Best Woodward, Oklahoma Auto Insurance in 2024
The average Woodward, OK auto insurance rates are $327 per month. The minimum auto insurance in Woodward is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Woodward, Oklahoma, compare quotes from multiple companies.
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Brandon Frady
Licensed Insurance Producer
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Producer
UPDATED: Aug 21, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Woodward, Oklahoma is 25/50/25
- The most expensive auto insurance company in Woodward for teen drivers is Liberty Mutual
- The average commute length in Woodward is 16.3 minutes
Woodward, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Woodward can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodward, Oklahoma, including driving record, credit, commute time, and more.
Compare auto insurance in Woodward to other Oklahoma cities, including Lawton auto insurance rates, Midwest City auto insurance rates, and Moore auto insurance rates to see how Woodward, Oklahoma auto insurance rates stack up.
Before you buy Woodward, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodward, Oklahoma auto insurance quotes.
Minimum Auto Insurance in Woodward, Oklahoma
Woodward, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodward, Oklahoma.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Woodward, Oklahoma Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Woodward, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,222 | $2,241 | $2,033 | $2,137 | $6,613 | $7,716 | $2,417 | $2,557 |
| Farmers | $2,485 | $2,479 | $2,242 | $2,352 | $8,770 | $9,008 | $2,801 | $2,949 |
| Geico | $2,145 | $2,322 | $2,260 | $2,500 | $6,078 | $6,489 | $1,881 | $1,913 |
| Liberty Mutual | $4,437 | $4,687 | $3,893 | $4,234 | $11,983 | $13,145 | $4,621 | $4,797 |
| Progressive | $2,510 | $2,406 | $2,063 | $2,174 | $9,635 | $10,831 | $2,945 | $3,098 |
| State Farm | $1,802 | $1,802 | $1,576 | $1,576 | $4,308 | $5,457 | $1,884 | $2,104 |
| USAA | $1,863 | $1,876 | $1,775 | $1,807 | $5,951 | $6,668 | $2,410 | $2,663 |
Cheap Woodward, Oklahoma Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Woodward, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Woodward, Oklahoma.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,613 | $7,716 |
| Farmers | $8,770 | $9,008 |
| Geico | $6,078 | $6,489 |
| Liberty Mutual | $11,983 | $13,145 |
| Progressive | $9,635 | $10,831 |
| State Farm | $4,308 | $5,457 |
| USAA | $5,951 | $6,668 |
Cheap Woodward, Oklahoma Auto Insurance for Seniors
What are senior auto insurance rates in Woodward, Oklahoma? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,033 | $2,137 |
| Farmers | $2,242 | $2,352 |
| Geico | $2,260 | $2,500 |
| Liberty Mutual | $3,893 | $4,234 |
| Progressive | $2,063 | $2,174 |
| State Farm | $1,576 | $1,576 |
| USAA | $1,775 | $1,807 |
Cheap Woodward, Oklahoma Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodward, Oklahoma compared to the annual auto insurance rates with a clean record in Woodward, Oklahoma.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,021 | $3,533 | $4,035 | $3,379 |
| Farmers | $3,510 | $4,468 | $4,360 | $4,206 |
| Geico | $2,351 | $3,566 | $3,899 | $2,978 |
| Liberty Mutual | $4,374 | $7,276 | $8,239 | $6,009 |
| Progressive | $3,480 | $6,425 | $3,838 | $4,089 |
| State Farm | $2,397 | $2,730 | $2,564 | $2,564 |
| USAA | $2,309 | $3,301 | $4,058 | $2,839 |
Cheap Woodward, Oklahoma Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Woodward, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Woodward, Oklahoma to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,035 |
| Farmers | $4,360 |
| Geico | $3,899 |
| Liberty Mutual | $8,239 |
| Progressive | $3,838 |
| State Farm | $2,564 |
| USAA | $4,058 |
Cheap Woodward, Oklahoma Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Woodward, Oklahoma annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,318 | $3,270 | $2,888 |
| Farmers | $4,776 | $3,908 | $3,723 |
| Geico | $3,852 | $3,199 | $2,545 |
| Liberty Mutual | $9,311 | $5,665 | $4,448 |
| Progressive | $5,085 | $4,300 | $3,988 |
| State Farm | $3,561 | $2,286 | $1,844 |
| USAA | $4,656 | $2,632 | $2,092 |
