Best Cheap Auto Insurance in Burlington, VT (2021)

The average Burlington, VT auto insurance rates are $263 per month. The minimum auto insurance in Burlington is at least 25/50/10 in coverage to comply with Vermont auto insurance laws. To find the best cheap auto insurance in Burlington, Vermont, compare quotes from multiple companies.

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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jul 16, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The average commute length in Burlington is 18.6 minutes
  • Average auto insurance rates in Burlington, VT for senior drivers are $1,844 per year
  • The cheapest auto insurance company in Burlington is USAA

Burlington, Vermont auto insurance requirements are 25/50/10 according to Vermont auto insurance laws. Finding cheap auto insurance in Burlington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Burlington, Vermont, including driving record, credit, commute time, and more.

Compare auto insurance in Burlington to other Vermont cities, including Rutland auto insurance rates, Montpelier auto insurance rates, and Bellows Falls auto insurance rates to see how Burlington, Vermont auto insurance rates stack up.

Before you buy Burlington, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Burlington, Vermont auto insurance quotes.

Minimum Auto Insurance in Burlington, Vermont

Burlington, Vermont auto insurance laws require that you have at least the Vermont minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Burlington, Vermont.

Minimum Required Auto Insurance Coverage in Burlington, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Burlington, Vermont Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Burlington, Vermont are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Burlington, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,109 $2,109 $2,011 $2,011 $5,037 $6,652 $2,396 $2,630
GEICO $1,670 $1,552 $1,637 $1,492 $3,895 $4,529 $1,409 $1,381
Liberty Mutual $1,982 $2,143 $1,752 $1,970 $8,623 $9,593 $2,273 $2,403
Nationwide $1,429 $1,452 $1,287 $1,356 $3,487 $4,430 $1,641 $1,766
Progressive $3,246 $3,206 $2,909 $2,919 $10,082 $11,029 $3,313 $3,519
State Farm $2,478 $2,478 $2,220 $2,220 $7,392 $9,506 $2,764 $3,062
USAA $1,089 $1,093 $1,020 $1,014 $3,508 $3,663 $1,489 $1,552

Cheap Burlington, Vermont Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Burlington, Vermont is a challenge. Take a look at the annual teen auto insurance rates in Burlington, Vermont.

Annual Auto Insurance Rates for Teen Drivers in Burlington, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,037 $6,652
GEICO $3,895 $4,529
Liberty Mutual $8,623 $9,593
Nationwide $3,487 $4,430
Progressive $10,082 $11,029
State Farm $7,392 $9,506
USAA $3,508 $3,663

Cheap Burlington, Vermont Auto Insurance for Seniors

What are senior auto insurance rates in Burlington, Vermont? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Burlington, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,011
GEICO $1,637 $1,492
Liberty Mutual $1,752 $1,970
Nationwide $1,287 $1,356
Progressive $2,909 $2,919
State Farm $2,220 $2,220
USAA $1,020 $1,014

Cheap Burlington, Vermont Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Burlington, Vermont compared to the annual auto insurance rates with a clean record in Burlington, Vermont.

Annual Burlington, Vermont Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,589 $3,412 $3,522 $2,954
GEICO $1,417 $2,353 $3,266 $1,746
Liberty Mutual $3,384 $4,043 $4,296 $3,648
Nationwide $1,689 $2,164 $2,717 $1,854
Progressive $4,238 $6,137 $4,761 $4,976
State Farm $3,646 $4,384 $4,015 $4,015
USAA $1,375 $1,736 $2,575 $1,529

Cheap Burlington, Vermont Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Burlington, Vermont is not easy. Compare the annual rates for DUI auto insurance in Burlington, Vermont to find the best deal.

Annual Auto Insurance Rates After a DUI in Burlington, Vermont

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,522
GEICO $3,266
Liberty Mutual $4,296
Nationwide $2,717
Progressive $4,761
State Farm $4,015
USAA $2,575

Cheap Burlington, Vermont Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Burlington, Vermont annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Burlington, Vermont

Insurance Company Poor Fair Good
Allstate $3,824 $2,923 $2,610
GEICO $3,552 $1,870 $1,164
Liberty Mutual $5,740 $3,298 $2,490
Nationwide $2,427 $2,019 $1,872
Progressive $5,771 $4,846 $4,467
State Farm $7,061 $3,012 $1,972
USAA $2,601 $1,558 $1,252

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Cheap Burlington, Vermont Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Burlington, Vermont can vary. Compare the annual cost of auto insurance by ZIP code in Burlington, Vermont to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Burlington, Vermont

ZIP Code Average Annual Rates
5401 $3,135
5405 $3,170
5408 $3,171

Cheap Burlington, Vermont Auto Insurance Rates By Commute

Commute length and annual mileage affect Burlington, Vermont auto insurance. Find the cheapest annual Burlington, Vermont auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Burlington, Vermont

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,059 $3,179
GEICO $2,164 $2,227
Liberty Mutual $3,843 $3,843
Nationwide $2,106 $2,106
Progressive $5,028 $5,028
State Farm $3,887 $4,144
USAA $1,782 $1,825

Cheap Burlington, Vermont Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Burlington, Vermont? Check out the comparison of annual Burlington, Vermont auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Burlington, Vermont

Insurance Company Low Medium High
Allstate $3,058 $3,115 $3,185
GEICO $2,107 $2,198 $2,282
Liberty Mutual $3,615 $3,836 $4,077
Nationwide $2,143 $2,116 $2,059
Progressive $4,760 $4,962 $5,362
State Farm $3,777 $4,038 $4,231
USAA $1,743 $1,801 $1,867

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Best By Category: Cheapest Auto Insurance in Burlington, Vermont

Compare the cheapest auto insurance companies in Burlington, Vermont in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Burlington, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Burlington, Vermont Auto Insurance Companies

What auto insurance companies in Burlington, Vermont are the cheapest? Compare the top Burlington, Vermont auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Burlington, Vermont

Insurance Company Average Annual Rates
Allstate $3,119
GEICO $2,196
Liberty Mutual $3,843
Nationwide $2,106
Progressive $5,028
State Farm $4,015
USAA $1,804

What affects auto insurance rates in Burlington, Vermont?

There are a lot of reasons why auto insurance rates in Burlington, Vermont are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Burlington, Vermont. Many local factors may affect your Burlington auto insurance rates.

Burlington Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Burlington, Vermont auto theft statistics, there have been 13 auto thefts in the city.

Burlington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Burlington, Vermont commute length is 18.6 minutes according to City-Data.

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Compare Burlington, Vermont Auto Insurance Quotes

Before you buy Burlington, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Burlington, Vermont auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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