Allstate Drivewise Review (2021)

Our Allstate Drivewise review will explain how this usage-based auto insurance app works to prevent distracted driving, promote safe driving habits, and provide up to a 15 percent discount on your Allstate auto insurance rates which can be an average of $407 per month. All it takes is installing a small device in your car and downloading the Allstate Drivewise app onto your smartphone. The app measures your driving habits like the times of day or night you drive, braking, and speeding. You can also earn cashback for being a safe driver. Other auto insurance companies offer usage-based auto insurance programs as well. Get insurance quotes from multiple auto insurance companies here.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jan 12, 2022

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Things to Remember

  • You can save up to 15 percent on your auto insurance by using the Allstate Drivewise app.
  • The app measures your driving habits like time of day, breaking, and speed.
  • Allstate will award you cash back for safe driving.

Read our Allstate Drivewise review if you need to save money on auto insurance. Signing up and downloading the app is free and easy, but it will monitor nearly every driving habit you have, which is a good thing.

Usage-based auto insurance is the result of advances in telematics which enables your smartphone mechanisms like GPS and Bluetooth to track your driving behavior. It gives you the chance to pay auto insurance rates based on how you actually drive rather than the traditional factors such as gender, marital status, and credit history.

Allstate isn’t the only company that offers this type of program. Most of the top auto insurance companies have driving apps, and the technology will only get better.

Allstate Drivewise in one of many usage-based options you have based on the company you choose. Enter your ZIP code now to compare insurance quotes from multiple companies to find affordable auto insurance.

What is Allstate Drivewise?

Other than the traditional factors auto insurance companies use to determine your rates, your age, driving record, and where you live are the biggest predictors.

But DriveWise lets you challenge these assumptions.

Allstate Drivewise is a voluntary program created by Allstate Insurance Company to improve driver safety and self-awareness. Allstate issues rewards and offers services based on your and your vehicle’s performance and preferences. The program’s goal is to provide rewards in the form of a discount or monetary reward on the auto insurance policy of customers with safe driving behaviors. 

Allstate users can redeem their rewards points for auctions, car rentals, a daily deal with savings

The Allstate Drivewise app monitors and records data while you continue about your life. When we are being watched, we typically behave, so telematics is one effort to reduce the auto accident deaths from distracted or reckless driving.

Teen drivers can enroll in the Drivewise program and get instant alerts when the app detects dangerous driving behavior. Their parents can monitor the trip data to check how their kids drive and see tips to help them improve their driving skills. 

In fact, the Centers for Disease Control and Prevention (CDC) estimates that more than 2,800 individuals were killed in 2018 and almost 400,000 were injured by distracted driving.

With low coverage levels and the minimum required auto insurance in your state, you will still pay an average of $407 a month for Allstate auto insurance. Drivewise could help you save money and prevent deaths.

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How does Allstate Drivewise work?

There are two things you need to use Allstate Drivewise: a small device plugged into your car as well as a smartphone with the app downloaded on it. Drivewise customers get 10,000 Allstate rewards points for downloading it and completing the program enrollment steps.

The device plugged into your car and the app work together to track your driving habits to make sure you are following the proper speed limits, what time of day or night you drive most, and record any instances of hard braking. Safe speed is considered anything under 80mph.

You can use your Allstate login to check the app for a report of each trip so you can track how you are doing and estimate any discounts or bonuses heading your way. As you drive, the app will give feedback such as in-trip alerts or hard braking habits and at the same time get potential rewards that can be used for merchandise, gift cards, etc. 

Another handy feature of Allstate Drivewise is you can use the same app to view your Allstate insurance verification. Just use your Allstate insurance login – it’s as simple as that.

But, don’t worry. Allstate will not increase your rates if you have bad data.

Who should use Allstate Drivewise?

If you are already a safe driver, you could save big on auto insurance by signing up for Allstate Drivewise, because it offers the benefit of potential savings with no risk. 

Also, if you work from home, commute a short distance to work, and typically drive during the day only, then usage-based auto insurance is likely to save you money.

However, if you have a long commute to work, work third shift, or live and work in a bustling downtown area of a large city, Drivewise is unlikely to lower your auto insurance rates. Most users agree that the program saves money, except for city dwellers who are forced to use sudden braking frequently in congested city streets. They think that the app counts this against them when it comes to rewards or premium discounts. 

Additionally, if tampering is detected, you may be removed from the rewards program and any service offerings and you may lose any rewards owed to you at the time of tempering. 

Allstate Drivewise may work for you, or usage-based auto insurance isn’t a benefit to you at all. Either way, enter your ZIP code to get free auto insurance quotes from multiple companies.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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