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Cheap Woodward, Oklahoma Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Woodward, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Woodward, Oklahoma to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 73801 | $3,872 |
Cheap Woodward, Oklahoma Auto Insurance Rates By Commute
Commute length and annual mileage affect Woodward, Oklahoma auto insurance. Find the cheapest annual Woodward, Oklahoma auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,492 | $3,492 |
| Farmers | $4,136 | $4,136 |
| Geico | $3,136 | $3,262 |
| Liberty Mutual | $6,475 | $6,475 |
| Progressive | $4,458 | $4,458 |
| State Farm | $2,519 | $2,608 |
| USAA | $3,089 | $3,164 |
Cheap Woodward, Oklahoma Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Woodward, Oklahoma? Check out the comparison of annual Woodward, Oklahoma auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,289 | $3,479 | $3,708 |
| Farmers | $3,981 | $4,097 | $4,330 |
| Geico | $3,008 | $3,199 | $3,389 |
| Liberty Mutual | $6,169 | $6,453 | $6,802 |
| Progressive | $4,160 | $4,431 | $4,782 |
| State Farm | $2,415 | $2,543 | $2,732 |
| USAA | $3,023 | $3,119 | $3,238 |
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Best By Category: Cheapest Auto Insurance in Woodward, Oklahoma
Compare the cheapest auto insurance companies in Woodward, Oklahoma in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
The Cheapest Woodward, Oklahoma Auto Insurance Companies
What auto insurance companies in Woodward, Oklahoma are the cheapest? Compare the top Woodward, Oklahoma auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,492 |
| Farmers | $4,136 |
| Geico | $3,199 |
| Liberty Mutual | $6,475 |
| Progressive | $4,458 |
| State Farm | $2,564 |
| USAA | $3,127 |
What affects auto insurance rates in Woodward, Oklahoma?
There are a lot of reasons why auto insurance rates in Woodward, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodward, Oklahoma. Many local factors may affect your Woodward auto insurance rates.
Woodward Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodward, Oklahoma commute length is 16.3 minutes according to City-Data.
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Compare Woodward, Oklahoma Auto Insurance Quotes
Before you buy Woodward, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodward, Oklahoma auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Woodward, OK?
In Woodward, OK, the minimum auto insurance requirements typically include liability coverage with limits of at least 25/50/25. This means coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident.
Are there any additional coverage options recommended for drivers in Woodward, OK?
While meeting the minimum requirements is mandatory, it is often advisable to consider additional coverage options to protect yourself and your vehicle. Collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage are among the additional coverage options you may want to consider.
What factors can affect auto insurance rates in Woodward, OK?
Auto insurance rates can be influenced by various factors, including your driving record, age, gender, marital status, type of vehicle, annual mileage, and even your credit history. Insurance providers may also consider local factors such as the frequency of accidents or thefts in Woodward, OK.
How can I find affordable auto insurance in Woodward, OK?
To find affordable auto insurance in Woodward, OK, consider shopping around and obtaining quotes from multiple insurance providers. Additionally, maintaining a clean driving record, bundling your auto insurance with other policies, and inquiring about available discounts can help reduce your premium costs.
What should I do if I’m involved in an auto accident in Woodward, OK?
If you’re involved in an auto accident in Woodward, OK, it’s important to prioritize your safety and the safety of others. Exchange insurance information with the other party involved, document the scene of the accident, and report the incident to your insurance provider as soon as possible. They will guide you through the claims process.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Brandon Frady
Licensed Insurance Producer
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.