driving record with no accidents or violations usually results in lower rates. On the other hand, having accidents, DUIs, or speeding violations can lead to higher insurance premiums.
Does my commute length affect my auto insurance rates in Wise, Virginia?
Yes, your commute length can affect your auto insurance rates in Wise, Virginia. Typically, longer commutes result in higher premiums due to the increased exposure to potential accidents and risks associated with driving longer distances.
Can I get a discount if I bundle my auto insurance with other insurance policies in Wise, Virginia?
Yes, many insurance providers in Wise, Virginia offer discounts when you bundle your auto insurance with other policies such as home insurance or renters insurance. Bundling can often lead to savings on premiums.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.